Should I invest in Tata Liquid Super High Investment Plan - Appreciation?

We don't give personal investment advice. Tata Liquid Super High Investment Plan - Appreciation is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 6.33%.

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Tata Liquid Super High Investment Plan - Appreciation

Latest NAV

₹4,983.3769

As of

3 Jun 2026

5,768 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.00%	+0.03	1 / 51	Q1
1W	+0.25%	+0.17%	+0.08	4 / 51	Q1
2W	+0.15%	+0.09%	+0.06	6 / 51	Q1
1M	+0.21%	+0.14%	+0.06	10 / 51	Q1
3M	+1.25%	+0.42%	+0.83	3 / 51	Q1
6M	+2.63%	+0.91%	+1.73	5 / 51	Q1
YTD	+2.17%	+0.83%	+1.34	3 / 51	Q1
1Y	+5.87%	+2.16%	+3.71	6 / 51	Q1
2Y	+6.96%	+2.79%	+4.17	5 / 51	Q1
3Y	+7.14%	+3.08%	+4.06	2 / 43	Q1
4Y	+7.02%	+3.09%	+3.92	4 / 43	Q1
5Y	+6.33%	+2.77%	+3.56	5 / 43	Q1
7Y	+6.26%	+2.65%	+3.62	3 / 43	Q1
10Y	+5.83%	+2.72%	+3.10	15 / 42	Q2
Inception	+6.94%	+3.46%	+3.48	12 / 50	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.17%	+0.74%	+1.44	1 / 42
2025	+7.37%	+3.15%	+4.22	8 / 42
2024	+7.64%	+3.39%	+4.24	7 / 41
2023	+7.37%	+3.51%	+3.86	3 / 39
2022	+4.79%	+2.03%	+2.77	5 / 41
2021	+3.91%	+1.44%	+2.47	1 / 41
2020	+6.36%	+2.26%	+4.11	3 / 47
2019	+8.06%	+2.96%	+5.09	3 / 47
2018	-0.12%	+2.57%	-2.70	41 / 43
2017	+6.63%	+2.37%	+4.26	6 / 43
2016	+7.55%	+2.97%	+4.57	11 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.00%

234 windows

min -0.6% · max 9.8%

99% positive

3-Year rolling

+6.89%

210 windows

min 4.0% · max 9.4%

100% positive

5-Year rolling

+6.87%

185 windows

min 4.6% · max 9.0%

100% positive

7-Year rolling

+6.92%

161 windows

min 5.3% · max 8.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.43%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.16%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund - Savings Plan-Daily Dividend Option	HDFC	₹1,063.6400	3 Jun 2026
NIPPON INDIA MONEY MARKET FUND - QUARTERLY IDCW Option	Nippon India	₹1,022.7499	3 Jun 2026
SBI Magnum Income Fund - F R P - Short Term - (G)	SBI	₹43.5732	3 Jun 2026
ICICI Prudential Money Market Fund Option - IDCW Others	ICICI Prudential	₹183.8376	3 Jun 2026
Invesco India Money Market Fund - Daily IDCW (Reinvestment)	Invesco	₹1,000.2900	3 Jun 2026
Franklin India Money Market Fund - DP - Wkly IDCW R	Franklin India	₹10.0960	3 Jun 2026
Templeton Floating Rate Income Fund-Long Term Plan-Dividend Option	Franklin Templeton	₹11.1750	3 Jun 2026
Kotak Floater Short Term-(Growth)	Kotak Mahindra	₹4,738.1215	3 Jun 2026
DSP BlackRock Treasury Bill Fund - Dividend	DSP BlackRock	₹12.3436	3 Jun 2026
UTI MMF - Instn Growth Plan	UTI	₹3,254.9369	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹4,983.3769
2 Jun 2026	₹4,982.5048
1 Jun 2026	₹4,980.5837
31 May 2026	₹4,978.0433
29 May 2026	₹4,976.1178
27 May 2026	₹4,972.1875
26 May 2026	₹4,970.2573
25 May 2026	₹4,970.9145
22 May 2026	₹4,969.3481
21 May 2026	₹4,969.7602

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Tata Liquid Super High Investment Plan - Appreciation is ₹4,983.3769. It's a Money Market Fund from Tata, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Liquid Super High Investment Plan - Appreciation has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Liquid Super High Investment Plan - Appreciation is managed by Tata. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Liquid Super High Investment Plan - Appreciation has delivered a absolute return of 5.87% — +3.71 pp ahead of the Money Market Fund category average of 2.16%. The fund ranks #6 of 51 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Tata Liquid Super High Investment Plan - Appreciation has delivered a CAGR of 7.14% — +4.06 pp ahead of the Money Market Fund category average of 3.08%. The fund ranks #2 of 43 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Tata Liquid Super High Investment Plan - Appreciation has delivered a CAGR of 6.33% — +3.56 pp ahead of the Money Market Fund category average of 2.77%. The fund ranks #5 of 43 in its category — the top (Q1) quartile.

₹1 lakh invested in Tata Liquid Super High Investment Plan - Appreciation exactly 10 years ago would be worth approximately ₹176,167 today — a multiplier of 1.76×, based on the 10-year CAGR of 5.83%. The category average over the same window would have grown ₹1 lakh to ₹130,832.

A ₹10,000 monthly SIP in Tata Liquid Super High Investment Plan - Appreciation over the last 5 years — total invested ₹600,000 — would be worth ₹712,898 today. That's an XIRR (money-weighted annualised return) of 6.83%.

A ₹10,000 monthly SIP for 10 years in Tata Liquid Super High Investment Plan - Appreciation = ₹1,200,000 invested. It would currently be worth ₹1,641,386 (multiplier 1.37×). XIRR: 6.10%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Liquid Super High Investment Plan - Appreciation ranks #5 out of 43 funds in the Money Market Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.77%; this fund delivered 6.33%.

The worst peak-to-trough decline Tata Liquid Super High Investment Plan - Appreciation has experienced over the last 5-year window is 0.25% — its NAV fell from a high on 02 May 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Liquid Super High Investment Plan - Appreciation averaged 6.87% (best 9.03%, worst 4.55%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.61 — negative risk-adjusted performance.

In calendar year 2025, Tata Liquid Super High Investment Plan - Appreciation returned 7.37% — beating the Money Market Fund category average of 3.15% by 4.22 pp. It ranked #8 of 42 in its category that year.

Tata Liquid Super High Investment Plan - Appreciation is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Liquid Super High Investment Plan - Appreciation is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.3%. 5-year CAGR: 6.33%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Tata Liquid Super High Investment Plan - Appreciation

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Money Market Fund

Recent NAVs

Frequently asked questions

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