Should I invest in ICICI Prudential Money Market Fund Option?

We don't give personal investment advice. ICICI Prudential Money Market Fund Option - IDCW Others is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.9%. 5-year CAGR: 5.44%.

ICICI Prudential

ICICI Prudential Money Market Fund Option - IDCW Others

Latest NAV

₹183.8376

As of

3 Jun 2026

2,989 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.00%	+0.03	14 / 51	Q2
1W	+0.23%	+0.17%	+0.07	14 / 51	Q2
2W	+0.13%	+0.09%	+0.04	20 / 51	Q2
1M	+0.18%	+0.14%	+0.03	19 / 51	Q2
3M	+1.15%	+0.42%	+0.73	15 / 51	Q2
6M	+2.57%	+0.91%	+1.67	12 / 51	Q1
YTD	+2.09%	+0.83%	+1.26	15 / 51	Q2
1Y	+5.81%	+2.16%	+3.64	13 / 51	Q2
2Y	+6.94%	+2.79%	+4.16	7 / 51	Q1
3Y	+7.12%	+3.08%	+4.05	6 / 43	Q1
4Y	+6.99%	+3.09%	+3.90	6 / 43	Q1
5Y	+5.44%	+2.77%	+2.67	18 / 43	Q2
7Y	+4.63%	+2.65%	+1.99	18 / 43	Q2
10Y	+5.45%	+2.72%	+2.72	16 / 42	Q2
Inception	+5.17%	+3.46%	+1.71	17 / 50	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.09%	+0.74%	+1.35	13 / 42
2025	+7.40%	+3.15%	+4.25	6 / 42
2024	+7.66%	+3.39%	+4.27	4 / 41
2023	+7.37%	+3.51%	+3.86	5 / 39
2022	+0.62%	+2.03%	-1.41	21 / 41
2021	-2.79%	+1.44%	-4.23	40 / 41
2020	+6.20%	+2.26%	+3.94	5 / 47
2019	+7.85%	+2.96%	+4.89	10 / 47
2018	+7.64%	+2.57%	+5.06	6 / 43
2017	+6.62%	+2.37%	+4.25	8 / 43
2016	+7.64%	+2.97%	+4.67	8 / 44

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.42%

130 windows

min -2.8% · max 8.4%

82% positive

3-Year rolling

+5.16%

105 windows

min 1.2% · max 7.6%

100% positive

5-Year rolling

+4.74%

81 windows

min 3.7% · max 7.6%

100% positive

7-Year rolling

+4.83%

57 windows

min 4.6% · max 5.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.45%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.18%

May 2026 → May 2026

% positive months

100.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Money Market Fund

Scheme	Fund house	NAV	As of
HDFC Cash Management Fund - Savings Plan-Daily Dividend Option	HDFC	₹1,063.6400	3 Jun 2026
NIPPON INDIA MONEY MARKET FUND - QUARTERLY IDCW Option	Nippon India	₹1,022.7499	3 Jun 2026
SBI Magnum Income Fund - F R P - Short Term - (G)	SBI	₹43.5732	3 Jun 2026
ICICI Prudential Sweep Plan - Cash Option-Dividend Option-Daily	ICICI Prudential	₹100.1295	3 Jun 2026
Invesco India Money Market Fund - Daily IDCW (Reinvestment)	Invesco	₹1,000.2900	3 Jun 2026
Franklin India Money Market Fund - DP - Wkly IDCW R	Franklin India	₹10.0960	3 Jun 2026
Templeton Floating Rate Income Fund-Long Term Plan-Dividend Option	Franklin Templeton	₹11.1750	3 Jun 2026
Kotak Floater Short Term-(Growth)	Kotak Mahindra	₹4,738.1215	3 Jun 2026
DSP BlackRock Treasury Bill Fund - Dividend	DSP BlackRock	₹12.3436	3 Jun 2026
UTI MMF - Instn Growth Plan	UTI	₹3,254.9369	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹183.8376
2 Jun 2026	₹183.8118
1 Jun 2026	₹183.7543
29 May 2026	₹183.5866
27 May 2026	₹183.4621
26 May 2026	₹183.3828
25 May 2026	₹183.4121
22 May 2026	₹183.3398
21 May 2026	₹183.3568
20 May 2026	₹183.5067

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Money Market Fund Option - IDCW Others is ₹183.8376. It's a Money Market Fund from ICICI Prudential, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Money Market Fund Option - IDCW Others has NAV history starting from 12 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Money Market Fund Option - IDCW Others is managed by ICICI Prudential. It's classified by AMFI under the 'Money Market Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Money Market Fund Option - IDCW Others has delivered a absolute return of 5.81% — +3.64 pp ahead of the Money Market Fund category average of 2.16%. The fund ranks #13 of 51 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Money Market Fund Option - IDCW Others has delivered a CAGR of 7.12% — +4.05 pp ahead of the Money Market Fund category average of 3.08%. The fund ranks #6 of 43 in its category — the top (Q1) quartile.

Over the trailing 5-year window, ICICI Prudential Money Market Fund Option - IDCW Others has delivered a CAGR of 5.44% — +2.67 pp ahead of the Money Market Fund category average of 2.77%. The fund ranks #18 of 43 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Money Market Fund Option - IDCW Others exactly 10 years ago would be worth approximately ₹169,979 today — a multiplier of 1.70×, based on the 10-year CAGR of 5.45%. The category average over the same window would have grown ₹1 lakh to ₹130,832.

A ₹10,000 monthly SIP in ICICI Prudential Money Market Fund Option - IDCW Others over the last 5 years — total invested ₹600,000 — would be worth ₹707,209 today. That's an XIRR (money-weighted annualised return) of 6.51%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Money Market Fund Option - IDCW Others = ₹1,200,000 invested. It would currently be worth ₹1,573,329 (multiplier 1.31×). XIRR: 5.29%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Money Market Fund Option - IDCW Others ranks #18 out of 43 funds in the Money Market Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 2.77%; this fund delivered 5.44%.

The worst peak-to-trough decline ICICI Prudential Money Market Fund Option - IDCW Others has experienced over the last 5-year window is 3.91% — its NAV fell from a high on 16 Mar 2022 to a low on 17 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Money Market Fund Option - IDCW Others averaged 4.74% (best 7.57%, worst 3.67%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.62 — negative risk-adjusted performance.

In calendar year 2025, ICICI Prudential Money Market Fund Option - IDCW Others returned 7.40% — beating the Money Market Fund category average of 3.15% by 4.25 pp. It ranked #6 of 42 in its category that year.

ICICI Prudential Money Market Fund Option - IDCW Others is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. ICICI Prudential Money Market Fund Option - IDCW Others is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.9%. 5-year CAGR: 5.44%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Money Market Fund Option - IDCW Others

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Money Market Fund

Recent NAVs

Frequently asked questions

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