Should I invest in Tata Floater Fund Daily Dividend?

We don't give personal investment advice. Tata Floater Fund Daily Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 0.00%.

Tata

Tata Floater Fund Daily Dividend

Unit split applied to historical metrics

This scheme had a 100× unit consolidation on 2 Jul 2012. Returns, SIP simulations and risk metrics on this page are split-adjusted — they reflect what a real investor's portfolio experienced (a consolidation doesn't change portfolio value, only the unit count and per-unit NAV).

Latest NAV

₹1,003.5288

As of

17 Jul 2026

4,939 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	+0.04%	-0.02	42 / 47	Q4
1W	+0.04%	+0.09%	-0.05	41 / 47	Q4
2W	+0.00%	+0.05%	-0.05	35 / 47	Q3
1M	+0.00%	+0.33%	-0.33	36 / 47	Q4
3M	+0.00%	+0.72%	-0.72	33 / 46	Q3
6M	+0.06%	+2.44%	-2.38	38 / 46	Q4
YTD	+0.00%	+2.41%	-2.41	34 / 46	Q3
1Y	-0.13%	+4.26%	-4.38	41 / 46	Q4
2Y	+0.00%	+4.13%	-4.13	34 / 45	Q4
3Y	+0.00%	+3.72%	-3.72	34 / 43	Q4
4Y	+0.00%	+3.52%	-3.52	35 / 43	Q4
5Y	+0.00%	+3.52%	-3.52	31 / 39	Q4
7Y	+0.63%	+3.36%	-2.72	24 / 38	Q3
10Y	+0.00%	+3.06%	-3.06	33 / 37	Q4
Inception	+0.02%	+4.05%	-4.04	42 / 47	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+1.60%	-1.60	27 / 37
2025	+0.00%	+3.42%	-3.42	28 / 36
2024	+0.00%	+3.30%	-3.30	27 / 38
2023	+0.00%	+3.11%	-3.11	35 / 38
2022	+0.00%	+3.32%	-3.32	35 / 37
2021	+0.00%	+2.96%	-2.96	23 / 34
2020	+1.17%	+4.32%	-3.15	23 / 35
2019	-1.18%	+1.00%	-2.18	31 / 39
2018	+0.00%	+2.90%	-2.90	26 / 37
2017	+0.00%	+2.57%	-2.57	19 / 37
2016	+0.00%	+3.64%	-3.64	31 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.01%

236 windows

min -5.0% · max 5.4%

20% positive

3-Year rolling

+0.00%

211 windows

min -1.7% · max 1.6%

20% positive

5-Year rolling

+0.00%

187 windows

min -1.0% · max 1.0%

24% positive

7-Year rolling

-0.01%

163 windows

min -0.7% · max 0.8%

9% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.20%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.63%

Jun 2025 → May 2026

% positive months

16.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,116.3182	17 Jul 2026
ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan	ICICI Prudential	₹105.7358	17 Jul 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,115.9642	17 Jul 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5362	17 Jul 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	17 Jul 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	17 Jul 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,366.4841	17 Jul 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹695.5079	17 Jul 2026
IDFC Liquidity Manager - Daily Dividend	IDFC	₹10.1015	17 Jul 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.7137	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,003.5288
16 Jul 2026	₹1,003.2966
15 Jul 2026	₹1,002.9099
14 Jul 2026	₹1,002.7624
13 Jul 2026	₹1,003.5121
10 Jul 2026	₹1,003.1119
9 Jul 2026	₹1,002.7327
8 Jul 2026	₹1,002.2855
7 Jul 2026	₹1,003.1514
6 Jul 2026	₹1,003.5288

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Tata Floater Fund Daily Dividend is ₹1,003.5288. It's a Low Duration Fund from Tata, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Tata Floater Fund Daily Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 3 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Tata Floater Fund Daily Dividend is managed by Tata. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Tata Floater Fund Daily Dividend has delivered a absolute return of -0.13% — -4.38 pp behind the Low Duration Fund category average of 4.26%. The fund ranks #41 of 46 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Tata Floater Fund Daily Dividend has delivered a CAGR of 0.00% — -3.72 pp behind the Low Duration Fund category average of 3.72%. The fund ranks #34 of 43 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Tata Floater Fund Daily Dividend has delivered a CAGR of 0.00% — -3.52 pp behind the Low Duration Fund category average of 3.52%. The fund ranks #31 of 39 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Tata Floater Fund Daily Dividend exactly 10 years ago would be worth approximately ₹100,000 today — a multiplier of 1.00×, based on the 10-year CAGR of 0.00%. The category average over the same window would have grown ₹1 lakh to ₹135,203.

A ₹10,000 monthly SIP in Tata Floater Fund Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹599,987 today. That's an XIRR (money-weighted annualised return) of -0.00%.

A ₹10,000 monthly SIP for 10 years in Tata Floater Fund Daily Dividend = ₹1,200,000 invested. It would currently be worth ₹1,202,429 (multiplier 1.00×). XIRR: 0.04%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Tata Floater Fund Daily Dividend ranks #31 out of 39 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.52%; this fund delivered 0.00%.

The worst peak-to-trough decline Tata Floater Fund Daily Dividend has experienced over the last 5-year window is 0.63% — its NAV fell from a high on 06 Jun 2025 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Tata Floater Fund Daily Dividend averaged 0.00% (best 1.04%, worst -1.03%). 24% of rolling windows ended positive.

In calendar year 2025, Tata Floater Fund Daily Dividend returned 0.00% — lagging the Low Duration Fund category average of 3.42% by 3.42 pp. It ranked #28 of 36 in its category that year.

Tata Floater Fund Daily Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Tata Floater Fund Daily Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.6%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.