Should I invest in IDFC Liquidity Manager - Daily Dividend?

We don't give personal investment advice. IDFC Liquidity Manager - Daily Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 0.00%.

IDFC

IDFC Liquidity Manager - Daily Dividend

Latest NAV

₹10.1015

As of

17 Jul 2026

4,652 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+0.04%	0.00	35 / 47	Q3
1W	+0.05%	+0.09%	-0.04	39 / 47	Q4
2W	+0.00%	+0.05%	-0.05	37 / 47	Q4
1M	+0.00%	+0.33%	-0.33	39 / 47	Q4
3M	+0.00%	+0.72%	-0.72	36 / 46	Q4
6M	+0.06%	+2.44%	-2.37	36 / 46	Q4
YTD	+0.00%	+2.41%	-2.41	37 / 46	Q4
1Y	+0.00%	+4.26%	-4.26	37 / 46	Q4
2Y	+0.00%	+4.13%	-4.13	37 / 45	Q4
3Y	+0.00%	+3.72%	-3.72	36 / 43	Q4
4Y	+0.00%	+3.52%	-3.52	37 / 43	Q4
5Y	+0.00%	+3.52%	-3.52	33 / 39	Q4
7Y	+0.04%	+3.36%	-3.31	30 / 38	Q4
10Y	+0.06%	+3.06%	-3.00	27 / 37	Q3
Inception	+0.05%	+4.05%	-4.00	40 / 47	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.00%	+1.60%	-1.60	29 / 37
2025	+0.00%	+3.42%	-3.42	30 / 36
2024	+0.00%	+3.30%	-3.30	30 / 38
2023	+0.00%	+3.11%	-3.11	37 / 38
2022	+0.00%	+3.32%	-3.32	36 / 37
2021	+0.00%	+2.96%	-2.96	24 / 34
2020	+0.30%	+4.32%	-4.02	27 / 35
2019	+0.00%	+1.00%	-1.00	24 / 39
2018	+0.00%	+2.90%	-2.90	30 / 37
2017	+0.00%	+2.57%	-2.57	23 / 37
2016	+0.51%	+3.64%	-3.13	23 / 38

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.05%

209 windows

min -0.9% · max 0.6%

32% positive

3-Year rolling

+0.06%

185 windows

min -0.3% · max 0.2%

63% positive

5-Year rolling

+0.07%

161 windows

min -0.1% · max 0.3%

87% positive

7-Year rolling

+0.07%

136 windows

min 0.0% · max 0.2%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.12%

3-year · annualised

Sharpe ratio

—

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.30%

Mar 2024 → May 2026

% positive months

11.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Low Duration Fund

Scheme	Fund house	NAV	As of
NIPPON INDIA LOW DURATION FUND - IDCW Option	Nippon India	₹2,116.3182	17 Jul 2026
ICICI Prudential Flexible Income Plan Premium-Daily Dividend Plan	ICICI Prudential	₹105.7358	17 Jul 2026
Invesco India Low Duration Fund - Discretionary IDCW (Payout / Reinvestment)	Invesco	₹4,115.9642	17 Jul 2026
Franklin India Low Duration Fund-IDCW	Franklin India	₹10.5362	17 Jul 2026
BARODA BNP PARIBAS LOW DURATION Fund-Defunct Plan- Daily IDCW Option	Baroda BNP Paribas	₹10.0499	17 Jul 2026
Canara Robeco Floating Rate-SHORT TERM PLAN-DAILY DIVIDEND REINVESTMENT	Canara Robeco	₹10.2600	17 Jul 2026
UTI - Treasury Advantage Fund - Quarterly Dividend Option	UTI	₹2,366.4841	17 Jul 2026
Birla Sun Life Cash Manager-Plan B(Growth)	Birla Sun Life	₹695.5079	17 Jul 2026
IDFC Liquidity Manager - Growth	IDFC	₹41.0116	17 Jul 2026
JM Low Duration Fund - Bonus Option - Principal Units		₹23.7137	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.1015
16 Jul 2026	₹10.0976
15 Jul 2026	₹10.0932
14 Jul 2026	₹10.0911
13 Jul 2026	₹10.1012
10 Jul 2026	₹10.0967
9 Jul 2026	₹10.0923
8 Jul 2026	₹10.0894
7 Jul 2026	₹10.0981
6 Jul 2026	₹10.1015

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of IDFC Liquidity Manager - Daily Dividend is ₹10.1015. It's a Low Duration Fund from IDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

IDFC Liquidity Manager - Daily Dividend has NAV history starting from 31 May 2008, a track record of about 18 years 1 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

IDFC Liquidity Manager - Daily Dividend is managed by IDFC. It's classified by AMFI under the 'Low Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, IDFC Liquidity Manager - Daily Dividend has delivered a absolute return of 0.00% — -4.26 pp behind the Low Duration Fund category average of 4.26%. The fund ranks #37 of 46 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, IDFC Liquidity Manager - Daily Dividend has delivered a CAGR of 0.00% — -3.72 pp behind the Low Duration Fund category average of 3.72%. The fund ranks #36 of 43 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, IDFC Liquidity Manager - Daily Dividend has delivered a CAGR of 0.00% — -3.52 pp behind the Low Duration Fund category average of 3.52%. The fund ranks #33 of 39 in its category — the bottom (Q4) quartile.

₹1 lakh invested in IDFC Liquidity Manager - Daily Dividend exactly 10 years ago would be worth approximately ₹100,629 today — a multiplier of 1.01×, based on the 10-year CAGR of 0.06%. The category average over the same window would have grown ₹1 lakh to ₹135,203.

A ₹10,000 monthly SIP in IDFC Liquidity Manager - Daily Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹600,102 today. That's an XIRR (money-weighted annualised return) of 0.01%.

A ₹10,000 monthly SIP for 10 years in IDFC Liquidity Manager - Daily Dividend = ₹1,200,000 invested. It would currently be worth ₹1,201,763 (multiplier 1.00×). XIRR: 0.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, IDFC Liquidity Manager - Daily Dividend ranks #33 out of 39 funds in the Low Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.52%; this fund delivered 0.00%.

The worst peak-to-trough decline IDFC Liquidity Manager - Daily Dividend has experienced over the last 5-year window is 0.54% — its NAV fell from a high on 19 Jul 2021 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, IDFC Liquidity Manager - Daily Dividend averaged 0.07% (best 0.31%, worst -0.09%). 87% of rolling windows ended positive.

In calendar year 2025, IDFC Liquidity Manager - Daily Dividend returned 0.00% — lagging the Low Duration Fund category average of 3.42% by 3.42 pp. It ranked #30 of 36 in its category that year.

IDFC Liquidity Manager - Daily Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. IDFC Liquidity Manager - Daily Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.5%. 5-year CAGR: 0.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.