Should I invest in Sundaram Services Fund Direct Plan?

We don't give personal investment advice. Sundaram Services Fund Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 15.51%.

Sundaram

Sundaram Services Fund Direct Plan - Growth

Latest NAV

₹36.8075

As of

2 Jun 2026

1,888 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.15%	+0.27%	-0.12	148 / 258	Q3
1W	-1.73%	-1.34%	-0.39	149 / 258	Q3
2W	-0.07%	+0.04%	-0.11	139 / 259	Q3
1M	-0.37%	-0.39%	+0.02	117 / 259	Q2
3M	+1.25%	+2.19%	-0.94	138 / 257	Q3
6M	-6.42%	-1.09%	-5.33	180 / 247	Q3
YTD	-7.16%	-1.30%	-5.86	184 / 247	Q3
1Y	-0.87%	+5.02%	-5.89	161 / 230	Q3
2Y	+8.84%	+5.50%	+3.34	39 / 182	Q1
3Y	+15.57%	+16.94%	-1.37	78 / 139	Q3
4Y	+15.84%	+16.57%	-0.73	71 / 119	Q3
5Y	+15.51%	+13.73%	+1.78	37 / 109	Q2
7Y	+18.00%	+16.42%	+1.57	36 / 91	Q2
10Y	—	—	—	—	—
Inception	+18.44%	+10.45%	+7.99	41 / 259	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.16%	-0.94%	-6.23	182 / 244
2025	+11.12%	+4.41%	+6.71	50 / 208
2024	+19.20%	+23.18%	-3.98	101 / 155
2023	+29.22%	+33.51%	-4.29	76 / 127
2022	+4.65%	+4.32%	+0.32	62 / 116
2021	+46.34%	+34.43%	+11.91	26 / 104
2020	+16.72%	+21.19%	-4.48	42 / 94
2019	+22.24%	+9.30%	+12.94	11 / 85
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+22.40%

82 windows

min -19.1% · max 87.0%

93% positive

3-Year rolling

+22.96%

58 windows

min 14.2% · max 35.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+23.24%

33 windows

min 15.5% · max 29.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+19.86%

9 windows

min 17.4% · max 21.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.28%

3-year · annualised

Sharpe ratio

0.67

vs risk-free 6.5%

Sortino ratio

1.09

Downside-only deviation

Max drawdown

-17.22%

Jan 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option - Direct Plan	HDFC	₹18.0340	3 Jun 2026
Nippon India Active Momentum Fund-Direct Plan - Growth Option	Nippon India	₹12.1791	3 Jun 2026
SBI Automotive Opportunities Fund - Direct Plan - Growth	SBI	₹11.7563	3 Jun 2026
ICICI Prudential Active Momentum Fund - Direct Plan - Growth	ICICI Prudential	₹10.6800	3 Jun 2026
Invesco India Business Cycle Fund - Direct Plan - Growth	Invesco	₹13.3000	3 Jun 2026
Bandhan Business Cycle Fund - Direct Plan - Growth	Bandhan	₹9.6290	3 Jun 2026
quant BFSI Fund - Growth Option - Direct Plan	Quant	₹20.2506	3 Jun 2026
QUANTUM ESG BEST IN CLASS STRATEGY FUND - DIRECT PLAN - GROWTH OPTION	Quantum	₹23.5100	3 Jun 2026
Aditya Birla Sun Life Banking and Financial Services Fund - Direct Plan - Growth	Aditya Birla Sun Life	₹66.7400	3 Jun 2026
Motilal Oswal Active Momentum Fund- Direct-Growth	Motilal Oswal	₹13.3284	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹36.8075
1 Jun 2026	₹36.7512
29 May 2026	₹37.0258
27 May 2026	₹37.4139
26 May 2026	₹37.4558
25 May 2026	₹37.4339
22 May 2026	₹36.9958
21 May 2026	₹36.8374
20 May 2026	₹36.8627
19 May 2026	₹36.8343

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Sundaram Services Fund Direct Plan - Growth is ₹36.8075. It's a Sectoral/Thematic Fund from Sundaram, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Sundaram Services Fund Direct Plan - Growth has NAV history starting from 25 Sep 2018, a track record of about 7 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Sundaram Services Fund Direct Plan - Growth is managed by Sundaram. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram Services Fund Direct Plan - Growth has delivered a absolute return of -0.87% — -5.89 pp behind the Sectoral/Thematic Fund category average of 5.02%. The fund ranks #161 of 230 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Sundaram Services Fund Direct Plan - Growth has delivered a CAGR of 15.57% — -1.37 pp behind the Sectoral/Thematic Fund category average of 16.94%. The fund ranks #78 of 139 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Sundaram Services Fund Direct Plan - Growth has delivered a CAGR of 15.51% — +1.78 pp ahead of the Sectoral/Thematic Fund category average of 13.73%. The fund ranks #37 of 109 in its category — the second (Q2) quartile.

₹1 lakh invested in Sundaram Services Fund Direct Plan - Growth exactly 5 years ago would be worth approximately ₹205,605 today — a multiplier of 2.06×, based on the 5-year CAGR of 15.51%. The category average over the same window would have grown ₹1 lakh to ₹190,234.

A ₹10,000 monthly SIP in Sundaram Services Fund Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹822,477 today. That's an XIRR (money-weighted annualised return) of 12.56%.

Sundaram Services Fund Direct Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,545,125 — XIRR 17.09%.

On a 5-year basis, Sundaram Services Fund Direct Plan - Growth ranks #37 out of 109 funds in the Sectoral/Thematic Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.73%; this fund delivered 15.51%.

The worst peak-to-trough decline Sundaram Services Fund Direct Plan - Growth has experienced over the last 5-year window is 17.36% — its NAV fell from a high on 15 Nov 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram Services Fund Direct Plan - Growth averaged 23.24% (best 29.18%, worst 15.51%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.65 — reasonable risk-adjusted performance.

In calendar year 2025, Sundaram Services Fund Direct Plan - Growth returned 11.12% — beating the Sectoral/Thematic Fund category average of 4.41% by 6.71 pp. It ranked #50 of 208 in its category that year.

Sundaram Services Fund Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Sundaram Services Fund Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 17.4%. 5-year CAGR: 15.51%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Sundaram Services Fund Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Sectoral/Thematic Fund

Recent NAVs

Frequently asked questions

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