Should I invest in Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular?

We don't give personal investment advice. Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 5.83%.

Sundaram BNP Paribas

Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth

Latest NAV

₹35.6206

As of

28 Jun 2024

4,420 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.04%	+0.01	28 / 46	Q3
1W	+0.07%	+0.20%	-0.13	42 / 46	Q4
2W	+0.23%	+0.19%	+0.04	29 / 46	Q3
1M	+0.58%	+0.10%	+0.48	2 / 46	Q1
3M	+1.71%	-0.11%	+1.82	3 / 45	Q1
6M	+3.66%	+0.36%	+3.29	5 / 45	Q1
YTD	+3.61%	+0.24%	+3.37	3 / 45	Q1
1Y	+6.91%	+1.36%	+5.55	5 / 45	Q1
2Y	+6.74%	+2.42%	+4.32	6 / 43	Q1
3Y	+4.95%	+1.94%	+3.01	10 / 37	Q2
4Y	+4.73%	+2.39%	+2.35	10 / 33	Q2
5Y	+5.83%	+2.05%	+3.78	4 / 33	Q1
7Y	+6.05%	+1.88%	+4.18	5 / 31	Q1
10Y	+6.36%	+1.70%	+4.67	2 / 25	Q1
Inception	+6.84%	+2.36%	+4.48	5 / 46	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2024 YTD	+3.61%	+2.68%	+0.92	12 / 39
2023	+6.87%	+2.17%	+4.71	1 / 37
2022	+2.97%	+1.72%	+1.25	9 / 33
2021	+2.92%	-0.47%	+3.39	3 / 33
2020	+7.59%	+2.88%	+4.71	7 / 31
2019	+10.06%	+2.39%	+7.67	4 / 30
2018	+5.97%	+1.46%	+4.50	3 / 29
2017	+6.26%	+0.94%	+5.32	4 / 34
2016	+6.54%	+2.13%	+4.41	5 / 30
2015	+7.05%	+5.34%	+1.71	2 / 3
2014	+7.80%	+4.84%	+2.96	1 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.84%

210 windows

min 1.3% · max 11.3%

100% positive

3-Year rolling

+6.86%

185 windows

min 4.0% · max 8.5%

100% positive

5-Year rolling

+7.03%

162 windows

min 5.6% · max 8.0%

100% positive

7-Year rolling

+7.06%

137 windows

min 6.0% · max 7.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.19%

3-year · annualised

Sharpe ratio

-1.38

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.51%

Apr 2022 → May 2022

% positive months

91.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,476.2350	3 Jun 2026
Invesco India Banking and PSU Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,049.2553	3 Jun 2026
Bandhan Banking and PSU Fund - Regular Annual IDCW	Bandhan	₹11.1380	3 Jun 2026
Mirae Asset Banking and PSU Fund - Regular plan - IDCW	Mirae Asset	₹13.3774	3 Jun 2026
Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option	Edelweiss	₹17.4365	3 Jun 2026
DSP Banking & PSU Debt Fund - Regular Plan - IDCW	DSP	₹10.3693	3 Jun 2026
HSBC Banking and PSU Debt Fund - Regular Daily IDCW	HSBC	₹11.0969	3 Jun 2026
Canara Robeco Banking and PSU Debt Fund- Regular Plan- IDCW (Payout/ Reinvestment)	Canara Robeco	₹10.7432	3 Jun 2026
UTI Banking & PSU Fund - Regular Plan - Annual IDCW	UTI	₹13.1500	3 Jun 2026
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW	Axis	₹1,037.7295	3 Jun 2026

Recent NAVs

Date	NAV
28 Jun 2024	₹35.6206
27 Jun 2024	₹35.6043
26 Jun 2024	₹35.6016
25 Jun 2024	₹35.6148
24 Jun 2024	₹35.6137
21 Jun 2024	₹35.5952
20 Jun 2024	₹35.5828
19 Jun 2024	₹35.5809
18 Jun 2024	₹35.5612
14 Jun 2024	₹35.5384

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 28 Jun 2024, the NAV of Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth is ₹35.6206. It's a Banking & PSU Fund from Sundaram BNP Paribas, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth is managed by Sundaram BNP Paribas. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth has delivered a absolute return of 6.91% — +5.55 pp ahead of the Banking & PSU Fund category average of 1.36%. The fund ranks #5 of 45 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth has delivered a CAGR of 4.95% — +3.01 pp ahead of the Banking & PSU Fund category average of 1.94%. The fund ranks #10 of 37 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth has delivered a CAGR of 5.83% — +3.78 pp ahead of the Banking & PSU Fund category average of 2.05%. The fund ranks #4 of 33 in its category — the top (Q1) quartile.

₹1 lakh invested in Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth exactly 10 years ago would be worth approximately ₹185,301 today — a multiplier of 1.85×, based on the 10-year CAGR of 6.36%. The category average over the same window would have grown ₹1 lakh to ₹118,304.

A ₹10,000 monthly SIP in Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹688,756 today. That's an XIRR (money-weighted annualised return) of 5.45%.

A ₹10,000 monthly SIP for 10 years in Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth = ₹1,200,000 invested. It would currently be worth ₹1,638,274 (multiplier 1.37×). XIRR: 6.06%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth ranks #4 out of 33 funds in the Banking & PSU Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 2.05%; this fund delivered 5.83%.

The worst peak-to-trough decline Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth has experienced over the last 5-year window is 1.79% — its NAV fell from a high on 09 Mar 2020 to a low on 24 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth averaged 7.03% (best 8.02%, worst 5.60%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.60 — negative risk-adjusted performance.

In calendar year 2023, Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth returned 6.87% — beating the Banking & PSU Fund category average of 2.17% by 4.71 pp. It ranked #1 of 37 in its category that year.

Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.8%. 5-year CAGR: 5.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Sundaram BNP Paribas Flexible Fund-Short Term Plan Regular - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Banking & PSU Fund

Recent NAVs

Frequently asked questions

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