Should I invest in Edelweiss Banking and PSU Debt Fund?

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: -0.98%.

Edelweiss

Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option

Latest NAV

₹17.6764

As of

17 Jul 2026

2,334 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.03%	+0.02%	+0.02	11 / 46	Q1
1W	+0.02%	-0.01%	+0.03	19 / 46	Q2
2W	-0.04%	-0.11%	+0.07	13 / 46	Q2
1M	+0.61%	+0.03%	+0.58	13 / 46	Q2
3M	-0.34%	+0.55%	-0.88	40 / 45	Q4
6M	-0.90%	+1.10%	-2.00	42 / 45	Q4
YTD	-1.16%	+0.74%	-1.90	43 / 45	Q4
1Y	-2.78%	+1.85%	-4.63	44 / 45	Q4
2Y	-0.26%	+2.54%	-2.80	41 / 43	Q4
3Y	-0.29%	+2.10%	-2.39	35 / 37	Q4
4Y	-0.11%	+2.35%	-2.46	33 / 34	Q4
5Y	-0.98%	+2.15%	-3.13	32 / 33	Q4
7Y	+1.08%	+1.81%	-0.73	12 / 31	Q2
10Y	—	—	—	—	—
Inception	+2.99%	+2.40%	+0.60	17 / 46	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.16%	+0.48%	-1.64	34 / 36
2025	+0.46%	+2.43%	-1.97	20 / 37
2024	+1.03%	+2.68%	-1.65	19 / 39
2023	-0.53%	+2.17%	-2.69	36 / 37
2022	-4.09%	+1.72%	-5.81	32 / 33
2021	-0.29%	-0.47%	+0.18	18 / 33
2020	+9.62%	+2.88%	+6.74	1 / 31
2019	+12.98%	+2.39%	+10.59	2 / 30
2018	+5.75%	+1.46%	+4.29	4 / 29
2017	+5.93%	+0.94%	+4.98	5 / 34
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+3.26%

106 windows

min -5.7% · max 15.2%

69% positive

3-Year rolling

+3.03%

81 windows

min -2.0% · max 10.3%

64% positive

5-Year rolling

+2.48%

57 windows

min -1.1% · max 6.8%

77% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+3.11%

33 windows

min 1.1% · max 4.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.30%

3-year · annualised

Sharpe ratio

-2.03

vs risk-free 6.5%

Sortino ratio

-2.69

Downside-only deviation

Max drawdown

-5.56%

May 2025 → May 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Banking & PSU Fund

Scheme	Fund house	NAV	As of
SBI Banking & PSU Fund - Regular Plan - Daily Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹1,501.8744	17 Jul 2026
Invesco India Banking and PSU Fund - Regular Plan - Daily IDCW (Reinvestment)	Invesco	₹1,049.8531	17 Jul 2026
Bandhan Banking and PSU Fund - Regular Annual IDCW	Bandhan	₹11.3500	17 Jul 2026
Mirae Asset Banking and PSU Fund - Regular plan - IDCW	Mirae Asset	₹13.5966	17 Jul 2026
Edelweiss Banking and PSU Debt Fund - Regular Plan Fortnightly - IDCW Option	Edelweiss	₹13.8840	17 Jul 2026
DSP Banking & PSU Debt Fund - Regular Plan - IDCW	DSP	₹10.5865	17 Jul 2026
HSBC Banking and PSU Debt Fund - Regular Daily IDCW	HSBC	₹11.0910	17 Jul 2026
Canara Robeco Banking and PSU Debt Fund- Regular Plan- IDCW (Payout/ Reinvestment)	Canara Robeco	₹10.6618	17 Jul 2026
UTI Banking & PSU Fund - Regular Plan - Annual IDCW	UTI	₹13.3115	17 Jul 2026
Axis Banking & PSU Debt Fund - Regular Plan - Daily IDCW	Axis	₹1,037.3339	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹17.6764
16 Jul 2026	₹17.6708
15 Jul 2026	₹17.6620
14 Jul 2026	₹17.6557
13 Jul 2026	₹17.6771
10 Jul 2026	₹17.6734
9 Jul 2026	₹17.6638
8 Jul 2026	₹17.6589
7 Jul 2026	₹17.6811
6 Jul 2026	₹17.6865

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option is ₹17.6764. It's a Banking & PSU Fund from Edelweiss, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option has NAV history starting from 28 Nov 2016, a track record of about 9 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option is managed by Edelweiss. It's classified by AMFI under the 'Banking & PSU Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option has delivered a absolute return of -2.78% — -4.63 pp behind the Banking & PSU Fund category average of 1.85%. The fund ranks #44 of 45 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option has delivered a CAGR of -0.29% — -2.39 pp behind the Banking & PSU Fund category average of 2.10%. The fund ranks #35 of 37 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option has delivered a CAGR of -0.98% — -3.13 pp behind the Banking & PSU Fund category average of 2.15%. The fund ranks #32 of 33 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option exactly 5 years ago would be worth approximately ₹95,206 today — a multiplier of 0.95×, based on the 5-year CAGR of -0.98%. The category average over the same window would have grown ₹1 lakh to ₹111,241.

A ₹10,000 monthly SIP in Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹594,135 today. That's an XIRR (money-weighted annualised return) of -0.39%.

Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹834,214 — XIRR -0.20%.

On a 5-year basis, Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option ranks #32 out of 33 funds in the Banking & PSU Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 2.15%; this fund delivered -0.98%.

The worst peak-to-trough decline Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option has experienced over the last 5-year window is 7.13% — its NAV fell from a high on 23 Sep 2021 to a low on 26 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option averaged 2.48% (best 6.81%, worst -1.07%). 77% of rolling windows ended positive. The 5-year Sharpe ratio is -2.13 — negative risk-adjusted performance.

In calendar year 2025, Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option returned 0.46% — lagging the Banking & PSU Fund category average of 2.43% by 1.97 pp. It ranked #20 of 37 in its category that year.

Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Edelweiss Banking and PSU Debt Fund - Regular Plan - IDCW Option is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 7.1%. 5-year CAGR: -0.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.