Should I invest in Sundaram BNP Paribas Rural India Fund Dividend?

We don't give personal investment advice. Sundaram BNP Paribas Rural India Fund Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.8%. 5-year CAGR: 2.81%.

Sundaram BNP Paribas

Sundaram BNP Paribas Rural India Fund Dividend

Latest NAV

₹22.6512

As of

3 Jun 2026

4,935 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.59%	+0.28%	+0.31	26 / 122	Q1
1W	-1.79%	-1.28%	-0.51	78 / 122	Q3
2W	-1.38%	+0.09%	-1.47	96 / 122	Q4
1M	-3.13%	-0.62%	-2.51	104 / 122	Q4
3M	-9.86%	+1.50%	-11.36	120 / 122	Q4
6M	-24.85%	-2.06%	-22.79	122 / 122	Q4
YTD	-17.29%	-1.85%	-15.44	121 / 122	Q4
1Y	-21.93%	+2.44%	-24.37	119 / 119	Q4
2Y	-9.64%	+3.47%	-13.10	115 / 116	Q4
3Y	-0.66%	+14.90%	-15.56	110 / 112	Q4
4Y	+2.25%	+14.65%	-12.40	103 / 105	Q4
5Y	+2.81%	+12.36%	-9.55	101 / 104	Q4
7Y	+3.26%	+13.76%	-10.50	97 / 99	Q4
10Y	+1.28%	+11.67%	-10.39	93 / 93	Q4
Inception	+4.22%	+10.81%	-6.58	112 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-17.29%	-2.01%	-15.27	117 / 118
2025	-8.02%	+3.20%	-11.21	110 / 115
2024	+11.24%	+19.60%	-8.36	87 / 113
2023	+21.33%	+31.56%	-10.23	92 / 108
2022	+1.63%	+2.19%	-0.55	56 / 104
2021	+10.74%	+32.41%	-21.67	93 / 102
2020	+10.87%	+18.32%	-7.45	60 / 100
2019	-6.01%	+5.50%	-11.51	92 / 97
2018	-21.89%	-10.07%	-11.82	82 / 94
2017	+24.79%	+30.10%	-5.31	62 / 93
2016	+6.89%	-0.25%	+7.14	21 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.21%

233 windows

min -62.8% · max 90.7%

63% positive

3-Year rolling

+6.16%

207 windows

min -16.8% · max 28.6%

73% positive

5-Year rolling

+5.74%

184 windows

min -7.3% · max 17.6%

75% positive

7-Year rolling

+5.65%

160 windows

min -1.6% · max 15.1%

99% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.21%

3-year · annualised

Sharpe ratio

-0.33

vs risk-free 6.5%

Sortino ratio

-0.39

Downside-only deviation

Max drawdown

-35.79%

Sep 2024 → Jun 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹16.8310	3 Jun 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.7005	3 Jun 2026
Magnum Equity Fund -Dividend	SBI	₹71.4772	3 Jun 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.5700	3 Jun 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹21.5824	3 Jun 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.2801	3 Jun 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹67.0980	3 Jun 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.3200	3 Jun 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹382.6597	3 Jun 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹62.7500	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.6512
2 Jun 2026	₹22.7209
1 Jun 2026	₹22.5869
29 May 2026	₹22.8898
27 May 2026	₹23.2081
26 May 2026	₹23.1352
22 May 2026	₹23.0260
21 May 2026	₹23.0302
20 May 2026	₹23.0405
19 May 2026	₹23.0378

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Sundaram BNP Paribas Rural India Fund Dividend is ₹22.6512. It's a Sectoral/Thematic Fund from Sundaram BNP Paribas, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Sundaram BNP Paribas Rural India Fund Dividend has NAV history starting from 18 May 2006, a track record of about 20 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sundaram BNP Paribas Rural India Fund Dividend is managed by Sundaram BNP Paribas. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram BNP Paribas Rural India Fund Dividend has delivered a absolute return of -21.93% — -24.37 pp behind the Sectoral/Thematic Fund category average of 2.44%. The fund ranks #119 of 119 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Sundaram BNP Paribas Rural India Fund Dividend has delivered a CAGR of -0.66% — -15.56 pp behind the Sectoral/Thematic Fund category average of 14.90%. The fund ranks #110 of 112 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sundaram BNP Paribas Rural India Fund Dividend has delivered a CAGR of 2.81% — -9.55 pp behind the Sectoral/Thematic Fund category average of 12.36%. The fund ranks #101 of 104 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Sundaram BNP Paribas Rural India Fund Dividend exactly 10 years ago would be worth approximately ₹113,532 today — a multiplier of 1.14×, based on the 10-year CAGR of 1.28%. The category average over the same window would have grown ₹1 lakh to ₹301,430.

A ₹10,000 monthly SIP in Sundaram BNP Paribas Rural India Fund Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹547,443 today. That's an XIRR (money-weighted annualised return) of -3.59%.

A ₹10,000 monthly SIP for 10 years in Sundaram BNP Paribas Rural India Fund Dividend = ₹1,200,000 invested. It would currently be worth ₹1,261,428 (multiplier 1.05×). XIRR: 0.99%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram BNP Paribas Rural India Fund Dividend ranks #101 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.36%; this fund delivered 2.81%.

The worst peak-to-trough decline Sundaram BNP Paribas Rural India Fund Dividend has experienced over the last 5-year window is 35.79% — its NAV fell from a high on 23 Sep 2024 to a low on 01 Jun 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram BNP Paribas Rural India Fund Dividend averaged 5.74% (best 17.63%, worst -7.29%). 75% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, Sundaram BNP Paribas Rural India Fund Dividend returned -8.02% — lagging the Sectoral/Thematic Fund category average of 3.20% by 11.21 pp. It ranked #110 of 115 in its category that year.

Sundaram BNP Paribas Rural India Fund Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Sundaram BNP Paribas Rural India Fund Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 35.8%. 5-year CAGR: 2.81%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.