Should I invest in Sundaram BNP Paribas Rural India Fund Dividend?

We don't give personal investment advice. Sundaram BNP Paribas Rural India Fund Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.2%. 5-year CAGR: 2.98%.

Sundaram BNP Paribas

Sundaram BNP Paribas Rural India Fund Dividend

Latest NAV

₹23.9413

As of

17 Jul 2026

4,966 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.21%	-0.07%	+0.28	51 / 122	Q2
1W	-0.44%	-0.15%	-0.29	82 / 122	Q3
2W	-0.91%	-0.13%	-0.78	90 / 122	Q3
1M	+1.94%	+1.33%	+0.61	47 / 122	Q2
3M	-4.48%	+3.32%	-7.80	119 / 122	Q4
6M	-9.80%	+2.87%	-12.67	112 / 122	Q4
YTD	-12.84%	+1.43%	-14.27	114 / 122	Q4
1Y	-19.59%	+2.53%	-22.13	120 / 120	Q4
2Y	-11.90%	+1.69%	-13.58	113 / 116	Q4
3Y	-0.98%	+13.72%	-14.70	111 / 114	Q4
4Y	+2.03%	+15.46%	-13.43	104 / 106	Q4
5Y	+2.98%	+12.16%	-9.19	101 / 104	Q4
7Y	+5.22%	+15.00%	-9.78	96 / 99	Q4
10Y	+1.31%	+11.50%	-10.19	92 / 93	Q4
Inception	+4.47%	+11.17%	-6.70	109 / 122	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.84%	+1.37%	-14.22	110 / 118
2025	-8.02%	+3.20%	-11.21	110 / 115
2024	+11.24%	+19.60%	-8.36	87 / 113
2023	+21.33%	+31.56%	-10.23	92 / 108
2022	+1.63%	+2.19%	-0.55	56 / 104
2021	+10.74%	+32.41%	-21.67	93 / 102
2020	+10.87%	+18.32%	-7.45	60 / 100
2019	-6.01%	+5.50%	-11.51	92 / 97
2018	-21.89%	-10.07%	-11.82	82 / 94
2017	+24.79%	+30.10%	-5.31	62 / 93
2016	+6.89%	-0.25%	+7.14	21 / 93

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.34%

233 windows

min -59.4% · max 107.3%

62% positive

3-Year rolling

+6.28%

209 windows

min -15.4% · max 29.0%

74% positive

5-Year rolling

+5.77%

185 windows

min -7.6% · max 18.4%

79% positive

7-Year rolling

+5.73%

161 windows

min -1.1% · max 16.2%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

16.93%

3-year · annualised

Sharpe ratio

-0.36

vs risk-free 6.5%

Sortino ratio

-0.47

Downside-only deviation

Max drawdown

-36.25%

Sep 2024 → Jun 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Sectoral/Thematic Fund

Scheme	Fund house	NAV	As of
HDFC Banking & Financial Services Fund - Growth Option	HDFC	₹18.4020	17 Jul 2026
Nippon India Japan Equity Fund- Growth Plan- Bonus Option	Nippon India	₹27.0439	17 Jul 2026
Magnum Equity Fund -Dividend	SBI	₹75.2678	17 Jul 2026
ICICI Prudential Active Momentum Fund - Growth	ICICI Prudential	₹10.7400	17 Jul 2026
Franklin Asian Equity Fund - Dividend Plan	Franklin Templeton	₹20.5340	17 Jul 2026
Franklin India Multi-Factor Fund- Growth	Franklin India	₹9.5442	17 Jul 2026
Kotak Infrastructure & Economic Reform Fund - Standard Plan-Growth	Kotak	₹68.7640	17 Jul 2026
Canara Robeco Infrastructure-DIVIDEND	Canara Robeco	₹64.5500	17 Jul 2026
UTI - MNC Fund (UGS 10000)-Growth Option	UTI	₹397.9086	17 Jul 2026
BANK OF INDIA Manufacturing & Infrastructure Fund-Growth	Bank of India	₹66.3400	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.9413
16 Jul 2026	₹23.8910
15 Jul 2026	₹23.9215
14 Jul 2026	₹23.8432
13 Jul 2026	₹23.9794
10 Jul 2026	₹24.0466
9 Jul 2026	₹23.9613
8 Jul 2026	₹23.8138
7 Jul 2026	₹24.2606
6 Jul 2026	₹24.2547

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Sundaram BNP Paribas Rural India Fund Dividend is ₹23.9413. It's a Sectoral/Thematic Fund from Sundaram BNP Paribas, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Sundaram BNP Paribas Rural India Fund Dividend has NAV history starting from 18 May 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sundaram BNP Paribas Rural India Fund Dividend is managed by Sundaram BNP Paribas. It's classified by AMFI under the 'Sectoral/Thematic Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram BNP Paribas Rural India Fund Dividend has delivered a absolute return of -19.59% — -22.13 pp behind the Sectoral/Thematic Fund category average of 2.53%. The fund ranks #120 of 120 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Sundaram BNP Paribas Rural India Fund Dividend has delivered a CAGR of -0.98% — -14.7 pp behind the Sectoral/Thematic Fund category average of 13.72%. The fund ranks #111 of 114 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sundaram BNP Paribas Rural India Fund Dividend has delivered a CAGR of 2.98% — -9.19 pp behind the Sectoral/Thematic Fund category average of 12.16%. The fund ranks #101 of 104 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Sundaram BNP Paribas Rural India Fund Dividend exactly 10 years ago would be worth approximately ₹113,873 today — a multiplier of 1.14×, based on the 10-year CAGR of 1.31%. The category average over the same window would have grown ₹1 lakh to ₹297,061.

A ₹10,000 monthly SIP in Sundaram BNP Paribas Rural India Fund Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹574,316 today. That's an XIRR (money-weighted annualised return) of -1.72%.

A ₹10,000 monthly SIP for 10 years in Sundaram BNP Paribas Rural India Fund Dividend = ₹1,200,000 invested. It would currently be worth ₹1,328,568 (multiplier 1.11×). XIRR: 2.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram BNP Paribas Rural India Fund Dividend ranks #101 out of 104 funds in the Sectoral/Thematic Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 12.16%; this fund delivered 2.98%.

The worst peak-to-trough decline Sundaram BNP Paribas Rural India Fund Dividend has experienced over the last 5-year window is 36.25% — its NAV fell from a high on 23 Sep 2024 to a low on 11 Jun 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram BNP Paribas Rural India Fund Dividend averaged 5.76% (best 18.42%, worst -7.60%). 79% of rolling windows ended positive. The 5-year Sharpe ratio is -0.13 — negative risk-adjusted performance.

In calendar year 2025, Sundaram BNP Paribas Rural India Fund Dividend returned -8.02% — lagging the Sectoral/Thematic Fund category average of 3.20% by 11.21 pp. It ranked #110 of 115 in its category that year.

Sundaram BNP Paribas Rural India Fund Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Sundaram BNP Paribas Rural India Fund Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 36.2%. 5-year CAGR: 2.98%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.