Should I invest in Sundaram BNP Paribas Bond Saver(Growth)?

We don't give personal investment advice. Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.3%. 5-year CAGR: 4.00%.

Sundaram BNP Paribas

Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth)

Latest NAV

₹75.2476

As of

7 Jan 2025

4,498 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	-0.01%	+0.08	1 / 2	Q2
1W	+0.15%	+0.26%	-0.12	2 / 2	Q4
2W	+0.27%	+0.41%	-0.14	2 / 2	Q4
1M	+0.27%	+0.77%	-0.51	2 / 2	Q4
3M	+1.24%	+0.68%	+0.56	1 / 2	Q2
6M	+3.21%	+2.95%	+0.26	1 / 2	Q2
YTD	+0.19%	+0.18%	+0.01	1 / 2	Q2
1Y	+6.33%	+5.01%	+1.32	1 / 2	Q2
2Y	+5.81%	+5.72%	+0.08	1 / 2	Q2
3Y	+4.17%	+5.51%	-1.33	2 / 2	Q4
4Y	+3.47%	+5.49%	-2.02	2 / 2	Q4
5Y	+4.00%	+6.22%	-2.21	2 / 2	Q4
7Y	+4.70%	+6.88%	-2.18	2 / 2	Q4
10Y	+5.49%	+6.87%	-1.38	2 / 2	Q4
Inception	—	—	—	—	—

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2025 YTD	+0.19%	+0.19%	+0.00	1 / 1
2024	+6.27%	+6.27%	+0.00	1 / 1
2023	+5.38%	+5.38%	+0.00	1 / 1
2022	+0.64%	+0.64%	+0.00	1 / 1
2021	+1.64%	+1.64%	+0.00	1 / 1
2020	+6.23%	+6.23%	+0.00	1 / 1
2019	+8.21%	+4.19%	+4.02	1 / 2
2018	+4.68%	+5.09%	-0.42	2 / 2
2017	+5.01%	+5.76%	-0.75	2 / 2
2016	+11.01%	+10.87%	+0.14	1 / 2
2015	+5.21%	+7.32%	-2.12	2 / 2

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.97%

183 windows

min -0.8% · max 18.7%

97% positive

3-Year rolling

+6.71%

160 windows

min 2.3% · max 11.3%

100% positive

5-Year rolling

+6.80%

135 windows

min 4.0% · max 10.0%

100% positive

7-Year rolling

+6.88%

110 windows

min 4.4% · max 9.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.16%

3-year · annualised

Sharpe ratio

-1.10

vs risk-free 6.5%

Sortino ratio

-1.59

Downside-only deviation

Max drawdown

-2.59%

Mar 2022 → Jun 2022

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC High Interest Fund - Short Term Plan-Dividend Option	HDFC	₹10.1086	3 Jun 2026
Nippon India Medium Duration Fund - Segregated Portfolio 2 - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
SBI Magnum Income Plus Fund - Investment Plan (D)	SBI	₹20.7048	3 Jun 2026
ICICI Prudential Long Term Floating Rate Plan-Plan A-Growth	ICICI Prudential	₹47.3245	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Discretionary IDCW (Payout/Reinvestment)	Invesco	₹1,326.0991	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Bi Monthly IDCW	Bandhan	₹10.5750	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - DIRECT - HALF YEARLY IDCW	Aditya Birla Sun Life	₹14.7184	3 Jun 2026
Kotak Medium Term Fund - Direct - Standard Income Distribution cum capital withdrawal option	Kotak	₹26.7908	3 Jun 2026
DSP BlackRock Bond Fund - Retail Plan-Dividend	DSP BlackRock	₹11.4069	3 Jun 2026
DSP Bond Fund - Direct Plan - IDCW	DSP	₹11.5232	3 Jun 2026

Recent NAVs

Date	NAV
7 Jan 2025	₹75.2476
6 Jan 2025	₹75.1946
3 Jan 2025	₹75.1268
2 Jan 2025	₹75.1002
1 Jan 2025	₹75.1039
31 Dec 2024	₹75.1380
30 Dec 2024	₹75.0820
27 Dec 2024	₹75.0291
26 Dec 2024	₹75.0391
24 Dec 2024	₹75.0434

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 07 Jan 2025, the NAV of Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) is ₹75.2476. It's a Medium Duration Fund from Sundaram BNP Paribas, run as a Institutional plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) has NAV history starting from 19 Jun 2006, a track record of about 19 years 11 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) is managed by Sundaram BNP Paribas. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) has delivered a absolute return of 6.33% — +1.32 pp ahead of the Medium Duration Fund category average of 5.01%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) has delivered a CAGR of 4.17% — -1.33 pp behind the Medium Duration Fund category average of 5.51%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) has delivered a CAGR of 4.00% — -2.21 pp behind the Medium Duration Fund category average of 6.22%. The fund ranks #2 of 2 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) exactly 10 years ago would be worth approximately ₹170,690 today — a multiplier of 1.71×, based on the 10-year CAGR of 5.49%. The category average over the same window would have grown ₹1 lakh to ₹194,342.

A ₹10,000 monthly SIP in Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) over the last 5 years — total invested ₹600,000 — would be worth ₹670,842 today. That's an XIRR (money-weighted annualised return) of 4.40%.

A ₹10,000 monthly SIP for 10 years in Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) = ₹1,200,000 invested. It would currently be worth ₹1,540,730 (multiplier 1.28×). XIRR: 4.88%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) ranks #2 out of 2 funds in the Medium Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 6.22%; this fund delivered 4.00%.

The worst peak-to-trough decline Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) has experienced over the last 5-year window is 5.26% — its NAV fell from a high on 04 Mar 2020 to a low on 23 Mar 2020. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) averaged 6.80% (best 9.97%, worst 3.95%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -1.08 — negative risk-adjusted performance.

In calendar year 2024, Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) returned 6.27% — beating the Medium Duration Fund category average of 6.27% by 0.00 pp. It ranked #1 of 1 in its category that year.

Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.3%. 5-year CAGR: 4.00%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Sundaram BNP Paribas Bond Saver-Institutional Plan(Growth)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Medium Duration Fund

Recent NAVs

Frequently asked questions

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