Should I invest in SBI Magnum Monthly Income Plan-Floater?

We don't give personal investment advice. SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 13.34%.

SBI

SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly)

Latest NAV

₹29.5156

As of

3 Jun 2026

4,890 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.08%	+0.08%	0.00	5 / 10	Q2
1W	-0.73%	-1.02%	+0.29	3 / 10	Q2
2W	-0.22%	-0.12%	-0.09	4 / 10	Q2
1M	+0.13%	+0.17%	-0.04	5 / 10	Q2
3M	-1.49%	-1.16%	-0.34	3 / 10	Q2
6M	+3.09%	+2.07%	+1.02	3 / 10	Q2
YTD	+1.16%	+0.19%	+0.97	5 / 10	Q2
1Y	+13.85%	+12.05%	+1.80	3 / 9	Q2
2Y	+11.53%	+9.69%	+1.84	3 / 9	Q2
3Y	+16.91%	+16.70%	+0.21	6 / 9	Q3
4Y	+16.08%	+15.42%	+0.66	6 / 9	Q3
5Y	+13.34%	+13.40%	-0.06	6 / 9	Q3
7Y	+12.90%	+14.83%	-1.93	6 / 8	Q3
10Y	+9.08%	+11.35%	-2.26	7 / 8	Q4
Inception	+5.47%	+8.94%	-3.46	8 / 10	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.16%	+0.19%	+0.97	5 / 10
2025	+18.40%	+15.81%	+2.59	3 / 9
2024	+12.35%	+15.20%	-2.85	7 / 9
2023	+24.28%	+21.04%	+3.24	1 / 9
2022	+5.98%	+5.98%	0.00	3 / 9
2021	+12.68%	+22.72%	-10.05	6 / 9
2020	+14.04%	+18.85%	-4.81	6 / 8
2019	+3.97%	+7.96%	-3.98	8 / 8
2018	-2.84%	-1.76%	-1.08	5 / 8
2017	+2.89%	+4.89%	-2.00	5 / 8
2016	+1.76%	+6.15%	-4.39	7 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.68%

234 windows

min -8.3% · max 29.9%

84% positive

3-Year rolling

+5.37%

210 windows

min -3.0% · max 19.1%

95% positive

5-Year rolling

+4.97%

185 windows

min -0.9% · max 15.3%

99% positive

7-Year rolling

+4.54%

161 windows

min 0.8% · max 13.4%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.81%

3-year · annualised

Sharpe ratio

1.22

vs risk-free 6.5%

Sortino ratio

2.24

Downside-only deviation

Max drawdown

-8.69%

Jan 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multiple Yield Fund - Plan 2005-Dividend	HDFC	₹16.6410	3 Jun 2026
NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option	Nippon India	₹23.6898	2 Jun 2026
SBI Magnum Monthly Income Plan-Floater-Dividend-(Annual)	SBI	₹37.3621	3 Jun 2026
Franklin India Multi Asset Allocation Fund- IDCW	Franklin India	₹10.7605	3 Jun 2026
Escorts Gilt Plan-DIVIDEND OPTION	Escorts	₹152.2135	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹29.5156
2 Jun 2026	₹29.5763
1 Jun 2026	₹29.5522
31 May 2026	₹29.6487
29 May 2026	₹29.6460
27 May 2026	₹29.8016
26 May 2026	₹29.7931
25 May 2026	₹29.8342
22 May 2026	₹29.6275
21 May 2026	₹29.6168

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) is ₹29.5156. It's a Multi Asset Allocation Fund from SBI, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) is managed by SBI. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) has delivered a absolute return of 13.85% — +1.8 pp ahead of the Multi Asset Allocation Fund category average of 12.05%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 3-year window, SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) has delivered a CAGR of 16.91% — +0.21 pp ahead of the Multi Asset Allocation Fund category average of 16.70%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

Over the trailing 5-year window, SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) has delivered a CAGR of 13.34% — -0.06 pp behind the Multi Asset Allocation Fund category average of 13.40%. The fund ranks #6 of 9 in its category — the third (Q3) quartile.

₹1 lakh invested in SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) exactly 10 years ago would be worth approximately ₹238,558 today — a multiplier of 2.39×, based on the 10-year CAGR of 9.08%. The category average over the same window would have grown ₹1 lakh to ₹292,955.

A ₹10,000 monthly SIP in SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) over the last 5 years — total invested ₹600,000 — would be worth ₹863,857 today. That's an XIRR (money-weighted annualised return) of 14.55%.

A ₹10,000 monthly SIP for 10 years in SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) = ₹1,200,000 invested. It would currently be worth ₹2,244,675 (multiplier 1.87×). XIRR: 12.03%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) ranks #6 out of 9 funds in the Multi Asset Allocation Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 13.40%; this fund delivered 13.34%.

The worst peak-to-trough decline SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) has experienced over the last 5-year window is 8.69% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) averaged 4.97% (best 15.29%, worst -0.89%). 99% of rolling windows ended positive. The 5-year Sharpe ratio is 0.88 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) returned 18.40% — beating the Multi Asset Allocation Fund category average of 15.81% by 2.59 pp. It ranked #3 of 9 in its category that year.

SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. SBI Magnum Monthly Income Plan-Floater-Dividend-(Quarterly) is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 13.34%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.