Should I invest in NIPPON INDIA MULTI ASSET ALLOCATION FUND?

We don't give personal investment advice. NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.0%. 5-year CAGR: 13.91%.

Nippon India

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option

Latest NAV

₹23.5847

As of

17 Jul 2026

1,447 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.16%	+0.17%	-0.01	4 / 10	Q2
1W	-0.92%	-0.10%	-0.82	10 / 10	Q4
2W	-0.98%	-0.37%	-0.60	10 / 10	Q4
1M	-0.75%	+0.51%	-1.26	10 / 10	Q4
3M	-1.00%	+1.26%	-2.27	10 / 10	Q4
6M	-2.10%	+0.32%	-2.42	9 / 10	Q4
YTD	-1.50%	+1.47%	-2.96	9 / 10	Q4
1Y	+8.20%	+10.25%	-2.04	8 / 10	Q4
2Y	+8.47%	+8.44%	+0.03	7 / 9	Q4
3Y	+16.25%	+15.41%	+0.84	3 / 9	Q2
4Y	+16.63%	+15.80%	+0.83	3 / 9	Q2
5Y	+13.91%	+13.10%	+0.81	3 / 9	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+15.87%	+9.05%	+6.82	1 / 10	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.50%	+1.47%	-2.96	9 / 10
2025	+19.32%	+15.81%	+3.51	1 / 9
2024	+18.40%	+15.20%	+3.20	3 / 9
2023	+24.01%	+21.04%	+2.96	5 / 9
2022	+3.22%	+5.98%	-2.76	8 / 9
2021	+18.76%	+22.72%	-3.97	3 / 9
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.76%

60 windows

min 0.5% · max 36.3%

100% positive

3-Year rolling

+17.39%

36 windows

min 14.4% · max 21.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.28%

11 windows

min 13.9% · max 18.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.17%

3-year · annualised

Sharpe ratio

1.11

vs risk-free 6.5%

Sortino ratio

2.28

Downside-only deviation

Max drawdown

-12.02%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multiple Yield Fund - Plan 2005-Dividend	HDFC	₹17.0000	17 Jul 2026
SBI Magnum Monthly Income Plan-Floater-Dividend-(Annual)	SBI	₹37.7370	17 Jul 2026
Franklin India Multi Asset Allocation Fund- IDCW	Franklin India	₹10.9018	17 Jul 2026
Escorts Gilt Plan-DIVIDEND OPTION	Escorts	₹156.0933	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.5847
16 Jul 2026	₹23.5474
15 Jul 2026	₹23.5651
14 Jul 2026	₹23.4852
13 Jul 2026	₹23.6081
10 Jul 2026	₹23.8039
9 Jul 2026	₹23.6833
8 Jul 2026	₹23.5313
7 Jul 2026	₹23.8458
6 Jul 2026	₹23.8928

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is ₹23.5847. It's a Multi Asset Allocation Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has NAV history starting from 31 Aug 2020, a track record of about 5 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has delivered a absolute return of 8.20% — -2.04 pp behind the Multi Asset Allocation Fund category average of 10.25%. The fund ranks #8 of 10 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has delivered a CAGR of 16.25% — +0.84 pp ahead of the Multi Asset Allocation Fund category average of 15.41%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has delivered a CAGR of 13.91% — +0.81 pp ahead of the Multi Asset Allocation Fund category average of 13.10%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option exactly 5 years ago would be worth approximately ₹191,778 today — a multiplier of 1.92×, based on the 5-year CAGR of 13.91%. The category average over the same window would have grown ₹1 lakh to ₹185,093.

A ₹10,000 monthly SIP in NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹859,534 today. That's an XIRR (money-weighted annualised return) of 14.35%.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹859,534 — XIRR 14.35%.

On a 5-year basis, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option ranks #3 out of 9 funds in the Multi Asset Allocation Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.10%; this fund delivered 13.91%.

The worst peak-to-trough decline NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has experienced over the last 5-year window is 12.02% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option averaged 16.28% (best 18.53%, worst 13.91%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.76 — reasonable risk-adjusted performance.

In calendar year 2025, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option returned 19.32% — beating the Multi Asset Allocation Fund category average of 15.81% by 3.51 pp. It ranked #1 of 9 in its category that year.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.0%. 5-year CAGR: 13.91%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Multi Asset Allocation Fund

Recent NAVs

Frequently asked questions

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