Should I invest in NIPPON INDIA MULTI ASSET ALLOCATION FUND?

We don't give personal investment advice. NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.0%. 5-year CAGR: 14.70%.

Nippon India

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option

Latest NAV

₹23.6898

As of

2 Jun 2026

1,415 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.42%	+0.08%	+0.34	1 / 10	Q1
1W	-0.73%	-1.02%	+0.28	5 / 10	Q2
2W	+0.05%	-0.12%	+0.17	3 / 10	Q2
1M	-0.30%	+0.17%	-0.48	7 / 10	Q3
3M	-2.80%	-1.16%	-1.64	8 / 10	Q4
6M	+0.62%	+2.07%	-1.45	8 / 10	Q4
YTD	-1.06%	+0.19%	-1.25	7 / 10	Q3
1Y	+11.97%	+12.05%	-0.08	7 / 9	Q4
2Y	+11.43%	+9.69%	+1.74	5 / 9	Q3
3Y	+18.35%	+16.70%	+1.65	3 / 9	Q2
4Y	+16.54%	+15.42%	+1.13	3 / 9	Q2
5Y	+14.70%	+13.40%	+1.30	3 / 9	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+16.32%	+8.94%	+7.39	1 / 10	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.06%	+0.19%	-1.25	7 / 10
2025	+19.32%	+15.81%	+3.51	1 / 9
2024	+18.40%	+15.20%	+3.20	3 / 9
2023	+24.01%	+21.04%	+2.96	5 / 9
2022	+3.22%	+5.98%	-2.76	8 / 9
2021	+18.76%	+22.72%	-3.97	3 / 9
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+16.82%

59 windows

min -1.9% · max 34.9%

98% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+17.04%

34 windows

min 12.8% · max 21.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+16.51%

10 windows

min 14.7% · max 18.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.77%

3-year · annualised

Sharpe ratio

1.24

vs risk-free 6.5%

Sortino ratio

2.10

Downside-only deviation

Max drawdown

-12.02%

Jan 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multiple Yield Fund - Plan 2005-Dividend	HDFC	₹16.6410	3 Jun 2026
SBI Magnum Monthly Income Plan-Floater-Dividend-(Annual)	SBI	₹37.3621	3 Jun 2026
Franklin India Multi Asset Allocation Fund- IDCW	Franklin India	₹10.7605	3 Jun 2026
Escorts Gilt Plan-DIVIDEND OPTION	Escorts	₹152.2135	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹23.6898
1 Jun 2026	₹23.5900
29 May 2026	₹23.7416
27 May 2026	₹23.9000
26 May 2026	₹23.8644
25 May 2026	₹23.9090
22 May 2026	₹23.7811
21 May 2026	₹23.7408
20 May 2026	₹23.7164
19 May 2026	₹23.6782

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is ₹23.6898. It's a Multi Asset Allocation Fund from Nippon India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has NAV history starting from 31 Aug 2020, a track record of about 5 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is managed by Nippon India. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has delivered a absolute return of 11.97% — -0.08 pp behind the Multi Asset Allocation Fund category average of 12.05%. The fund ranks #7 of 9 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has delivered a CAGR of 18.35% — +1.65 pp ahead of the Multi Asset Allocation Fund category average of 16.70%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

Over the trailing 5-year window, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has delivered a CAGR of 14.70% — +1.3 pp ahead of the Multi Asset Allocation Fund category average of 13.40%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

₹1 lakh invested in NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option exactly 5 years ago would be worth approximately ₹198,552 today — a multiplier of 1.99×, based on the 5-year CAGR of 14.70%. The category average over the same window would have grown ₹1 lakh to ₹187,514.

A ₹10,000 monthly SIP in NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹878,432 today. That's an XIRR (money-weighted annualised return) of 15.23%.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹878,432 — XIRR 15.23%.

On a 5-year basis, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option ranks #3 out of 9 funds in the Multi Asset Allocation Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.40%; this fund delivered 14.70%.

The worst peak-to-trough decline NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option has experienced over the last 5-year window is 12.02% — its NAV fell from a high on 29 Jan 2026 to a low on 23 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option averaged 16.51% (best 18.46%, worst 14.70%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.87 — reasonable risk-adjusted performance.

In calendar year 2025, NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option returned 19.32% — beating the Multi Asset Allocation Fund category average of 15.81% by 3.51 pp. It ranked #1 of 9 in its category that year.

NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.0%. 5-year CAGR: 14.70%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.