Should I invest in Escorts Gilt Plan?

We don't give personal investment advice. Escorts Gilt Plan-DIVIDEND OPTION is suitable for an investor whose:horizon is 3-5 years — too short for pure equity, too long for pure debtwants a single fund that automatically rebalances between equity and debtis comfortable trading some upside for lower volatility vs a pure equity fundCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 19.38%.

Escorts

Escorts Gilt Plan-DIVIDEND OPTION

Latest NAV

₹152.2135

As of

3 Jun 2026

4,963 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.19%	+0.08%	-0.27	8 / 10	Q4
1W	-1.41%	-1.02%	-0.39	9 / 10	Q4
2W	+0.55%	-0.12%	+0.68	1 / 10	Q1
1M	+2.09%	+0.17%	+1.92	1 / 10	Q1
3M	+3.54%	-1.16%	+4.69	1 / 10	Q1
6M	+8.04%	+2.07%	+5.97	2 / 10	Q1
YTD	+5.43%	+0.19%	+5.24	2 / 10	Q1
1Y	+19.32%	+12.05%	+7.27	2 / 9	Q1
2Y	+11.03%	+9.69%	+1.34	6 / 9	Q3
3Y	+23.69%	+16.70%	+6.99	2 / 9	Q1
4Y	+20.84%	+15.42%	+5.43	2 / 9	Q1
5Y	+19.38%	+13.40%	+5.98	2 / 9	Q1
7Y	+23.91%	+14.83%	+9.08	1 / 8	Q1
10Y	+18.20%	+11.35%	+6.85	1 / 8	Q1
Inception	+12.93%	+8.94%	+4.00	2 / 10	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+5.43%	+0.19%	+5.24	2 / 10
2025	+15.94%	+15.81%	+0.14	7 / 9
2024	+25.24%	+15.20%	+10.04	2 / 9
2023	+21.41%	+21.04%	+0.37	7 / 9
2022	+13.26%	+5.98%	+7.28	1 / 9
2021	+53.81%	+22.72%	+31.09	1 / 9
2020	+27.11%	+18.85%	+8.26	1 / 8
2019	+10.44%	+7.96%	+2.48	2 / 8
2018	+4.56%	-1.76%	+6.32	1 / 8
2017	+1.20%	+4.89%	-3.69	8 / 8
2016	+12.72%	+6.15%	+6.57	1 / 8

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.01%

234 windows

min -15.3% · max 99.7%

95% positive

3-Year rolling

+13.35%

210 windows

min -2.6% · max 40.8%

99% positive

5-Year rolling

+12.91%

185 windows

min 1.8% · max 32.7%

100% positive

7-Year rolling

+11.96%

161 windows

min 3.3% · max 24.1%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.18%

3-year · annualised

Sharpe ratio

1.39

vs risk-free 6.5%

Sortino ratio

2.71

Downside-only deviation

Max drawdown

-12.97%

Sep 2024 → Mar 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Multi Asset Allocation Fund

Scheme	Fund house	NAV	As of
HDFC Multiple Yield Fund - Plan 2005-Dividend	HDFC	₹16.6410	3 Jun 2026
NIPPON INDIA MULTI ASSET ALLOCATION FUND - IDCW Option	Nippon India	₹23.6898	2 Jun 2026
SBI Magnum Monthly Income Plan-Floater-Dividend-(Annual)	SBI	₹37.3621	3 Jun 2026
Franklin India Multi Asset Allocation Fund- IDCW	Franklin India	₹10.7605	3 Jun 2026
Escorts Gilt Plan-GROWTH OPTION	Escorts	₹166.0465	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹152.2135
2 Jun 2026	₹152.4977
1 Jun 2026	₹152.4521
29 May 2026	₹153.6516
27 May 2026	₹154.3894
26 May 2026	₹154.2727
25 May 2026	₹153.5059
22 May 2026	₹151.6596
21 May 2026	₹151.9321
20 May 2026	₹151.3743

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Escorts Gilt Plan-DIVIDEND OPTION is ₹152.2135. It's a Multi Asset Allocation Fund from Escorts, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Escorts Gilt Plan-DIVIDEND OPTION has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Escorts Gilt Plan-DIVIDEND OPTION is managed by Escorts. It's classified by AMFI under the 'Multi Asset Allocation Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Escorts Gilt Plan-DIVIDEND OPTION has delivered a absolute return of 19.32% — +7.27 pp ahead of the Multi Asset Allocation Fund category average of 12.05%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Escorts Gilt Plan-DIVIDEND OPTION has delivered a CAGR of 23.69% — +6.99 pp ahead of the Multi Asset Allocation Fund category average of 16.70%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Escorts Gilt Plan-DIVIDEND OPTION has delivered a CAGR of 19.38% — +5.98 pp ahead of the Multi Asset Allocation Fund category average of 13.40%. The fund ranks #2 of 9 in its category — the top (Q1) quartile.

₹1 lakh invested in Escorts Gilt Plan-DIVIDEND OPTION exactly 10 years ago would be worth approximately ₹532,349 today — a multiplier of 5.32×, based on the 10-year CAGR of 18.20%. The category average over the same window would have grown ₹1 lakh to ₹292,955.

A ₹10,000 monthly SIP in Escorts Gilt Plan-DIVIDEND OPTION over the last 5 years — total invested ₹600,000 — would be worth ₹972,811 today. That's an XIRR (money-weighted annualised return) of 19.40%.

A ₹10,000 monthly SIP for 10 years in Escorts Gilt Plan-DIVIDEND OPTION = ₹1,200,000 invested. It would currently be worth ₹3,665,750 (multiplier 3.05×). XIRR: 21.15%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Escorts Gilt Plan-DIVIDEND OPTION ranks #2 out of 9 funds in the Multi Asset Allocation Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 13.40%; this fund delivered 19.38%.

The worst peak-to-trough decline Escorts Gilt Plan-DIVIDEND OPTION has experienced over the last 5-year window is 16.17% — its NAV fell from a high on 13 Apr 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Escorts Gilt Plan-DIVIDEND OPTION averaged 12.91% (best 32.70%, worst 1.80%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.96 — reasonable risk-adjusted performance.

In calendar year 2025, Escorts Gilt Plan-DIVIDEND OPTION returned 15.94% — beating the Multi Asset Allocation Fund category average of 15.81% by 0.14 pp. It ranked #7 of 9 in its category that year.

Escorts Gilt Plan-DIVIDEND OPTION is a Hybrid scheme. Tax treatment follows its actual equity allocation as disclosed by the AMC: at least 65% equity behaves like an equity fund (12.5% LTCG over 12 months, 20% STCG); 35-65% equity often gets an equity-style treatment with a 24-month threshold; under 35% equity is taxed at slab rate like a debt fund. Check the AMC's latest factsheet for the current classification.

We don't give personal investment advice. Escorts Gilt Plan-DIVIDEND OPTION is suitable for an investor whose:

horizon is 3-5 years — too short for pure equity, too long for pure debt
wants a single fund that automatically rebalances between equity and debt
is comfortable trading some upside for lower volatility vs a pure equity fund

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 16.2%. 5-year CAGR: 19.38%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.