Should I invest in SBI Long Term Advantage Fund - Series III?

We don't give personal investment advice. SBI Long Term Advantage Fund - Series III - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.9%. 5-year CAGR: 15.23%.

SBI

SBI Long Term Advantage Fund - Series III - Regular Plan - Growth

Latest NAV

₹39.9512

As of

30 Mar 2026

1,912 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.00%	+0.04%	-0.04	23 / 39	Q3
1W	+1.04%	-0.11%	+1.15	2 / 39	Q1
2W	-1.26%	+0.32%	-1.59	37 / 39	Q4
1M	-6.01%	+1.31%	-7.32	38 / 39	Q4
3M	-5.40%	+3.44%	-8.83	37 / 39	Q4
6M	-3.63%	+3.63%	-7.26	30 / 39	Q4
YTD	-7.04%	+3.50%	-10.55	36 / 39	Q4
1Y	-3.01%	+8.03%	-11.03	32 / 39	Q4
2Y	+2.67%	+4.68%	-2.01	20 / 38	Q3
3Y	+14.52%	+13.16%	+1.36	18 / 38	Q2
4Y	+11.02%	+14.96%	-3.95	26 / 31	Q4
5Y	+15.23%	+13.65%	+1.57	10 / 27	Q2
7Y	+16.79%	+16.74%	+0.05	13 / 25	Q3
10Y	—	—	—	—	—
Inception	+16.44%	+12.99%	+3.44	7 / 39	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.04%	-0.01%	-7.03	31 / 34
2025	-5.46%	+2.03%	-7.49	31 / 34
2024	+26.76%	+18.62%	+8.14	5 / 34
2023	+27.48%	+30.88%	-3.39	16 / 32
2022	+4.28%	+2.53%	+1.75	11 / 27
2021	+46.66%	+41.08%	+5.58	9 / 30
2020	+26.60%	+17.81%	+8.79	5 / 30
2019	+12.86%	+3.04%	+9.82	6 / 27
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+21.14%

83 windows

min -23.9% · max 94.1%

82% positive

3-Year rolling

+23.85%

58 windows

min 14.0% · max 36.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+24.18%

34 windows

min 15.2% · max 32.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+18.83%

10 windows

min 16.8% · max 20.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.40%

3-year · annualised

Sharpe ratio

0.61

vs risk-free 6.5%

Sortino ratio

1.02

Downside-only deviation

Max drawdown

-20.94%

Sep 2024 → Mar 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Growth	SBI	₹47.5639	17 Jul 2026
Quantum ELSS Tax Saver Fund - Regular Plan Growth Option	Quantum	₹119.4900	17 Jul 2026
Motilal Oswal ELSS Tax Saver Fund - Regular Plan - Growth Option	Motilal Oswal	₹54.9959	17 Jul 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - Growth	Mirae Asset	₹50.5940	17 Jul 2026
Parag Parikh ELSS Tax Saver Fund- Regular Growth	Parag Parikh	₹29.6471	17 Jul 2026
HSBC ELSS Tax saver Fund - Regular Growth	HSBC	₹139.9704	17 Jul 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option	Baroda BNP Paribas	₹99.2178	17 Jul 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Growth Option	PGIM India	₹34.4500	17 Jul 2026
Axis ELSS Tax Saver Fund - Regular Plan - Growth	Axis	₹96.5764	17 Jul 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - Growth	360 ONE	₹13.6989	17 Jul 2026

Recent NAVs

Date	NAV
30 Mar 2026	₹39.9512
27 Mar 2026	₹39.9278
25 Mar 2026	₹40.1847
24 Mar 2026	₹39.9533
23 Mar 2026	₹39.5389
20 Mar 2026	₹40.0892
19 Mar 2026	₹40.0274
18 Mar 2026	₹40.8061
17 Mar 2026	₹40.7000
16 Mar 2026	₹40.4621

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 30 Mar 2026, the NAV of SBI Long Term Advantage Fund - Series III - Regular Plan - Growth is ₹39.9512. It's a ELSS from SBI, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

SBI Long Term Advantage Fund - Series III - Regular Plan - Growth has NAV history starting from 03 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI Long Term Advantage Fund - Series III - Regular Plan - Growth is managed by SBI. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI Long Term Advantage Fund - Series III - Regular Plan - Growth has delivered a absolute return of -3.01% — -11.03 pp behind the ELSS category average of 8.03%. The fund ranks #32 of 39 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI Long Term Advantage Fund - Series III - Regular Plan - Growth has delivered a CAGR of 14.52% — +1.36 pp ahead of the ELSS category average of 13.16%. The fund ranks #18 of 38 in its category — the second (Q2) quartile.

Over the trailing 5-year window, SBI Long Term Advantage Fund - Series III - Regular Plan - Growth has delivered a CAGR of 15.23% — +1.57 pp ahead of the ELSS category average of 13.65%. The fund ranks #10 of 27 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI Long Term Advantage Fund - Series III - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹203,122 today — a multiplier of 2.03×, based on the 5-year CAGR of 15.23%. The category average over the same window would have grown ₹1 lakh to ₹189,642.

A ₹10,000 monthly SIP in SBI Long Term Advantage Fund - Series III - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹763,830 today. That's an XIRR (money-weighted annualised return) of 9.59%.

SBI Long Term Advantage Fund - Series III - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,461,633 — XIRR 15.54%.

On a 5-year basis, SBI Long Term Advantage Fund - Series III - Regular Plan - Growth ranks #10 out of 27 funds in the ELSS category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 13.65%; this fund delivered 15.23%.

The worst peak-to-trough decline SBI Long Term Advantage Fund - Series III - Regular Plan - Growth has experienced over the last 5-year window is 20.94% — its NAV fell from a high on 23 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI Long Term Advantage Fund - Series III - Regular Plan - Growth averaged 24.18% (best 32.54%, worst 15.23%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.64 — reasonable risk-adjusted performance.

In calendar year 2025, SBI Long Term Advantage Fund - Series III - Regular Plan - Growth returned -5.46% — lagging the ELSS category average of 2.03% by 7.49 pp. It ranked #31 of 34 in its category that year.

SBI Long Term Advantage Fund - Series III - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI Long Term Advantage Fund - Series III - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 20.9%. 5-year CAGR: 15.23%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

SBI Long Term Advantage Fund - Series III - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in ELSS

Recent NAVs

Frequently asked questions

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