Should I invest in SBI CONTRA FUND?

We don't give personal investment advice. SBI CONTRA FUND - DIRECT PLAN - GROWTH is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.8%. 5-year CAGR: 17.57%.

SBI

SBI CONTRA FUND - DIRECT PLAN - GROWTH

Latest NAV

₹405.5633

As of

2 Jun 2026

3,305 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.10%	+0.32%	-0.22	3 / 3	Q4
1W	-1.61%	-1.60%	-0.01	2 / 3	Q3
2W	-0.20%	+0.03%	-0.24	3 / 3	Q4
1M	-1.18%	-1.22%	+0.04	2 / 3	Q3
3M	-4.19%	-3.19%	-1.00	3 / 3	Q4
6M	-6.38%	-6.31%	-0.07	2 / 3	Q3
YTD	-7.22%	-7.11%	-0.10	2 / 3	Q3
1Y	-1.44%	-0.80%	-0.64	2 / 3	Q3
2Y	+1.62%	+2.86%	-1.23	3 / 3	Q4
3Y	+15.69%	+16.93%	-1.23	3 / 3	Q4
4Y	+17.80%	+17.69%	+0.11	2 / 3	Q3
5Y	+17.57%	+16.07%	+1.51	1 / 3	Q2
7Y	+19.61%	+17.49%	+2.12	1 / 3	Q2
10Y	+16.17%	+16.59%	-0.42	3 / 3	Q4
Inception	+15.37%	+16.28%	-0.91	3 / 3	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.22%	-7.11%	-0.10	2 / 3
2025	+6.67%	+6.22%	+0.45	2 / 3
2024	+19.49%	+24.67%	-5.18	3 / 3
2023	+39.10%	+35.24%	+3.86	1 / 3
2022	+13.63%	+9.20%	+4.43	1 / 3
2021	+50.30%	+37.39%	+12.90	1 / 3
2020	+31.05%	+23.31%	+7.73	1 / 3
2019	-0.63%	+5.91%	-6.54	3 / 3
2018	-13.55%	-3.44%	-10.11	3 / 3
2017	+40.69%	+41.18%	-0.49	2 / 3
2016	+2.40%	+6.26%	-3.86	3 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.08%

152 windows

min -33.5% · max 110.5%

80% positive

3-Year rolling

+17.98%

127 windows

min -9.6% · max 46.1%

94% positive

5-Year rolling

+17.42%

103 windows

min -3.8% · max 36.8%

98% positive

7-Year rolling

+16.16%

79 windows

min 4.6% · max 22.5%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.00%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.10

Downside-only deviation

Max drawdown

-15.84%

Sep 2024 → Mar 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Contra Fund

Scheme	Fund house	NAV	As of
SBI MSFU CONTRA-DIVIDEND	SBI	₹63.9548	2 Jun 2026
Invesco India Contra Fund - Direct Plan - Growth	Invesco	₹150.2000	3 Jun 2026
Kotak Contra Fund - Direct Plan - Growth	Kotak	₹174.8590	3 Jun 2026
Kotak Contra Scheme---Dividend	Kotak Mahindra	₹50.5430	3 Jun 2026
Religare Contra Fund - Dividend	Religare	₹46.5000	3 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹405.5633
1 Jun 2026	₹405.1404
31 May 2026	₹407.9126
27 May 2026	₹412.2290
26 May 2026	₹412.2160
25 May 2026	₹412.7750
22 May 2026	₹408.5142
21 May 2026	₹407.8074
20 May 2026	₹407.5742
19 May 2026	₹406.3909

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of SBI CONTRA FUND - DIRECT PLAN - GROWTH is ₹405.5633. It's a Contra Fund from SBI, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

SBI CONTRA FUND - DIRECT PLAN - GROWTH has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

SBI CONTRA FUND - DIRECT PLAN - GROWTH is managed by SBI. It's classified by AMFI under the 'Contra Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI CONTRA FUND - DIRECT PLAN - GROWTH has delivered a absolute return of -1.44% — -0.64 pp behind the Contra Fund category average of -0.80%. The fund ranks #2 of 3 in its category — the third (Q3) quartile.

Over the trailing 3-year window, SBI CONTRA FUND - DIRECT PLAN - GROWTH has delivered a CAGR of 15.69% — -1.23 pp behind the Contra Fund category average of 16.93%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, SBI CONTRA FUND - DIRECT PLAN - GROWTH has delivered a CAGR of 17.57% — +1.51 pp ahead of the Contra Fund category average of 16.07%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

₹1 lakh invested in SBI CONTRA FUND - DIRECT PLAN - GROWTH exactly 10 years ago would be worth approximately ₹447,740 today — a multiplier of 4.48×, based on the 10-year CAGR of 16.17%. The category average over the same window would have grown ₹1 lakh to ₹464,161.

A ₹10,000 monthly SIP in SBI CONTRA FUND - DIRECT PLAN - GROWTH over the last 5 years — total invested ₹600,000 — would be worth ₹837,104 today. That's an XIRR (money-weighted annualised return) of 13.27%.

A ₹10,000 monthly SIP for 10 years in SBI CONTRA FUND - DIRECT PLAN - GROWTH = ₹1,200,000 invested. It would currently be worth ₹3,070,614 (multiplier 2.56×). XIRR: 17.87%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, SBI CONTRA FUND - DIRECT PLAN - GROWTH ranks #1 out of 3 funds in the Contra Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 16.07%; this fund delivered 17.57%.

The worst peak-to-trough decline SBI CONTRA FUND - DIRECT PLAN - GROWTH has experienced over the last 5-year window is 15.84% — its NAV fell from a high on 27 Sep 2024 to a low on 03 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, SBI CONTRA FUND - DIRECT PLAN - GROWTH averaged 17.42% (best 36.76%, worst -3.79%). 98% of rolling windows ended positive. The 5-year Sharpe ratio is 0.84 — reasonable risk-adjusted performance.

In calendar year 2025, SBI CONTRA FUND - DIRECT PLAN - GROWTH returned 6.67% — beating the Contra Fund category average of 6.22% by 0.45 pp. It ranked #2 of 3 in its category that year.

SBI CONTRA FUND - DIRECT PLAN - GROWTH is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. SBI CONTRA FUND - DIRECT PLAN - GROWTH is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 15.8%. 5-year CAGR: 17.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.