Should I invest in Kotak Contra Scheme--?

We don't give personal investment advice. Kotak Contra Scheme---Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.4%. 5-year CAGR: 14.58%.

Kotak Mahindra

Kotak Contra Scheme---Dividend

Latest NAV

₹50.5430

As of

3 Jun 2026

4,962 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.31%	+0.32%	0.00	3 / 6	Q2
1W	-1.69%	-1.62%	-0.06	6 / 6	Q4
2W	+0.25%	-0.01%	+0.25	2 / 6	Q2
1M	-1.76%	-1.30%	-0.45	6 / 6	Q4
3M	-3.87%	-5.11%	+1.25	3 / 6	Q2
6M	-5.78%	-8.37%	+2.59	1 / 6	Q1
YTD	-6.88%	-9.09%	+2.21	2 / 6	Q2
1Y	+0.33%	-3.49%	+3.82	2 / 6	Q2
2Y	+1.89%	+0.85%	+1.04	3 / 6	Q2
3Y	+16.60%	+14.96%	+1.64	2 / 6	Q2
4Y	+17.05%	+15.88%	+1.17	1 / 6	Q1
5Y	+14.58%	+14.03%	+0.55	4 / 6	Q3
7Y	+12.58%	+14.96%	-2.38	5 / 6	Q4
10Y	+10.36%	+12.87%	-2.51	5 / 6	Q4
Inception	+6.52%	+9.69%	-3.17	5 / 6	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.88%	-9.09%	+2.21	2 / 6
2025	+6.85%	+5.09%	+1.77	2 / 6
2024	+21.54%	+23.26%	-1.72	3 / 6
2023	+34.85%	+33.70%	+1.15	3 / 6
2022	+7.37%	+6.41%	+0.96	3 / 6
2021	+29.50%	+33.98%	-4.48	4 / 6
2020	+8.31%	+20.95%	-12.64	6 / 6
2019	-1.26%	+1.36%	-2.62	5 / 6
2018	-17.40%	-11.40%	-6.00	5 / 6
2017	+30.10%	+33.89%	-3.79	4 / 6
2016	+3.99%	+0.47%	+3.52	3 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.95%

234 windows

min -51.6% · max 84.4%

69% positive

3-Year rolling

+7.78%

210 windows

min -14.1% · max 27.5%

83% positive

5-Year rolling

+6.81%

185 windows

min -7.8% · max 25.3%

91% positive

7-Year rolling

+5.94%

161 windows

min -3.3% · max 15.4%

96% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.41%

3-year · annualised

Sharpe ratio

0.69

vs risk-free 6.5%

Sortino ratio

1.08

Downside-only deviation

Max drawdown

-19.40%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Contra Fund

Scheme	Fund house	NAV	As of
SBI CONTRA FUND - DIRECT PLAN - GROWTH	SBI	₹405.5633	2 Jun 2026
Invesco India Contra Fund - Direct Plan - Growth	Invesco	₹150.2000	3 Jun 2026
Kotak Contra Fund - Direct Plan - Growth	Kotak	₹174.8590	3 Jun 2026
Kotak Contra Scheme---Growth	Kotak Mahindra	₹146.6310	3 Jun 2026
Religare Contra Fund - Dividend	Religare	₹46.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹50.5430
2 Jun 2026	₹50.5640
1 Jun 2026	₹50.4060
29 May 2026	₹50.9490
27 May 2026	₹51.6110
26 May 2026	₹51.4320
25 May 2026	₹51.4850
22 May 2026	₹50.8380
21 May 2026	₹50.6840
20 May 2026	₹50.5990

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Contra Scheme---Dividend is ₹50.5430. It's a Contra Fund from Kotak Mahindra, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Contra Scheme---Dividend has NAV history starting from 03 Apr 2006, a track record of about 20 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Kotak Contra Scheme---Dividend is managed by Kotak Mahindra. It's classified by AMFI under the 'Contra Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Contra Scheme---Dividend has delivered a absolute return of 0.33% — +3.82 pp ahead of the Contra Fund category average of -3.49%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Contra Scheme---Dividend has delivered a CAGR of 16.60% — +1.64 pp ahead of the Contra Fund category average of 14.96%. The fund ranks #2 of 6 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Contra Scheme---Dividend has delivered a CAGR of 14.58% — +0.55 pp ahead of the Contra Fund category average of 14.03%. The fund ranks #4 of 6 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Contra Scheme---Dividend exactly 10 years ago would be worth approximately ₹267,989 today — a multiplier of 2.68×, based on the 10-year CAGR of 10.36%. The category average over the same window would have grown ₹1 lakh to ₹335,465.

A ₹10,000 monthly SIP in Kotak Contra Scheme---Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹823,858 today. That's an XIRR (money-weighted annualised return) of 12.63%.

A ₹10,000 monthly SIP for 10 years in Kotak Contra Scheme---Dividend = ₹1,200,000 invested. It would currently be worth ₹2,312,297 (multiplier 1.93×). XIRR: 12.59%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Contra Scheme---Dividend ranks #4 out of 6 funds in the Contra Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 14.03%; this fund delivered 14.58%.

The worst peak-to-trough decline Kotak Contra Scheme---Dividend has experienced over the last 5-year window is 19.40% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Contra Scheme---Dividend averaged 6.81% (best 25.34%, worst -7.84%). 91% of rolling windows ended positive. The 5-year Sharpe ratio is 0.59 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Contra Scheme---Dividend returned 6.85% — beating the Contra Fund category average of 5.09% by 1.77 pp. It ranked #2 of 6 in its category that year.

Kotak Contra Scheme---Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Contra Scheme---Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.4%. 5-year CAGR: 14.58%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.