Should I invest in Kotak Contra Fund?

We don't give personal investment advice. Kotak Contra Fund - Direct Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 16.12%.

Kotak

Kotak Contra Fund - Direct Plan - Growth

Latest NAV

₹174.8590

As of

3 Jun 2026

3,299 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.32%	+0.32%	0.00	2 / 3	Q3
1W	-1.66%	-1.60%	-0.06	3 / 3	Q4
2W	+0.30%	+0.03%	+0.26	1 / 3	Q2
1M	-1.66%	-1.22%	-0.44	3 / 3	Q4
3M	-3.56%	-3.19%	-0.37	2 / 3	Q3
6M	-5.19%	-6.31%	+1.12	1 / 3	Q2
YTD	-6.39%	-7.11%	+0.73	1 / 3	Q2
1Y	+1.61%	-0.80%	+2.41	1 / 3	Q2
2Y	+3.22%	+2.86%	+0.36	2 / 3	Q3
3Y	+18.13%	+16.93%	+1.21	1 / 3	Q2
4Y	+18.61%	+17.69%	+0.92	1 / 3	Q2
5Y	+16.12%	+16.07%	+0.05	2 / 3	Q3
7Y	+16.87%	+17.49%	-0.62	2 / 3	Q3
10Y	+17.02%	+16.59%	+0.43	1 / 3	Q2
Inception	+16.09%	+16.28%	-0.19	2 / 3	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-6.39%	-7.11%	+0.73	1 / 3
2025	+8.23%	+6.22%	+2.01	1 / 3
2024	+23.16%	+24.67%	-1.51	2 / 3
2023	+36.69%	+35.24%	+1.45	2 / 3
2022	+8.88%	+9.20%	-0.32	2 / 3
2021	+31.26%	+37.39%	-6.14	2 / 3
2020	+16.51%	+23.31%	-6.80	3 / 3
2019	+11.59%	+5.91%	+5.68	1 / 3
2018	+4.55%	-3.44%	+7.99	1 / 3
2017	+36.44%	+41.18%	-4.74	3 / 3
2016	+8.41%	+6.26%	+2.16	1 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.26%

152 windows

min -28.5% · max 86.5%

89% positive

3-Year rolling

+17.51%

127 windows

min -1.7% · max 31.9%

99% positive

5-Year rolling

+17.32%

103 windows

min 1.7% · max 28.6%

100% positive

7-Year rolling

+16.62%

79 windows

min 8.8% · max 20.7%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.42%

3-year · annualised

Sharpe ratio

0.79

vs risk-free 6.5%

Sortino ratio

1.25

Downside-only deviation

Max drawdown

-18.95%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Contra Fund

Scheme	Fund house	NAV	As of
SBI CONTRA FUND - DIRECT PLAN - GROWTH	SBI	₹405.5633	2 Jun 2026
Invesco India Contra Fund - Direct Plan - Growth	Invesco	₹150.2000	3 Jun 2026
Kotak Contra Scheme---Dividend	Kotak Mahindra	₹50.5430	3 Jun 2026
Religare Contra Fund - Dividend	Religare	₹46.5000	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹174.8590
2 Jun 2026	₹174.9250
1 Jun 2026	₹174.3740
29 May 2026	₹176.2310
27 May 2026	₹178.5090
26 May 2026	₹177.8830
25 May 2026	₹178.0620
22 May 2026	₹175.8070
21 May 2026	₹175.2680
20 May 2026	₹174.9690

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Contra Fund - Direct Plan - Growth is ₹174.8590. It's a Contra Fund from Kotak, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Kotak Contra Fund - Direct Plan - Growth has NAV history starting from 02 Jan 2013, a track record of about 13 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Contra Fund - Direct Plan - Growth is managed by Kotak. It's classified by AMFI under the 'Contra Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Contra Fund - Direct Plan - Growth has delivered a absolute return of 1.61% — +2.41 pp ahead of the Contra Fund category average of -0.80%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Contra Fund - Direct Plan - Growth has delivered a CAGR of 18.13% — +1.21 pp ahead of the Contra Fund category average of 16.93%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Kotak Contra Fund - Direct Plan - Growth has delivered a CAGR of 16.12% — +0.05 pp ahead of the Contra Fund category average of 16.07%. The fund ranks #2 of 3 in its category — the third (Q3) quartile.

₹1 lakh invested in Kotak Contra Fund - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹481,464 today — a multiplier of 4.81×, based on the 10-year CAGR of 17.02%. The category average over the same window would have grown ₹1 lakh to ₹464,161.

A ₹10,000 monthly SIP in Kotak Contra Fund - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹856,103 today. That's an XIRR (money-weighted annualised return) of 14.18%.

A ₹10,000 monthly SIP for 10 years in Kotak Contra Fund - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹2,907,116 (multiplier 2.42×). XIRR: 16.85%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Contra Fund - Direct Plan - Growth ranks #2 out of 3 funds in the Contra Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 16.07%; this fund delivered 16.12%.

The worst peak-to-trough decline Kotak Contra Fund - Direct Plan - Growth has experienced over the last 5-year window is 18.95% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Contra Fund - Direct Plan - Growth averaged 17.32% (best 28.58%, worst 1.67%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.68 — reasonable risk-adjusted performance.

In calendar year 2025, Kotak Contra Fund - Direct Plan - Growth returned 8.23% — beating the Contra Fund category average of 6.22% by 2.01 pp. It ranked #1 of 3 in its category that year.

Kotak Contra Fund - Direct Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Kotak Contra Fund - Direct Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 16.12%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.