Should I invest in Religare Growth Fund?

We don't give personal investment advice. Religare Growth Fund - Dividend is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.2%. 5-year CAGR: 11.84%.

Religare

Religare Growth Fund - Dividend

Latest NAV

₹40.3400

As of

3 Jun 2026

4,619 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.47%	+0.11%	+0.36	5 / 32	Q1
1W	-1.32%	-1.76%	+0.44	5 / 32	Q1
2W	+0.65%	-0.27%	+0.92	7 / 32	Q1
1M	+0.30%	-1.02%	+1.32	6 / 32	Q1
3M	-7.09%	-1.18%	-5.91	28 / 32	Q4
6M	-12.85%	-5.43%	-7.43	30 / 32	Q4
YTD	-11.16%	-5.57%	-5.60	28 / 32	Q4
1Y	-6.49%	-1.21%	-5.28	26 / 32	Q4
2Y	-0.81%	+1.22%	-2.03	20 / 32	Q3
3Y	+13.78%	+13.45%	+0.32	19 / 32	Q3
4Y	+14.13%	+13.62%	+0.50	18 / 32	Q3
5Y	+11.84%	+11.89%	-0.05	20 / 32	Q3
7Y	+12.93%	+12.99%	-0.06	21 / 32	Q3
10Y	+12.23%	+11.48%	+0.75	19 / 32	Q3
Inception	+7.75%	+9.20%	-1.46	20 / 29	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-11.16%	-5.57%	-5.60	28 / 32
2025	-5.30%	+2.91%	-8.20	31 / 32
2024	+37.56%	+19.92%	+17.64	1 / 32
2023	+30.95%	+27.73%	+3.22	10 / 32
2022	-0.38%	+2.49%	-2.87	23 / 32
2021	+29.19%	+32.49%	-3.29	22 / 32
2020	+13.36%	+13.97%	-0.62	16 / 32
2019	+10.64%	+4.84%	+5.80	4 / 32
2018	+0.49%	-10.87%	+11.36	2 / 32
2017	+25.74%	+31.34%	-5.61	24 / 32
2016	+3.21%	+2.52%	+0.69	15 / 32

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+11.23%

217 windows

min -51.1% · max 72.5%

70% positive

3-Year rolling

+9.63%

193 windows

min -10.5% · max 26.4%

84% positive

5-Year rolling

+9.00%

169 windows

min -4.7% · max 23.8%

89% positive

7-Year rolling

+8.19%

144 windows

min 0.9% · max 17.6%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

18.72%

3-year · annualised

Sharpe ratio

0.44

vs risk-free 6.5%

Sortino ratio

0.61

Downside-only deviation

Max drawdown

-29.19%

Sep 2024 → Mar 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
HDFC Large and Mid Cap Fund - Growth Option	HDFC	₹329.5320	3 Jun 2026
SBI Magnum Multiplier Plus Scheme - 93 -Dividend	SBI	₹282.7709	2 Jun 2026
ICICI Prudential Growth Plan-Dividend Option	ICICI Prudential	₹28.9300	3 Jun 2026
Franklin India Flexi Cap Fund-Dividend Plan	Franklin Templeton	₹18.7310	3 Jun 2026
Kotak Opportunities---Dividend	Kotak Mahindra	₹58.2030	3 Jun 2026
Canara Robeco Emerging Equities-GROWTH PLAN	Canara Robeco	₹239.5300	3 Jun 2026
UTI - TOP 100 Fund- Growth Option	UTI	₹177.6776	3 Jun 2026
Bharti AXA Equity Fund Eco Plan- Growth	Bharti AXA	₹97.8700	3 Jun 2026
Birla Sun Life Advantage Fund-Plan A (Dividend)	Birla Sun Life	₹129.9500	3 Jun 2026
Escorts High Yield Equity Plan - Dividend Option	Escorts	₹74.2930	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹40.3400
2 Jun 2026	₹40.3400
1 Jun 2026	₹40.1500
29 May 2026	₹40.6100
27 May 2026	₹41.0500
26 May 2026	₹40.8800
25 May 2026	₹40.9300
22 May 2026	₹40.4100
21 May 2026	₹40.4500
20 May 2026	₹40.2400

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Religare Growth Fund - Dividend is ₹40.3400. It's a Large & Mid Cap Fund from Religare, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Religare Growth Fund - Dividend has NAV history starting from 13 Aug 2007, a track record of about 18 years 9 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

Religare Growth Fund - Dividend is managed by Religare. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Religare Growth Fund - Dividend has delivered a absolute return of -6.49% — -5.28 pp behind the Large & Mid Cap Fund category average of -1.21%. The fund ranks #26 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Religare Growth Fund - Dividend has delivered a CAGR of 13.78% — +0.32 pp ahead of the Large & Mid Cap Fund category average of 13.45%. The fund ranks #19 of 32 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Religare Growth Fund - Dividend has delivered a CAGR of 11.84% — -0.05 pp behind the Large & Mid Cap Fund category average of 11.89%. The fund ranks #20 of 32 in its category — the third (Q3) quartile.

₹1 lakh invested in Religare Growth Fund - Dividend exactly 10 years ago would be worth approximately ₹317,138 today — a multiplier of 3.17×, based on the 10-year CAGR of 12.23%. The category average over the same window would have grown ₹1 lakh to ₹296,438.

A ₹10,000 monthly SIP in Religare Growth Fund - Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹754,512 today. That's an XIRR (money-weighted annualised return) of 9.09%.

A ₹10,000 monthly SIP for 10 years in Religare Growth Fund - Dividend = ₹1,200,000 invested. It would currently be worth ₹2,264,912 (multiplier 1.89×). XIRR: 12.20%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Religare Growth Fund - Dividend ranks #20 out of 32 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 11.89%; this fund delivered 11.84%.

The worst peak-to-trough decline Religare Growth Fund - Dividend has experienced over the last 5-year window is 29.19% — its NAV fell from a high on 24 Sep 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Religare Growth Fund - Dividend averaged 9.00% (best 23.79%, worst -4.69%). 89% of rolling windows ended positive. The 5-year Sharpe ratio is 0.37 — weak risk-adjusted performance.

In calendar year 2025, Religare Growth Fund - Dividend returned -5.30% — lagging the Large & Mid Cap Fund category average of 2.91% by 8.20 pp. It ranked #31 of 32 in its category that year.

Religare Growth Fund - Dividend is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Religare Growth Fund - Dividend is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 29.2%. 5-year CAGR: 11.84%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.