Reliance
Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option
Latest NAV
₹32.0820
As of
2 Apr 2018
2,456 NAV records on file
Category
ELSS
Plan type
Dividend
Structure
Close-ended
AMFI Scheme Code
107901
ISIN (Growth)
INF204K01OM4
ISIN (Dividend)
—
NAV history & peer comparison
All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.
Period
No matches.
Compares up to 8 funds. Click any line in the legend above to hide/show it.
Returns matrix
Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).
| Window | Fund | Category avg | +/− vs avg | Rank | Quartile |
|---|---|---|---|---|---|
| 1D | +0.00% | -2.11% | +2.11 | 56 / 90 | Q3 |
| 1W | +0.05% | -4.12% | +4.17 | 22 / 87 | Q2 |
| 2W | -0.52% | -3.75% | +3.23 | 51 / 87 | Q3 |
| 1M | -4.21% | -5.60% | +1.39 | 73 / 87 | Q4 |
| 3M | -5.54% | -5.40% | -0.14 | 66 / 87 | Q4 |
| 6M | +3.20% | -3.98% | +7.18 | 25 / 89 | Q2 |
| YTD | -5.54% | -5.20% | -0.34 | 43 / 89 | Q2 |
| 1Y | +9.43% | +1.41% | +8.03 | 24 / 87 | Q2 |
| 2Y | +17.92% | -0.15% | +18.07 | 11 / 86 | Q1 |
| 3Y | +5.99% | +6.12% | -0.13 | 64 / 81 | Q4 |
| 4Y | +15.02% | +7.91% | +7.11 | 16 / 78 | Q1 |
| 5Y | +15.59% | +6.94% | +8.64 | 7 / 77 | Q1 |
| 7Y | +11.89% | +8.75% | +3.13 | 26 / 75 | Q2 |
| 10Y | +12.32% | +8.10% | +4.22 | 22 / 69 | Q2 |
| Inception | +12.32% | +5.86% | +6.46 | 19 / 91 | Q1 |
Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%
Calendar-year returns
Full-year performance vs category average. Current year is partial (year-to-date).
| Year | Fund | Category avg | +/− vs avg | Rank |
|---|---|---|---|---|
| 2018 YTD | -5.54% | -9.68% | +4.14 | 23 / 61 |
| 2017 | +35.51% | +29.95% | +5.56 | 22 / 65 |
| 2016 | -2.70% | -0.31% | -2.38 | 47 / 70 |
| 2015 | -4.31% | -1.16% | -3.15 | 21 / 24 |
| 2014 | +57.09% | +42.05% | +15.04 | 4 / 27 |
| 2013 | +0.99% | +2.38% | -1.39 | 19 / 27 |
| 2012 | +46.76% | +28.66% | +18.10 | 2 / 27 |
| 2011 | -27.46% | -28.62% | +1.16 | 17 / 25 |
| 2010 | +22.71% | +14.25% | +8.45 | 7 / 30 |
| 2009 | +77.82% | +64.74% | +13.08 | 10 / 25 |
| 2008 | — | — | — | — |
Rolling returns
Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.
1-Year rolling
+19.29%
110 windows
min -25.1% · max 92.2%
75% positive
3-Year rolling
+14.36%
86 windows
min -2.0% · max 32.6%
97% positive
5-Year rolling
+14.43%
62 windows
min 7.6% · max 21.9%
100% positive
7-Year rolling
+14.13%
37 windows
min 10.1% · max 20.6%
100% positive
Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.
SIP returns — historical "what if"
If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.
Period
Total invested
₹
—
Today's value
₹
—
XIRR
Annualised
Wealth multiplier
| Period | Total invested | Today's value | XIRR | Wealth multiplier |
|---|---|---|---|---|
| ₹ — | ₹ — |
XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.
Risk profile
Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.
Std deviation
12.98%
3-year · annualised
Sharpe ratio
0.01
vs risk-free 6.5%
Sortino ratio
0.02
Downside-only deviation
Max drawdown
-24.69%
Aug 2015 → Feb 2016
% positive months
66.7%
Share of monthly returns > 0 over the 3-year window
Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.
Peers in ELSS
| Scheme | NAV |
|---|---|
| HDFC TaxSaver-Dividend Plan | ₹63.5390 |
| NIPPON INDIA ELSS TAX SAVER FUND - ANNUAL IDCW Option | ₹19.9775 |
| SBI MAGNUM TAXGAIN SCHEME 1993 - DIVIDEND | ₹85.4857 |
| ICICI Prudential Long Term Wealth Enhancement Fund - IDCW Option | ₹27.4000 |
| Quantum Tax Saving Fund - Dividend | ₹121.5100 |
| Motilal Oswal ELSS Tax Saver Fund - IDCW Payout | ₹29.6508 |
| Franklin India Taxshield-Dividend | ₹57.8774 |
| Kotak Tax Saver-Scheme-Dividend | ₹41.1340 |
| EDELWEISS ELSS FUND - Dividend Option | ₹29.5000 |
| DSP BlackRock Tax Saver Fund - Dividend | ₹21.1600 |
Recent NAVs
| Date | NAV |
|---|---|
| 2 Apr 2018 | ₹32.0820 |
| 28 Mar 2018 | ₹32.0682 |
| 27 Mar 2018 | ₹32.0660 |
| 26 Mar 2018 | ₹32.0648 |
| 23 Mar 2018 | ₹32.0426 |
| 22 Mar 2018 | ₹32.1837 |
| 21 Mar 2018 | ₹32.2614 |
| 20 Mar 2018 | ₹32.2313 |
| 19 Mar 2018 | ₹32.2486 |
| 16 Mar 2018 | ₹32.5215 |
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Frequently asked questions
These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.
As of 02 Apr 2018, the NAV of Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option is ₹32.0820. It's a ELSS from Reliance, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.
Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option has NAV history starting from 01 Apr 2008, a track record of about 18 years 2 months. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.
Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option is managed by Reliance. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.
Over the trailing 1-year window, Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option has delivered a absolute return of 9.43% — +8.03 pp ahead of the ELSS category average of 1.41%. The fund ranks #24 of 87 in its category — the second (Q2) quartile.
Over the trailing 3-year window, Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option has delivered a CAGR of 5.99% — -0.13 pp behind the ELSS category average of 6.12%. The fund ranks #64 of 81 in its category — the bottom (Q4) quartile.
Over the trailing 5-year window, Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option has delivered a CAGR of 15.59% — +8.64 pp ahead of the ELSS category average of 6.94%. The fund ranks #7 of 77 in its category — the top (Q1) quartile.
₹1 lakh invested in Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option exactly 10 years ago would be worth approximately ₹319,707 today — a multiplier of 3.20×, based on the 10-year CAGR of 12.32%. The category average over the same window would have grown ₹1 lakh to ₹217,976.
A ₹10,000 monthly SIP in Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹840,548 today. That's an XIRR (money-weighted annualised return) of 13.44%.
A ₹10,000 monthly SIP for 10 years in Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option = ₹1,200,000 invested. It would currently be worth ₹2,486,302 (multiplier 2.07×). XIRR: 13.94%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.
On a 5-year basis, Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option ranks #7 out of 77 funds in the ELSS category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.94%; this fund delivered 15.59%.
The worst peak-to-trough decline Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option has experienced over the last 5-year window is 24.96% — its NAV fell from a high on 03 Mar 2015 to a low on 29 Feb 2016. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.
Across all 5-year rolling windows, Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option averaged 14.43% (best 21.89%, worst 7.61%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.60 — reasonable risk-adjusted performance.
In calendar year 2017, Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option returned 35.51% — beating the ELSS category average of 29.95% by 5.56 pp. It ranked #22 of 65 in its category that year.
Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.
We don't give personal investment advice. Reliance Equity Linked Saving Fund - Series I – Growth Plan – Growth Option is suitable for an investor whose:
- time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
- risk tolerance accepts seeing the portfolio fall sharply without panic-selling
- goal isn't capital preservation in the short term
Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.
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