Should I invest in PGIM India Small Cap Fund?

We don't give personal investment advice. PGIM India Small Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. 5-year CAGR: 6.67%.

PGIM India

PGIM India Small Cap Fund - Direct Plan - IDCW Option

Latest NAV

₹13.9400

As of

3 Jun 2026

1,190 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.58%	+0.49%	+0.08	14 / 35	Q2
1W	-1.62%	-0.81%	-0.81	30 / 35	Q4
2W	+0.50%	+1.10%	-0.60	26 / 35	Q3
1M	+0.36%	+0.46%	-0.10	15 / 35	Q2
3M	-0.71%	+8.35%	-9.06	32 / 34	Q4
6M	-6.98%	+0.59%	-7.57	27 / 33	Q4
YTD	-5.41%	+1.48%	-6.89	27 / 33	Q4
1Y	-1.48%	+1.76%	-3.24	22 / 31	Q3
2Y	+0.47%	+2.62%	-2.15	19 / 28	Q3
3Y	+8.78%	+13.81%	-5.03	21 / 25	Q4
4Y	+8.06%	+14.81%	-6.75	21 / 22	Q4
5Y	+6.67%	+13.43%	-6.76	22 / 22	Q4
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.90%	+14.19%	-7.29	31 / 35	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.41%	+1.48%	-6.89	27 / 33
2025	-8.18%	-7.90%	-0.28	15 / 29
2024	+18.13%	+24.76%	-6.63	19 / 27
2023	+21.49%	+37.24%	-15.75	24 / 24
2022	-3.47%	-0.11%	-3.36	15 / 22
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.95%

47 windows

min -8.9% · max 33.9%

68% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+10.39%

23 windows

min 3.0% · max 16.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

17.86%

3-year · annualised

Sharpe ratio

0.20

vs risk-free 6.5%

Sortino ratio

0.30

Downside-only deviation

Max drawdown

-28.39%

Oct 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Small Cap Fund

Scheme	Fund house	NAV	As of
HDFC Small Cap Fund - IDCW Option - Direct Plan	HDFC	₹61.5290	3 Jun 2026
NIPPON INDIA SMALL CAP FUND - Direct Plan - IDCW Option	Nippon India	₹103.0482	3 Jun 2026
SBI Small Cap Fund - Direct Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹132.4685	3 Jun 2026
ICICI Prudential Smallcap Fund - Direct Plan - IDCW	ICICI Prudential	₹66.7400	3 Jun 2026
Invesco India Smallcap Fund - Direct Plan - IDCW (Payout / Reinvestment)	Invesco	₹35.7800	3 Jun 2026
BANDHAN SMALL CAP FUND - DIRECT PLAN IDCW	Bandhan	₹36.6190	3 Jun 2026
quant Small Cap Fund - IDCW Option - Direct Plan	Quant	₹229.2186	3 Jun 2026
Aditya Birla Sun Life Small Cap Fund -Direct - IDCW	Aditya Birla Sun Life	₹73.1715	3 Jun 2026
Motilal Oswal Small Cap Fund - Direct IDCW	Motilal Oswal	₹15.5856	3 Jun 2026
Franklin India Small Cap Fund - Direct - IDCW	Franklin India	₹50.2188	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.9400
2 Jun 2026	₹13.9900
1 Jun 2026	₹13.9100
29 May 2026	₹14.0900
27 May 2026	₹14.2300
26 May 2026	₹14.2200
25 May 2026	₹14.2000
22 May 2026	₹14.0500
21 May 2026	₹14.1000
20 May 2026	₹13.9900

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of PGIM India Small Cap Fund - Direct Plan - IDCW Option is ₹13.9400. It's a Small Cap Fund from PGIM India, run as a Direct plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Small Cap Fund - Direct Plan - IDCW Option has NAV history starting from 02 Aug 2021, a track record of about 4 years 10 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

PGIM India Small Cap Fund - Direct Plan - IDCW Option is managed by PGIM India. It's classified by AMFI under the 'Small Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Small Cap Fund - Direct Plan - IDCW Option has delivered a absolute return of -1.48% — -3.24 pp behind the Small Cap Fund category average of 1.76%. The fund ranks #22 of 31 in its category — the third (Q3) quartile.

Over the trailing 3-year window, PGIM India Small Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 8.78% — -5.03 pp behind the Small Cap Fund category average of 13.81%. The fund ranks #21 of 25 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Small Cap Fund - Direct Plan - IDCW Option has delivered a CAGR of 6.67% — -6.76 pp behind the Small Cap Fund category average of 13.43%. The fund ranks #22 of 22 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Small Cap Fund - Direct Plan - IDCW Option exactly 5 years ago would be worth approximately ₹138,104 today — a multiplier of 1.38×, based on the 5-year CAGR of 6.67%. The category average over the same window would have grown ₹1 lakh to ₹187,780.

A ₹10,000 monthly SIP in PGIM India Small Cap Fund - Direct Plan - IDCW Option over the last 3 years — total invested ₹360,000 — would be worth ₹362,085 today. That's an XIRR (money-weighted annualised return) of 0.37%.

PGIM India Small Cap Fund - Direct Plan - IDCW Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹362,085 — XIRR 0.37%.

On a 5-year basis, PGIM India Small Cap Fund - Direct Plan - IDCW Option ranks #22 out of 22 funds in the Small Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 13.43%; this fund delivered 6.67%.

The worst peak-to-trough decline PGIM India Small Cap Fund - Direct Plan - IDCW Option has experienced over the last 3-year window is 28.39% — its NAV fell from a high on 16 Oct 2024 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, PGIM India Small Cap Fund - Direct Plan - IDCW Option averaged 10.39% (best 16.32%, worst 2.95%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.20 — weak risk-adjusted performance.

In calendar year 2025, PGIM India Small Cap Fund - Direct Plan - IDCW Option returned -8.18% — lagging the Small Cap Fund category average of -7.90% by 0.28 pp. It ranked #15 of 29 in its category that year.

PGIM India Small Cap Fund - Direct Plan - IDCW Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. PGIM India Small Cap Fund - Direct Plan - IDCW Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. 5-year CAGR: 6.67%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.