Should I invest in PGIM India Dynamic Bond Fund-Bonus Option?

We don't give personal investment advice. PGIM India Dynamic Bond Fund-Bonus Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

PGIM India

PGIM India Dynamic Bond Fund-Bonus Option

Latest NAV

₹1,631.8015

As of

21 Jun 2017

1,006 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+0.08%	+0.03	4 / 28	Q1
1W	+0.30%	-6.43%	+6.73	5 / 30	Q1
2W	+1.14%	-3.01%	+4.15	4 / 29	Q1
1M	+2.78%	-3.07%	+5.84	1 / 29	Q1
3M	+5.11%	-3.18%	+8.29	1 / 29	Q1
6M	+4.91%	-1.05%	+5.96	4 / 29	Q1
YTD	+4.20%	-1.27%	+5.47	5 / 29	Q1
1Y	+14.76%	-0.20%	+14.96	3 / 29	Q1
2Y	+10.71%	+4.93%	+5.78	3 / 28	Q1
3Y	+11.78%	+4.61%	+7.17	1 / 28	Q1
4Y	+9.20%	+4.83%	+4.36	3 / 28	Q1
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+9.43%	+4.05%	+5.38	2 / 28	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2017 YTD	+4.20%	-0.70%	+4.90	5 / 28
2016	+13.42%	+8.38%	+5.03	8 / 28
2015	+6.64%	+4.66%	+1.99	5 / 10
2014	+13.48%	+6.69%	+6.79	2 / 9
2013	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.06%

39 windows

min 2.1% · max 16.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+9.96%

15 windows

min 7.1% · max 11.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.88%

3-year · annualised

Sharpe ratio

1.21

vs risk-free 6.5%

Sortino ratio

3.72

Downside-only deviation

Max drawdown

-3.32%

Nov 2016 → Feb 2017

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Normal IDCW Option	HDFC	₹19.4058	3 Jun 2026
NIPPON INDIA DYNAMIC BOND FUND - QUARTERLY IDCW Option	Nippon India	₹10.2473	3 Jun 2026
SBI MAGNUM NRI LONG TERM BOND PLAN-DIVIDEND	SBI	₹19.2863	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Annual IDCW	ICICI Prudential	₹11.2400	3 Jun 2026
Franklin India Dynamic Accrual Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	3 Jun 2026
PGIM India Dynamic Bond Fund - Dividend Option - Quarterly	PGIM India	₹1,051.3579	3 Jun 2026
Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	Birla Sun Life	₹33.1008	3 Jun 2026
IDFC Dynamic Bond Fund -PLAN B DIVIDEND	IDFC	₹13.2827	3 Jun 2026
Reliance NRI Income Fund-Dividend Plan-Dividend Option	Reliance	₹25.8725	3 Jun 2026
Union Dynamic Bond Fund - IDCW Option	Union	₹15.3281	3 Jun 2026

Recent NAVs

Date	NAV
21 Jun 2017	₹1,631.8015
20 Jun 2017	₹1,629.9776
19 Jun 2017	₹1,628.2141
16 Jun 2017	₹1,625.6102
15 Jun 2017	₹1,626.3388
14 Jun 2017	₹1,626.9781
13 Jun 2017	₹1,625.0201
12 Jun 2017	₹1,622.8610
9 Jun 2017	₹1,623.4712
8 Jun 2017	₹1,620.1632

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 21 Jun 2017, the NAV of PGIM India Dynamic Bond Fund-Bonus Option is ₹1,631.8015. It's a Dynamic Bond Fund from PGIM India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Dynamic Bond Fund-Bonus Option has NAV history starting from 15 Apr 2013, a track record of about 13 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Dynamic Bond Fund-Bonus Option is managed by PGIM India. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Dynamic Bond Fund-Bonus Option has delivered a absolute return of 14.76% — +14.96 pp ahead of the Dynamic Bond Fund category average of -0.20%. The fund ranks #3 of 29 in its category — the top (Q1) quartile.

Over the trailing 3-year window, PGIM India Dynamic Bond Fund-Bonus Option has delivered a CAGR of 11.78% — +7.17 pp ahead of the Dynamic Bond Fund category average of 4.61%. The fund ranks #1 of 28 in its category — the top (Q1) quartile.

PGIM India Dynamic Bond Fund-Bonus Option doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in PGIM India Dynamic Bond Fund-Bonus Option exactly 3 years ago would be worth approximately ₹139,653 today — a multiplier of 1.40×, based on the 3-year CAGR of 11.78%. The category average over the same window would have grown ₹1 lakh to ₹114,465.

A ₹10,000 monthly SIP in PGIM India Dynamic Bond Fund-Bonus Option over the last 3 years — total invested ₹360,000 — would be worth ₹428,516 today. That's an XIRR (money-weighted annualised return) of 11.63%.

PGIM India Dynamic Bond Fund-Bonus Option doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹428,516 — XIRR 11.63%.

On a 3-year basis, PGIM India Dynamic Bond Fund-Bonus Option ranks #1 out of 28 funds in the Dynamic Bond Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 4.61%; this fund delivered 11.78%.

The worst peak-to-trough decline PGIM India Dynamic Bond Fund-Bonus Option has experienced over the last 3-year window is 3.32% — its NAV fell from a high on 24 Nov 2016 to a low on 22 Feb 2017. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, PGIM India Dynamic Bond Fund-Bonus Option averaged 9.96% (best 11.78%, worst 7.07%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 1.21 — strong risk-adjusted performance.

In calendar year 2016, PGIM India Dynamic Bond Fund-Bonus Option returned 13.42% — beating the Dynamic Bond Fund category average of 8.38% by 5.03 pp. It ranked #8 of 28 in its category that year.

PGIM India Dynamic Bond Fund-Bonus Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. PGIM India Dynamic Bond Fund-Bonus Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.