Should I invest in PGIM India Dynamic Bond Fund?

We don't give personal investment advice. PGIM India Dynamic Bond Fund - Dividend Option - Quarterly is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.4%. 5-year CAGR: -1.68%.

PGIM India

PGIM India Dynamic Bond Fund - Dividend Option - Quarterly

Latest NAV

₹1,051.3579

As of

3 Jun 2026

3,469 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+0.08%	+0.00	8 / 28	Q2
1W	+0.16%	-6.43%	+6.60	14 / 30	Q2
2W	+0.50%	-3.01%	+3.50	12 / 29	Q2
1M	+0.10%	-3.07%	+3.17	15 / 29	Q3
3M	-1.94%	-3.18%	+1.24	26 / 29	Q4
6M	-3.23%	-1.05%	-2.18	28 / 29	Q4
YTD	-1.72%	-1.27%	-0.45	26 / 29	Q4
1Y	-4.77%	-0.20%	-4.57	28 / 29	Q4
2Y	-1.95%	+4.93%	-6.88	28 / 28	Q4
3Y	-1.40%	+4.61%	-6.00	28 / 28	Q4
4Y	-1.01%	+4.83%	-5.84	28 / 28	Q4
5Y	-1.68%	+3.92%	-5.60	27 / 27	Q4
7Y	-0.89%	+3.77%	-4.66	26 / 26	Q4
10Y	-0.20%	+3.84%	-4.04	24 / 25	Q4
Inception	+0.34%	+4.05%	-3.71	25 / 28	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.72%	+0.33%	-2.06	17 / 18
2025	+0.29%	+3.45%	-3.16	13 / 18
2024	+2.14%	+6.04%	-3.91	13 / 18
2023	-1.21%	-1.15%	-0.06	18 / 19
2022	-3.08%	+3.05%	-6.12	21 / 22
2021	-2.21%	+2.73%	-4.94	21 / 24
2020	+3.81%	+4.46%	-0.65	14 / 27
2019	+3.95%	+4.44%	-0.48	14 / 27
2018	-0.01%	+3.44%	-3.46	26 / 27
2017	-3.37%	-0.70%	-2.67	21 / 28
2016	+5.36%	+8.38%	-3.02	19 / 28

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.51%

164 windows

min -6.0% · max 9.6%

50% positive

3-Year rolling

+0.57%

139 windows

min -2.6% · max 4.7%

60% positive

5-Year rolling

+0.48%

115 windows

min -1.7% · max 2.5%

63% positive

7-Year rolling

+0.62%

91 windows

min -0.9% · max 2.4%

69% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.02%

3-year · annualised

Sharpe ratio

-1.95

vs risk-free 6.5%

Sortino ratio

-2.38

Downside-only deviation

Max drawdown

-6.52%

Sep 2024 → Apr 2026

% positive months

58.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
HDFC Dynamic Debt Fund - Normal IDCW Option	HDFC	₹19.4058	3 Jun 2026
NIPPON INDIA DYNAMIC BOND FUND - QUARTERLY IDCW Option	Nippon India	₹10.2473	3 Jun 2026
SBI MAGNUM NRI LONG TERM BOND PLAN-DIVIDEND	SBI	₹19.2863	3 Jun 2026
ICICI Prudential All Seasons Bond Fund - Annual IDCW	ICICI Prudential	₹11.2400	3 Jun 2026
Franklin India Dynamic Accrual Fund- Segregated Portfolio 3 (9.50% Yes Bank Ltd CO 23Dec21) - IDCW	Franklin India	₹0.0000	3 Jun 2026
Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	Birla Sun Life	₹33.1008	3 Jun 2026
IDFC Dynamic Bond Fund -PLAN B DIVIDEND	IDFC	₹13.2827	3 Jun 2026
Reliance NRI Income Fund-Dividend Plan-Dividend Option	Reliance	₹25.8725	3 Jun 2026
Union Dynamic Bond Fund - IDCW Option	Union	₹15.3281	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹1,051.3579
2 Jun 2026	₹1,051.7729
1 Jun 2026	₹1,050.8765
29 May 2026	₹1,051.1015
27 May 2026	₹1,050.5724
26 May 2026	₹1,050.0477
25 May 2026	₹1,049.5669
22 May 2026	₹1,046.9311
21 May 2026	₹1,045.9103
20 May 2026	₹1,046.8228

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of PGIM India Dynamic Bond Fund - Dividend Option - Quarterly is ₹1,051.3579. It's a Dynamic Bond Fund from PGIM India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Dynamic Bond Fund - Dividend Option - Quarterly has NAV history starting from 16 Jan 2012, a track record of about 14 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Dynamic Bond Fund - Dividend Option - Quarterly is managed by PGIM India. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Dynamic Bond Fund - Dividend Option - Quarterly has delivered a absolute return of -4.77% — -4.57 pp behind the Dynamic Bond Fund category average of -0.20%. The fund ranks #28 of 29 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Dynamic Bond Fund - Dividend Option - Quarterly has delivered a CAGR of -1.40% — -6 pp behind the Dynamic Bond Fund category average of 4.61%. The fund ranks #28 of 28 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Dynamic Bond Fund - Dividend Option - Quarterly has delivered a CAGR of -1.68% — -5.6 pp behind the Dynamic Bond Fund category average of 3.92%. The fund ranks #27 of 27 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Dynamic Bond Fund - Dividend Option - Quarterly exactly 10 years ago would be worth approximately ₹98,020 today — a multiplier of 0.98×, based on the 10-year CAGR of -0.20%. The category average over the same window would have grown ₹1 lakh to ₹145,778.

A ₹10,000 monthly SIP in PGIM India Dynamic Bond Fund - Dividend Option - Quarterly over the last 5 years — total invested ₹600,000 — would be worth ₹579,783 today. That's an XIRR (money-weighted annualised return) of -1.35%.

A ₹10,000 monthly SIP for 10 years in PGIM India Dynamic Bond Fund - Dividend Option - Quarterly = ₹1,200,000 invested. It would currently be worth ₹1,146,475 (multiplier 0.96×). XIRR: -0.91%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Dynamic Bond Fund - Dividend Option - Quarterly ranks #27 out of 27 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.92%; this fund delivered -1.68%.

The worst peak-to-trough decline PGIM India Dynamic Bond Fund - Dividend Option - Quarterly has experienced over the last 5-year window is 9.37% — its NAV fell from a high on 14 Jun 2021 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Dynamic Bond Fund - Dividend Option - Quarterly averaged 0.48% (best 2.54%, worst -1.68%). 63% of rolling windows ended positive. The 5-year Sharpe ratio is -2.24 — negative risk-adjusted performance.

In calendar year 2025, PGIM India Dynamic Bond Fund - Dividend Option - Quarterly returned 0.29% — lagging the Dynamic Bond Fund category average of 3.45% by 3.16 pp. It ranked #13 of 18 in its category that year.

PGIM India Dynamic Bond Fund - Dividend Option - Quarterly is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. PGIM India Dynamic Bond Fund - Dividend Option - Quarterly is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 9.4%. 5-year CAGR: -1.68%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.