Should I invest in PGIM India Corporate Bond Fund - Annual Dividend?

We don't give personal investment advice. PGIM India Corporate Bond Fund - Annual Dividend is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.1%. 5-year CAGR: -1.14%.

PGIM India

PGIM India Corporate Bond Fund - Annual Dividend

Latest NAV

₹10.2515

As of

17 Jul 2026

2,506 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	-0.03%	+0.04	16 / 33	Q2
1W	-0.05%	-2.95%	+2.90	19 / 34	Q3
2W	-0.12%	-2.91%	+2.79	19 / 34	Q3
1M	+0.58%	-2.61%	+3.19	17 / 34	Q2
3M	+1.56%	-2.07%	+3.63	14 / 34	Q2
6M	-4.62%	-2.39%	-2.23	31 / 32	Q4
YTD	-4.90%	-2.57%	-2.34	31 / 32	Q4
1Y	-3.05%	-1.96%	-1.09	30 / 32	Q4
2Y	-0.73%	-1.28%	+0.55	27 / 30	Q4
3Y	-0.76%	-1.54%	+0.79	26 / 30	Q4
4Y	-0.86%	-1.90%	+1.04	26 / 29	Q4
5Y	-1.14%	-2.66%	+1.53	22 / 26	Q4
7Y	-0.43%	-2.86%	+2.44	18 / 24	Q3
10Y	-0.13%	+1.50%	-1.63	16 / 22	Q3
Inception	-0.52%	-0.71%	+0.19	30 / 34	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.90%	+0.18%	-5.09	21 / 21
2025	+0.11%	+2.87%	-2.77	18 / 21
2024	+0.27%	+2.38%	-2.11	16 / 21
2023	-0.77%	+1.19%	-1.96	18 / 21
2022	-1.99%	-0.52%	-1.47	16 / 22
2021	-1.63%	-0.19%	-1.44	17 / 22
2020	+2.78%	+3.13%	-0.35	9 / 24
2019	+0.15%	+2.92%	-2.77	19 / 25
2018	-3.99%	+1.55%	-5.55	25 / 25
2017	+4.43%	+1.65%	+2.77	8 / 25
2016	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.05%

115 windows

min -5.3% · max 8.2%

43% positive

3-Year rolling

-0.40%

90 windows

min -2.2% · max 1.1%

33% positive

5-Year rolling

-0.33%

66 windows

min -1.4% · max 1.1%

23% positive

7-Year rolling

-0.32%

42 windows

min -1.1% · max 0.5%

19% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.32%

3-year · annualised

Sharpe ratio

-1.11

vs risk-free 6.5%

Sortino ratio

-1.17

Downside-only deviation

Max drawdown

-9.13%

Mar 2025 → Apr 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - IDCW Option	HDFC	₹20.7861	17 Jul 2026
NIPPON INDIA CORPORATE BOND FUND - IDCW Option	Nippon India	₹20.3474	17 Jul 2026
ICICI Prudential Corporate Bond Fund -Quarterly IDCW	ICICI Prudential	₹11.3479	17 Jul 2026
Templeton India Income Builder Account-Dividend	Franklin Templeton	₹16.9075	17 Jul 2026
BARODA BNP PARIBAS Corporate Bond Fund - Defunct Plan - Annual-IDCW Option	Baroda BNP Paribas	₹12.1913	17 Jul 2026
PGIM India Corporate Bond Fund - Monthly Dividend	PGIM India	₹12.2682	17 Jul 2026
Birla Sun Life Income Fund-Plan B(Growth)	Birla Sun Life	₹119.2480	17 Jul 2026
Reliance Medium Term Fund- Daily Dividend Plan	Reliance	₹17.0673	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.2515
16 Jul 2026	₹10.2509
15 Jul 2026	₹10.2441
14 Jul 2026	₹10.2398
13 Jul 2026	₹10.2590
10 Jul 2026	₹10.2570
9 Jul 2026	₹10.2463
8 Jul 2026	₹10.2457
7 Jul 2026	₹10.2656
6 Jul 2026	₹10.2804

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of PGIM India Corporate Bond Fund - Annual Dividend is ₹10.2515. It's a Corporate Bond Fund from PGIM India, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

PGIM India Corporate Bond Fund - Annual Dividend has NAV history starting from 08 Mar 2016, a track record of about 10 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

PGIM India Corporate Bond Fund - Annual Dividend is managed by PGIM India. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, PGIM India Corporate Bond Fund - Annual Dividend has delivered a absolute return of -3.05% — -1.09 pp behind the Corporate Bond Fund category average of -1.96%. The fund ranks #30 of 32 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, PGIM India Corporate Bond Fund - Annual Dividend has delivered a CAGR of -0.76% — +0.79 pp ahead of the Corporate Bond Fund category average of -1.54%. The fund ranks #26 of 30 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, PGIM India Corporate Bond Fund - Annual Dividend has delivered a CAGR of -1.14% — +1.53 pp ahead of the Corporate Bond Fund category average of -2.66%. The fund ranks #22 of 26 in its category — the bottom (Q4) quartile.

₹1 lakh invested in PGIM India Corporate Bond Fund - Annual Dividend exactly 10 years ago would be worth approximately ₹98,702 today — a multiplier of 0.99×, based on the 10-year CAGR of -0.13%. The category average over the same window would have grown ₹1 lakh to ₹116,005.

A ₹10,000 monthly SIP in PGIM India Corporate Bond Fund - Annual Dividend over the last 5 years — total invested ₹600,000 — would be worth ₹577,278 today. That's an XIRR (money-weighted annualised return) of -1.52%.

A ₹10,000 monthly SIP for 10 years in PGIM India Corporate Bond Fund - Annual Dividend = ₹1,200,000 invested. It would currently be worth ₹1,143,077 (multiplier 0.95×). XIRR: -0.97%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, PGIM India Corporate Bond Fund - Annual Dividend ranks #22 out of 26 funds in the Corporate Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is -2.66%; this fund delivered -1.14%.

The worst peak-to-trough decline PGIM India Corporate Bond Fund - Annual Dividend has experienced over the last 5-year window is 10.09% — its NAV fell from a high on 25 Mar 2022 to a low on 02 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, PGIM India Corporate Bond Fund - Annual Dividend averaged -0.33% (best 1.11%, worst -1.38%). 23% of rolling windows ended positive. The 5-year Sharpe ratio is -1.24 — negative risk-adjusted performance.

In calendar year 2025, PGIM India Corporate Bond Fund - Annual Dividend returned 0.11% — lagging the Corporate Bond Fund category average of 2.87% by 2.77 pp. It ranked #18 of 21 in its category that year.

PGIM India Corporate Bond Fund - Annual Dividend is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. PGIM India Corporate Bond Fund - Annual Dividend is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.1%. 5-year CAGR: -1.14%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.