Should I invest in HDFC Corporate Bond Fund?

We don't give personal investment advice. HDFC Corporate Bond Fund - IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.7%. 5-year CAGR: 3.41%.

HDFC

HDFC Corporate Bond Fund - IDCW Option

Latest NAV

₹20.3364

As of

3 Jun 2026

2,798 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.06%	-0.01%	+0.07	14 / 33	Q2
1W	+0.24%	-2.82%	+3.05	13 / 34	Q2
2W	+0.47%	-2.65%	+3.12	11 / 34	Q2
1M	+0.09%	-2.64%	+2.73	21 / 34	Q3
3M	-0.12%	-3.25%	+3.13	18 / 34	Q3
6M	+0.64%	-3.40%	+4.04	10 / 32	Q2
YTD	+0.49%	-3.19%	+3.67	10 / 32	Q2
1Y	+2.68%	-2.67%	+5.35	9 / 32	Q2
2Y	+6.30%	-1.54%	+7.84	7 / 30	Q1
3Y	+4.27%	-1.77%	+6.04	8 / 30	Q2
4Y	+3.78%	-1.99%	+5.77	6 / 29	Q1
5Y	+3.41%	-2.79%	+6.20	6 / 26	Q1
7Y	+5.05%	-2.84%	+7.88	5 / 24	Q1
10Y	+5.97%	+1.48%	+4.49	5 / 22	Q1
Inception	+6.30%	-0.76%	+7.06	6 / 34	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.49%	-0.76%	+1.24	6 / 21
2025	+7.34%	+2.87%	+4.46	6 / 21
2024	+8.50%	+2.38%	+6.12	2 / 21
2023	+0.19%	+1.19%	-1.00	10 / 21
2022	-1.64%	-0.52%	-1.12	15 / 22
2021	+3.85%	-0.19%	+4.04	4 / 22
2020	+11.70%	+3.13%	+8.57	2 / 24
2019	+10.36%	+2.92%	+7.44	1 / 25
2018	+6.38%	+1.55%	+4.83	4 / 25
2017	+6.27%	+1.65%	+4.61	4 / 25
2016	+10.59%	+3.80%	+6.79	1 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+6.50%

130 windows

min -2.5% · max 12.3%

95% positive

3-Year rolling

+6.13%

106 windows

min 0.8% · max 9.5%

100% positive

5-Year rolling

+6.31%

81 windows

min 3.4% · max 9.2%

100% positive

7-Year rolling

+6.26%

57 windows

min 5.0% · max 8.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.11%

3-year · annualised

Sharpe ratio

-0.54

vs risk-free 6.5%

Sortino ratio

-0.62

Downside-only deviation

Max drawdown

-6.70%

Sep 2023 → Oct 2023

% positive months

86.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - Quarterly IDCW Option	HDFC	₹10.5244	3 Jun 2026
NIPPON INDIA CORPORATE BOND FUND - IDCW Option	Nippon India	₹19.9635	3 Jun 2026
ICICI Prudential Corporate Bond Fund -Quarterly IDCW	ICICI Prudential	₹11.1946	3 Jun 2026
Templeton India Income Builder Account-Dividend	Franklin Templeton	₹16.6818	3 Jun 2026
BARODA BNP PARIBAS Corporate Bond Fund - Defunct Plan - Annual-IDCW Option	Baroda BNP Paribas	₹11.9666	3 Jun 2026
PGIM India Corporate Bond Fund - Annual Dividend	PGIM India	₹10.0824	3 Jun 2026
Birla Sun Life Income Fund-Plan B(Growth)	Birla Sun Life	₹116.7625	3 Jun 2026
Reliance Medium Term Fund- Daily Dividend Plan	Reliance	₹17.0749	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹20.3364
2 Jun 2026	₹20.3395
1 Jun 2026	₹20.3270
29 May 2026	₹20.3211
27 May 2026	₹20.3045
26 May 2026	₹20.2916
25 May 2026	₹20.2885
22 May 2026	₹20.2415
21 May 2026	₹20.2213
20 May 2026	₹20.2413

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HDFC Corporate Bond Fund - IDCW Option is ₹20.3364. It's a Corporate Bond Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Corporate Bond Fund - IDCW Option has NAV history starting from 22 Oct 2014, a track record of about 11 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HDFC Corporate Bond Fund - IDCW Option is managed by HDFC. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Corporate Bond Fund - IDCW Option has delivered a absolute return of 2.68% — +5.35 pp ahead of the Corporate Bond Fund category average of -2.67%. The fund ranks #9 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Corporate Bond Fund - IDCW Option has delivered a CAGR of 4.27% — +6.04 pp ahead of the Corporate Bond Fund category average of -1.77%. The fund ranks #8 of 30 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Corporate Bond Fund - IDCW Option has delivered a CAGR of 3.41% — +6.2 pp ahead of the Corporate Bond Fund category average of -2.79%. The fund ranks #6 of 26 in its category — the top (Q1) quartile.

₹1 lakh invested in HDFC Corporate Bond Fund - IDCW Option exactly 10 years ago would be worth approximately ₹178,614 today — a multiplier of 1.79×, based on the 10-year CAGR of 5.97%. The category average over the same window would have grown ₹1 lakh to ₹115,824.

A ₹10,000 monthly SIP in HDFC Corporate Bond Fund - IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹669,238 today. That's an XIRR (money-weighted annualised return) of 4.31%.

A ₹10,000 monthly SIP for 10 years in HDFC Corporate Bond Fund - IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,550,867 (multiplier 1.29×). XIRR: 5.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Corporate Bond Fund - IDCW Option ranks #6 out of 26 funds in the Corporate Bond Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is -2.79%; this fund delivered 3.41%.

The worst peak-to-trough decline HDFC Corporate Bond Fund - IDCW Option has experienced over the last 5-year window is 6.70% — its NAV fell from a high on 25 Sep 2023 to a low on 10 Oct 2023. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Corporate Bond Fund - IDCW Option averaged 6.31% (best 9.17%, worst 3.41%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.75 — negative risk-adjusted performance.

In calendar year 2025, HDFC Corporate Bond Fund - IDCW Option returned 7.34% — beating the Corporate Bond Fund category average of 2.87% by 4.46 pp. It ranked #6 of 21 in its category that year.

HDFC Corporate Bond Fund - IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC Corporate Bond Fund - IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.7%. 5-year CAGR: 3.41%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HDFC Corporate Bond Fund - IDCW Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Corporate Bond Fund

Recent NAVs

Frequently asked questions

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