Should I invest in HDFC Corporate Bond Fund - Quarterly IDCW Option?

We don't give personal investment advice. HDFC Corporate Bond Fund - Quarterly IDCW Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.1%. 5-year CAGR: 0.18%.

HDFC

HDFC Corporate Bond Fund - Quarterly IDCW Option

Latest NAV

₹10.5665

As of

17 Jul 2026

3,877 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.01%	-0.03%	+0.02	25 / 33	Q4
1W	-0.12%	-2.95%	+2.83	27 / 34	Q4
2W	-0.23%	-2.91%	+2.68	30 / 34	Q4
1M	-0.92%	-2.61%	+1.69	30 / 34	Q4
3M	+0.22%	-2.07%	+2.29	23 / 34	Q3
6M	+0.79%	-2.39%	+3.18	12 / 32	Q2
YTD	+0.39%	-2.57%	+2.96	12 / 32	Q2
1Y	+0.69%	-1.96%	+2.65	11 / 32	Q2
2Y	+0.97%	-1.28%	+2.25	12 / 30	Q2
3Y	+0.77%	-1.54%	+2.31	12 / 30	Q2
4Y	+0.63%	-1.90%	+2.54	12 / 29	Q2
5Y	+0.18%	-2.66%	+2.84	10 / 26	Q2
7Y	+0.20%	-2.86%	+3.07	11 / 24	Q2
10Y	+0.30%	+1.50%	-1.19	8 / 22	Q2
Inception	+0.34%	-0.71%	+1.06	19 / 34	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.39%	+0.18%	+0.21	8 / 21
2025	+1.68%	+2.87%	-1.20	10 / 21
2024	+0.51%	+2.38%	-1.88	13 / 21
2023	+0.14%	+1.19%	-1.06	11 / 21
2022	-0.85%	-0.52%	-0.33	14 / 22
2021	-2.20%	-0.19%	-2.01	18 / 22
2020	+2.50%	+3.13%	-0.63	10 / 24
2019	+1.51%	+2.92%	-1.41	10 / 25
2018	-0.03%	+1.55%	-1.59	17 / 25
2017	-1.49%	+1.65%	-3.14	21 / 25
2016	+1.71%	+3.80%	-2.09	10 / 23

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.29%

184 windows

min -3.5% · max 4.0%

61% positive

3-Year rolling

+0.22%

160 windows

min -1.0% · max 1.4%

66% positive

5-Year rolling

+0.25%

135 windows

min -0.4% · max 1.0%

81% positive

7-Year rolling

+0.28%

111 windows

min -0.3% · max 1.2%

92% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.00%

3-year · annualised

Sharpe ratio

-1.89

vs risk-free 6.5%

Sortino ratio

-2.52

Downside-only deviation

Max drawdown

-2.69%

Jun 2025 → Apr 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Corporate Bond Fund

Scheme	Fund house	NAV	As of
HDFC Corporate Bond Fund - IDCW Option	HDFC	₹20.7861	17 Jul 2026
NIPPON INDIA CORPORATE BOND FUND - IDCW Option	Nippon India	₹20.3474	17 Jul 2026
ICICI Prudential Corporate Bond Fund -Quarterly IDCW	ICICI Prudential	₹11.3479	17 Jul 2026
Templeton India Income Builder Account-Dividend	Franklin Templeton	₹16.9075	17 Jul 2026
BARODA BNP PARIBAS Corporate Bond Fund - Defunct Plan - Annual-IDCW Option	Baroda BNP Paribas	₹12.1913	17 Jul 2026
PGIM India Corporate Bond Fund - Annual Dividend	PGIM India	₹10.2515	17 Jul 2026
Birla Sun Life Income Fund-Plan B(Growth)	Birla Sun Life	₹119.2480	17 Jul 2026
Reliance Medium Term Fund- Daily Dividend Plan	Reliance	₹17.0673	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.5665
16 Jul 2026	₹10.5677
15 Jul 2026	₹10.5615
14 Jul 2026	₹10.5559
13 Jul 2026	₹10.5839
10 Jul 2026	₹10.5797
9 Jul 2026	₹10.5655
8 Jul 2026	₹10.5616
7 Jul 2026	₹10.5927
6 Jul 2026	₹10.5971

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of HDFC Corporate Bond Fund - Quarterly IDCW Option is ₹10.5665. It's a Corporate Bond Fund from HDFC, run as a Unknown plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HDFC Corporate Bond Fund - Quarterly IDCW Option has NAV history starting from 29 Jun 2010, a track record of about 16 years. Long-tenured funds like this have weathered multiple market cycles — the 2008 crash, 2013 taper tantrum, 2020 COVID drawdown — which makes their returns more credible than a 3-year track record alone.

HDFC Corporate Bond Fund - Quarterly IDCW Option is managed by HDFC. It's classified by AMFI under the 'Corporate Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HDFC Corporate Bond Fund - Quarterly IDCW Option has delivered a absolute return of 0.69% — +2.65 pp ahead of the Corporate Bond Fund category average of -1.96%. The fund ranks #11 of 32 in its category — the second (Q2) quartile.

Over the trailing 3-year window, HDFC Corporate Bond Fund - Quarterly IDCW Option has delivered a CAGR of 0.77% — +2.31 pp ahead of the Corporate Bond Fund category average of -1.54%. The fund ranks #12 of 30 in its category — the second (Q2) quartile.

Over the trailing 5-year window, HDFC Corporate Bond Fund - Quarterly IDCW Option has delivered a CAGR of 0.18% — +2.84 pp ahead of the Corporate Bond Fund category average of -2.66%. The fund ranks #10 of 26 in its category — the second (Q2) quartile.

₹1 lakh invested in HDFC Corporate Bond Fund - Quarterly IDCW Option exactly 10 years ago would be worth approximately ₹103,089 today — a multiplier of 1.03×, based on the 10-year CAGR of 0.30%. The category average over the same window would have grown ₹1 lakh to ₹116,005.

A ₹10,000 monthly SIP in HDFC Corporate Bond Fund - Quarterly IDCW Option over the last 5 years — total invested ₹600,000 — would be worth ₹607,047 today. That's an XIRR (money-weighted annualised return) of 0.46%.

A ₹10,000 monthly SIP for 10 years in HDFC Corporate Bond Fund - Quarterly IDCW Option = ₹1,200,000 invested. It would currently be worth ₹1,216,312 (multiplier 1.01×). XIRR: 0.27%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, HDFC Corporate Bond Fund - Quarterly IDCW Option ranks #10 out of 26 funds in the Corporate Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is -2.66%; this fund delivered 0.18%.

The worst peak-to-trough decline HDFC Corporate Bond Fund - Quarterly IDCW Option has experienced over the last 5-year window is 4.11% — its NAV fell from a high on 23 Sep 2021 to a low on 07 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HDFC Corporate Bond Fund - Quarterly IDCW Option averaged 0.25% (best 0.99%, worst -0.45%). 81% of rolling windows ended positive. The 5-year Sharpe ratio is -2.02 — negative risk-adjusted performance.

In calendar year 2025, HDFC Corporate Bond Fund - Quarterly IDCW Option returned 1.68% — lagging the Corporate Bond Fund category average of 2.87% by 1.20 pp. It ranked #10 of 21 in its category that year.

HDFC Corporate Bond Fund - Quarterly IDCW Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. HDFC Corporate Bond Fund - Quarterly IDCW Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 4.1%. 5-year CAGR: 0.18%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.