Should I invest in Nippon India Nivesh Lakshya Long Duration Fund?

We don't give personal investment advice. Nippon India Nivesh Lakshya Long Duration Fund- Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.0%. 5-year CAGR: 5.15%.

Nippon India

Nippon India Nivesh Lakshya Long Duration Fund- Growth Option

Latest NAV

₹17.6857

As of

3 Jun 2026

1,909 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.11%	+0.05%	+0.06	1 / 3	Q2
1W	+0.28%	+0.13%	+0.15	1 / 3	Q2
2W	+0.63%	+0.56%	+0.07	2 / 3	Q3
1M	+0.04%	-0.13%	+0.17	1 / 3	Q2
3M	-0.94%	-1.02%	+0.08	2 / 3	Q3
6M	-1.11%	-0.14%	-0.97	3 / 3	Q4
YTD	-1.18%	-0.79%	-0.39	2 / 3	Q3
1Y	-2.64%	-2.00%	-0.64	2 / 3	Q3
2Y	+3.94%	+3.63%	+0.31	1 / 2	Q2
3Y	+4.95%	+4.87%	+0.08	1 / 2	Q2
4Y	+7.01%	+7.01%	+0.00	1 / 1	Q4
5Y	+5.15%	+5.15%	+0.00	1 / 1	Q4
7Y	+6.25%	+6.25%	+0.00	1 / 1	Q4
10Y	—	—	—	—	—
Inception	+7.56%	+5.66%	+1.90	1 / 3	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.18%	-0.79%	-0.39	2 / 3
2025	+4.26%	+4.30%	-0.04	2 / 3
2024	+11.51%	+11.60%	-0.10	2 / 2
2023	+6.95%	+6.95%	+0.00	1 / 1
2022	+2.41%	+2.41%	+0.00	1 / 1
2021	+0.87%	+0.87%	+0.00	1 / 1
2020	+13.20%	+13.20%	+0.00	1 / 1
2019	+12.91%	+12.91%	+0.00	1 / 1
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.91%

85 windows

min -3.1% · max 23.3%

92% positive

3-Year rolling

+6.72%

60 windows

min 3.3% · max 12.2%

100% positive

5-Year rolling

+6.68%

36 windows

min 4.6% · max 9.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.72%

12 windows

min 6.2% · max 8.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.74%

3-year · annualised

Sharpe ratio

-0.33

vs risk-free 6.5%

Sortino ratio

-0.55

Downside-only deviation

Max drawdown

-5.38%

May 2025 → Apr 2026

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - Growth Option	HDFC	₹12.0672	3 Jun 2026
Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option	Nippon India	₹18.1334	3 Jun 2026
SBI Long Duration Fund - Direct Plan - Growth	SBI	₹12.4644	3 Jun 2026
ICICI Prudential Long Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹98.5765	3 Jun 2026
Bandhan Long Duration Fund - Direct Plan - Growth	Bandhan	₹11.0943	3 Jun 2026
Aditya Birla Sun Life Long Duration Fund-Direct Growth	Aditya Birla Sun Life	₹13.0484	3 Jun 2026
Franklin India Long Duration Fund - Direct - Growth	Franklin India	₹10.6192	3 Jun 2026
Mirae Asset Long Duration Fund - Direct Plan - Growth	Mirae Asset	₹10.2616	3 Jun 2026
Kotak Long Duration Fund - Direct Plan - Growth	Kotak	₹10.9174	3 Jun 2026
UTI Long Duration Fund - Direct Plan - Growth Option	UTI	₹12.0593	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹17.6857
2 Jun 2026	₹17.7133
1 Jun 2026	₹17.6937
29 May 2026	₹17.7136
27 May 2026	₹17.6908
26 May 2026	₹17.6631
25 May 2026	₹17.7170
22 May 2026	₹17.6161
21 May 2026	₹17.5820
20 May 2026	₹17.6160

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Nivesh Lakshya Long Duration Fund- Growth Option is ₹17.6857. It's a Long Duration Fund from Nippon India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Nivesh Lakshya Long Duration Fund- Growth Option has NAV history starting from 09 Jul 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Nivesh Lakshya Long Duration Fund- Growth Option is managed by Nippon India. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Nivesh Lakshya Long Duration Fund- Growth Option has delivered a absolute return of -2.64% — -0.64 pp behind the Long Duration Fund category average of -2.00%. The fund ranks #2 of 3 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Nivesh Lakshya Long Duration Fund- Growth Option has delivered a CAGR of 4.95% — +0.08 pp ahead of the Long Duration Fund category average of 4.87%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Nippon India Nivesh Lakshya Long Duration Fund- Growth Option has delivered a CAGR of 5.15% — +0 pp ahead of the Long Duration Fund category average of 5.15%. The fund ranks #1 of 1 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Nippon India Nivesh Lakshya Long Duration Fund- Growth Option exactly 5 years ago would be worth approximately ₹128,568 today — a multiplier of 1.29×, based on the 5-year CAGR of 5.15%. The category average over the same window would have grown ₹1 lakh to ₹128,568.

A ₹10,000 monthly SIP in Nippon India Nivesh Lakshya Long Duration Fund- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹682,568 today. That's an XIRR (money-weighted annualised return) of 5.10%.

Nippon India Nivesh Lakshya Long Duration Fund- Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,010,424 — XIRR 5.20%.

On a 5-year basis, Nippon India Nivesh Lakshya Long Duration Fund- Growth Option ranks #1 out of 1 funds in the Long Duration Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 5.15%; this fund delivered 5.15%.

The worst peak-to-trough decline Nippon India Nivesh Lakshya Long Duration Fund- Growth Option has experienced over the last 5-year window is 6.00% — its NAV fell from a high on 15 Dec 2021 to a low on 13 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Nivesh Lakshya Long Duration Fund- Growth Option averaged 6.68% (best 9.10%, worst 4.64%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.27 — negative risk-adjusted performance.

In calendar year 2025, Nippon India Nivesh Lakshya Long Duration Fund- Growth Option returned 4.26% — lagging the Long Duration Fund category average of 4.30% by 0.04 pp. It ranked #2 of 3 in its category that year.

Nippon India Nivesh Lakshya Long Duration Fund- Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Nippon India Nivesh Lakshya Long Duration Fund- Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.0%. 5-year CAGR: 5.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Nippon India Nivesh Lakshya Long Duration Fund- Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Long Duration Fund

Recent NAVs

Frequently asked questions

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