Should I invest in Aditya Birla Sun Life Long Duration Fund-Direct Growth?

We don't give personal investment advice. Aditya Birla Sun Life Long Duration Fund-Direct Growth is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding.

Aditya Birla Sun Life

Aditya Birla Sun Life Long Duration Fund-Direct Growth

Latest NAV

₹13.4711

As of

17 Jul 2026

952 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.15%	-0.19%	+0.03	3 / 11	Q2
1W	-0.41%	-0.51%	+0.10	3 / 11	Q2
2W	-0.51%	-0.51%	+0.00	5 / 11	Q2
1M	+1.67%	+1.75%	-0.08	6 / 11	Q3
3M	+2.58%	+2.82%	-0.24	8 / 11	Q3
6M	+3.32%	+3.27%	+0.05	5 / 11	Q2
YTD	+2.73%	+2.56%	+0.17	4 / 11	Q2
1Y	+2.72%	+2.35%	+0.38	3 / 11	Q2
2Y	+6.15%	+5.15%	+1.00	2 / 9	Q1
3Y	+6.94%	+6.50%	+0.45	1 / 7	Q1
4Y	+7.67%	+7.70%	-0.02	2 / 3	Q3
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+7.80%	+6.57%	+1.24	3 / 11	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.73%	+2.56%	+0.17	4 / 11
2025	+5.26%	+4.19%	+1.07	3 / 11
2024	+11.48%	+11.67%	-0.19	6 / 7
2023	+7.75%	+7.47%	+0.28	2 / 5
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.75%

36 windows

min -1.9% · max 13.7%

97% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+7.62%

12 windows

min 5.8% · max 9.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.51%

3-year · annualised

Sharpe ratio

0.10

vs risk-free 6.5%

Sortino ratio

0.23

Downside-only deviation

Max drawdown

-3.34%

May 2025 → Aug 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - Growth Option - Direct Plan	HDFC	₹12.6590	17 Jul 2026
Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option	Nippon India	₹18.8144	17 Jul 2026
SBI Long Duration Fund - Direct Plan - Growth	SBI	₹12.8140	17 Jul 2026
ICICI Prudential Long Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹101.5723	17 Jul 2026
Bandhan Long Duration Fund - Direct Plan - Growth	Bandhan	₹11.5116	17 Jul 2026
Franklin India Long Duration Fund - Direct - Growth	Franklin India	₹10.8899	17 Jul 2026
Mirae Asset Long Duration Fund - Direct Plan - Growth	Mirae Asset	₹10.5984	17 Jul 2026
Kotak Long Duration Fund - Direct Plan - Growth	Kotak	₹11.3287	17 Jul 2026
UTI Long Duration Fund - Direct Plan - Growth Option	UTI	₹12.3898	17 Jul 2026
Axis Long Duration Fund - Direct Plan - Growth	Axis	₹1,272.1564	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹13.4711
16 Jul 2026	₹13.4918
15 Jul 2026	₹13.4706
14 Jul 2026	₹13.4554
13 Jul 2026	₹13.5265
10 Jul 2026	₹13.5272
9 Jul 2026	₹13.4951
8 Jul 2026	₹13.4785
7 Jul 2026	₹13.5413
6 Jul 2026	₹13.5503

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Long Duration Fund-Direct Growth is ₹13.4711. It's a Long Duration Fund from Aditya Birla Sun Life, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Long Duration Fund-Direct Growth has NAV history starting from 10 Aug 2022, a track record of about 3 years 11 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Aditya Birla Sun Life Long Duration Fund-Direct Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Long Duration Fund-Direct Growth has delivered a absolute return of 2.72% — +0.38 pp ahead of the Long Duration Fund category average of 2.35%. The fund ranks #3 of 11 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Long Duration Fund-Direct Growth has delivered a CAGR of 6.94% — +0.45 pp ahead of the Long Duration Fund category average of 6.50%. The fund ranks #1 of 7 in its category — the top (Q1) quartile.

Aditya Birla Sun Life Long Duration Fund-Direct Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Aditya Birla Sun Life Long Duration Fund-Direct Growth exactly 3 years ago would be worth approximately ₹122,314 today — a multiplier of 1.22×, based on the 3-year CAGR of 6.94%. The category average over the same window would have grown ₹1 lakh to ₹120,782.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Long Duration Fund-Direct Growth over the last 3 years — total invested ₹360,000 — would be worth ₹395,603 today. That's an XIRR (money-weighted annualised return) of 6.22%.

Aditya Birla Sun Life Long Duration Fund-Direct Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹395,603 — XIRR 6.22%.

On a 3-year basis, Aditya Birla Sun Life Long Duration Fund-Direct Growth ranks #1 out of 7 funds in the Long Duration Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 6.50%; this fund delivered 6.94%.

The worst peak-to-trough decline Aditya Birla Sun Life Long Duration Fund-Direct Growth has experienced over the last 3-year window is 3.34% — its NAV fell from a high on 28 May 2025 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Aditya Birla Sun Life Long Duration Fund-Direct Growth averaged 7.62% (best 9.17%, worst 5.81%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.10 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Long Duration Fund-Direct Growth returned 5.26% — beating the Long Duration Fund category average of 4.19% by 1.07 pp. It ranked #3 of 11 in its category that year.

Aditya Birla Sun Life Long Duration Fund-Direct Growth is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Aditya Birla Sun Life Long Duration Fund-Direct Growth is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.