Should I invest in Nippon India Nivesh Lakshya Long Duration Fund?

We don't give personal investment advice. Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.8%. 5-year CAGR: 6.57%.

Nippon India

Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option

Latest NAV

₹18.8144

As of

17 Jul 2026

1,940 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.27%	-0.19%	-0.09	11 / 11	Q4
1W	-0.24%	-0.51%	+0.27	1 / 11	Q1
2W	-0.22%	-0.51%	+0.29	1 / 11	Q1
1M	+1.99%	+1.75%	+0.24	4 / 11	Q2
3M	+3.48%	+2.82%	+0.66	1 / 11	Q1
6M	+3.07%	+3.27%	-0.20	7 / 11	Q3
YTD	+2.51%	+2.56%	-0.05	5 / 11	Q2
1Y	+2.54%	+2.35%	+0.19	4 / 11	Q2
2Y	+5.44%	+5.15%	+0.28	3 / 9	Q2
3Y	+6.55%	+6.50%	+0.06	3 / 7	Q2
4Y	+7.92%	+7.70%	+0.22	1 / 3	Q2
5Y	+6.57%	+6.24%	+0.32	1 / 2	Q2
7Y	+6.02%	+5.96%	+0.05	1 / 2	Q2
10Y	—	—	—	—	—
Inception	+8.25%	+6.57%	+1.68	1 / 11	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+2.51%	+2.56%	-0.05	5 / 11
2025	+4.58%	+4.19%	+0.39	4 / 11
2024	+11.85%	+11.67%	+0.18	3 / 7
2023	+7.28%	+7.47%	-0.19	4 / 5
2022	+2.76%	+2.31%	+0.45	1 / 2
2021	+1.16%	+1.04%	+0.12	1 / 2
2020	+13.57%	+12.38%	+1.18	1 / 2
2019	+13.27%	+13.17%	+0.10	1 / 2
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.06%

86 windows

min -3.2% · max 23.4%

92% positive

3-Year rolling

+7.00%

62 windows

min 3.6% · max 12.6%

100% positive

5-Year rolling

+7.06%

38 windows

min 5.2% · max 9.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.84%

13 windows

min 6.0% · max 9.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.97%

3-year · annualised

Sharpe ratio

-0.01

vs risk-free 6.5%

Sortino ratio

-0.03

Downside-only deviation

Max drawdown

-5.12%

May 2025 → Apr 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Long Duration Fund

Scheme	Fund house	NAV	As of
HDFC Long Duration Debt Fund - Growth Option - Direct Plan	HDFC	₹12.6590	17 Jul 2026
SBI Long Duration Fund - Direct Plan - Growth	SBI	₹12.8140	17 Jul 2026
ICICI Prudential Long Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹101.5723	17 Jul 2026
Bandhan Long Duration Fund - Direct Plan - Growth	Bandhan	₹11.5116	17 Jul 2026
Aditya Birla Sun Life Long Duration Fund-Direct Growth	Aditya Birla Sun Life	₹13.4711	17 Jul 2026
Franklin India Long Duration Fund - Direct - Growth	Franklin India	₹10.8899	17 Jul 2026
Mirae Asset Long Duration Fund - Direct Plan - Growth	Mirae Asset	₹10.5984	17 Jul 2026
Kotak Long Duration Fund - Direct Plan - Growth	Kotak	₹11.3287	17 Jul 2026
UTI Long Duration Fund - Direct Plan - Growth Option	UTI	₹12.3898	17 Jul 2026
Axis Long Duration Fund - Direct Plan - Growth	Axis	₹1,272.1564	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹18.8144
16 Jul 2026	₹18.8659
15 Jul 2026	₹18.8279
14 Jul 2026	₹18.7939
13 Jul 2026	₹18.8268
10 Jul 2026	₹18.8596
9 Jul 2026	₹18.8584
8 Jul 2026	₹18.8242
7 Jul 2026	₹18.9091
6 Jul 2026	₹18.9097

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option is ₹18.8144. It's a Long Duration Fund from Nippon India, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option has NAV history starting from 09 Jul 2018, a track record of about 8 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option is managed by Nippon India. It's classified by AMFI under the 'Long Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option has delivered a absolute return of 2.54% — +0.19 pp ahead of the Long Duration Fund category average of 2.35%. The fund ranks #4 of 11 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option has delivered a CAGR of 6.55% — +0.06 pp ahead of the Long Duration Fund category average of 6.50%. The fund ranks #3 of 7 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option has delivered a CAGR of 6.57% — +0.32 pp ahead of the Long Duration Fund category average of 6.24%. The fund ranks #1 of 2 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option exactly 5 years ago would be worth approximately ₹137,440 today — a multiplier of 1.37×, based on the 5-year CAGR of 6.57%. The category average over the same window would have grown ₹1 lakh to ₹135,371.

A ₹10,000 monthly SIP in Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹707,857 today. That's an XIRR (money-weighted annualised return) of 6.55%.

Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,050,754 — XIRR 6.30%.

On a 5-year basis, Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option ranks #1 out of 2 funds in the Long Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 6.24%; this fund delivered 6.57%.

The worst peak-to-trough decline Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option has experienced over the last 5-year window is 5.84% — its NAV fell from a high on 15 Dec 2021 to a low on 13 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option averaged 7.06% (best 9.31%, worst 5.18%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is -0.00 — negative risk-adjusted performance.

In calendar year 2025, Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option returned 4.58% — beating the Long Duration Fund category average of 4.19% by 0.39 pp. It ranked #4 of 11 in its category that year.

Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.8%. 5-year CAGR: 6.57%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Nippon India Nivesh Lakshya Long Duration Fund- Direct Plan- Growth Option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Long Duration Fund

Recent NAVs

Frequently asked questions

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