Should I invest in Nippon India Medium Duration Fund?

We don't give personal investment advice. Nippon India Medium Duration Fund - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.37%.

Nippon India

Nippon India Medium Duration Fund - Growth Option

Latest NAV

₹16.7825

As of

17 Jul 2026

2,909 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.01%	+0.03%	-0.02	3 / 3	Q4
1W	-0.06%	-0.02%	-0.05	3 / 3	Q4
2W	-0.12%	+0.04%	-0.16	3 / 3	Q4
1M	+0.81%	+0.79%	+0.02	2 / 3	Q3
3M	+2.02%	+2.10%	-0.08	3 / 3	Q4
6M	+3.55%	+3.82%	-0.28	2 / 3	Q3
YTD	+3.37%	+6.78%	-3.41	2 / 3	Q3
1Y	+5.63%	+9.27%	-3.64	3 / 3	Q4
2Y	+8.47%	+7.04%	+1.43	1 / 3	Q2
3Y	+7.87%	+6.88%	+1.00	2 / 3	Q3
4Y	+7.65%	+6.83%	+0.82	1 / 3	Q2
5Y	+6.37%	+6.34%	+0.04	2 / 3	Q3
7Y	+2.63%	+5.43%	-2.80	3 / 3	Q4
10Y	+3.20%	+5.94%	-2.74	3 / 3	Q4
Inception	+4.37%	+6.58%	-2.21	3 / 3	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+3.37%	+3.32%	+0.05	1 / 2
2025	+9.64%	+9.24%	+0.40	1 / 2
2024	+8.34%	+8.64%	-0.30	2 / 2
2023	+6.95%	+6.53%	+0.43	1 / 2
2022	+2.04%	+2.60%	-0.57	2 / 2
2021	+17.43%	+11.92%	+5.50	1 / 3
2020	-23.60%	-6.60%	-17.00	3 / 3
2019	-3.38%	+2.95%	-6.34	3 / 3
2018	+4.61%	+5.96%	-1.35	3 / 3
2017	+6.60%	+7.13%	-0.53	2 / 3
2016	+11.05%	+10.10%	+0.95	1 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.59%

135 windows

min -29.6% · max 19.6%

85% positive

3-Year rolling

+3.09%

111 windows

min -9.1% · max 10.6%

68% positive

5-Year rolling

+1.67%

87 windows

min -2.1% · max 9.1%

41% positive

7-Year rolling

+1.51%

62 windows

min 0.6% · max 3.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.85%

3-year · annualised

Sharpe ratio

0.61

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.77%

Mar 2026 → Apr 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Growth Option - Direct Plan	HDFC	₹65.5502	17 Jul 2026
Nippon India Medium Duration Fund - Direct Plan - Growth Option	Nippon India	₹18.2760	17 Jul 2026
SBI MEDIUM DURATION FUND - DIRECT PLAN - GROWTH	SBI	₹59.2317	17 Jul 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹53.3838	17 Jul 2026
Invesco India Medium Duration Fund - Direct Plan - Growth	Invesco	₹1,354.3901	17 Jul 2026
Bandhan Medium Duration Fund - Direct Plan - Growth	Bandhan	₹53.0359	17 Jul 2026
Aditya Birla Sun Life Medium Term Plan - Growth - Direct Plan	Aditya Birla Sun Life	₹47.7248	17 Jul 2026
Kotak Medium Term Fund - Direct Growth	Kotak	₹27.3953	17 Jul 2026
DSP Bond Fund - Direct Plan - Growth	DSP	₹92.1806	17 Jul 2026
HSBC Medium Duration Fund - Direct Growth	HSBC	₹23.8013	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.7825
16 Jul 2026	₹16.7800
15 Jul 2026	₹16.7722
14 Jul 2026	₹16.7633
13 Jul 2026	₹16.7943
10 Jul 2026	₹16.7931
9 Jul 2026	₹16.7748
8 Jul 2026	₹16.7745
7 Jul 2026	₹16.8110
6 Jul 2026	₹16.8151

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Medium Duration Fund - Growth Option is ₹16.7825. It's a Medium Duration Fund from Nippon India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Medium Duration Fund - Growth Option has NAV history starting from 30 Jun 2014, a track record of about 12 years. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Medium Duration Fund - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Medium Duration Fund - Growth Option has delivered a absolute return of 5.63% — -3.64 pp behind the Medium Duration Fund category average of 9.27%. The fund ranks #3 of 3 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Nippon India Medium Duration Fund - Growth Option has delivered a CAGR of 7.87% — +1 pp ahead of the Medium Duration Fund category average of 6.88%. The fund ranks #2 of 3 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Medium Duration Fund - Growth Option has delivered a CAGR of 6.37% — +0.04 pp ahead of the Medium Duration Fund category average of 6.34%. The fund ranks #2 of 3 in its category — the third (Q3) quartile.

₹1 lakh invested in Nippon India Medium Duration Fund - Growth Option exactly 10 years ago would be worth approximately ₹137,057 today — a multiplier of 1.37×, based on the 10-year CAGR of 3.20%. The category average over the same window would have grown ₹1 lakh to ₹178,111.

A ₹10,000 monthly SIP in Nippon India Medium Duration Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹725,397 today. That's an XIRR (money-weighted annualised return) of 7.52%.

A ₹10,000 monthly SIP for 10 years in Nippon India Medium Duration Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,518,419 (multiplier 1.27×). XIRR: 4.60%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Medium Duration Fund - Growth Option ranks #2 out of 3 funds in the Medium Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 6.34%; this fund delivered 6.37%.

The worst peak-to-trough decline Nippon India Medium Duration Fund - Growth Option has experienced over the last 5-year window is 1.65% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Medium Duration Fund - Growth Option averaged 1.67% (best 9.14%, worst -2.14%). 41% of rolling windows ended positive. The 5-year Sharpe ratio is -0.14 — negative risk-adjusted performance.

In calendar year 2025, Nippon India Medium Duration Fund - Growth Option returned 9.64% — beating the Medium Duration Fund category average of 9.24% by 0.40 pp. It ranked #1 of 2 in its category that year.

Nippon India Medium Duration Fund - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Nippon India Medium Duration Fund - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 6.37%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.