Should I invest in Nippon India Medium Duration Fund?

We don't give personal investment advice. Nippon India Medium Duration Fund - Growth Option is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 8.80%.

Nippon India

Nippon India Medium Duration Fund - Growth Option

Latest NAV

₹16.4787

As of

3 Jun 2026

2,878 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.09%	+73.82%	-73.73	2 / 4	Q2
1W	+0.27%	+15.95%	-15.68	2 / 6	Q2
2W	+0.50%	+39.45%	-38.94	2 / 5	Q2
1M	+0.33%	+39.75%	-39.42	3 / 5	Q3
3M	+0.49%	+41.54%	-41.05	3 / 5	Q3
6M	+1.74%	+44.79%	-43.05	3 / 5	Q3
YTD	+1.55%	+42.83%	-41.28	3 / 5	Q3
1Y	+6.35%	+53.33%	-46.98	3 / 5	Q3
2Y	+8.02%	+26.38%	-18.37	2 / 4	Q2
3Y	+7.42%	+6.54%	+0.88	1 / 3	Q2
4Y	+7.29%	+6.57%	+0.72	1 / 3	Q2
5Y	+8.80%	+7.05%	+1.76	1 / 3	Q2
7Y	+2.31%	+5.27%	-2.96	3 / 3	Q4
10Y	+3.20%	+5.92%	-2.72	3 / 3	Q4
Inception	+4.26%	+27.09%	-22.83	4 / 4	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.55%	+1.33%	+0.22	1 / 2
2025	+9.64%	+9.24%	+0.40	1 / 2
2024	+8.34%	+8.64%	-0.30	2 / 2
2023	+6.95%	-28.98%	+35.94	1 / 3
2022	+2.04%	+101.00%	-98.96	3 / 3
2021	+17.43%	+4.90%	+12.53	1 / 4
2020	-23.60%	-6.60%	-17.00	3 / 3
2019	-3.38%	+2.95%	-6.34	3 / 3
2018	+4.61%	+5.96%	-1.35	3 / 3
2017	+6.60%	+7.13%	-0.53	2 / 3
2016	+11.05%	+10.10%	+0.95	1 / 3

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+4.42%

134 windows

min -28.4% · max 20.6%

84% positive

3-Year rolling

+2.88%

109 windows

min -9.0% · max 10.6%

66% positive

5-Year rolling

+1.52%

85 windows

min -2.3% · max 9.1%

40% positive

7-Year rolling

+1.47%

61 windows

min 0.7% · max 3.0%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

1.87%

3-year · annualised

Sharpe ratio

0.37

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.77%

Mar 2026 → Apr 2026

% positive months

94.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Medium Duration Fund

Scheme	Fund house	NAV	As of
HDFC Medium Term Debt Fund - Growth Option - Direct Plan	HDFC	₹64.2390	3 Jun 2026
Nippon India Medium Duration Fund - Direct Plan - Growth Option	Nippon India	₹17.9334	3 Jun 2026
SBI MEDIUM DURATION FUND - DIRECT PLAN - GROWTH	SBI	₹57.9957	3 Jun 2026
ICICI Prudential Medium Term Bond Fund - Direct Plan - Growth	ICICI Prudential	₹52.2680	3 Jun 2026
Invesco India Medium Duration Fund - Direct Plan - Growth	Invesco	₹1,326.1840	3 Jun 2026
Bandhan Medium Duration Fund - Direct Plan - Growth	Bandhan	₹51.8959	3 Jun 2026
Aditya Birla Sun Life Medium Term Plan - Growth - Direct Plan	Aditya Birla Sun Life	₹46.7093	3 Jun 2026
Kotak Medium Term Fund - Direct Growth	Kotak	₹26.7884	3 Jun 2026
DSP Bond Fund - Direct Plan - Growth	DSP	₹90.1440	3 Jun 2026
HSBC Medium Duration Fund - Direct Growth	HSBC	₹23.3626	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.4787
2 Jun 2026	₹16.4865
1 Jun 2026	₹16.4717
29 May 2026	₹16.4640
27 May 2026	₹16.4511
26 May 2026	₹16.4415
25 May 2026	₹16.4378
22 May 2026	₹16.4071
21 May 2026	₹16.3911
20 May 2026	₹16.3976

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Medium Duration Fund - Growth Option is ₹16.4787. It's a Medium Duration Fund from Nippon India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Medium Duration Fund - Growth Option has NAV history starting from 30 Jun 2014, a track record of about 11 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Medium Duration Fund - Growth Option is managed by Nippon India. It's classified by AMFI under the 'Medium Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Medium Duration Fund - Growth Option has delivered a absolute return of 6.35% — -46.98 pp behind the Medium Duration Fund category average of 53.33%. The fund ranks #3 of 5 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Medium Duration Fund - Growth Option has delivered a CAGR of 7.42% — +0.88 pp ahead of the Medium Duration Fund category average of 6.54%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Nippon India Medium Duration Fund - Growth Option has delivered a CAGR of 8.80% — +1.76 pp ahead of the Medium Duration Fund category average of 7.05%. The fund ranks #1 of 3 in its category — the second (Q2) quartile.

₹1 lakh invested in Nippon India Medium Duration Fund - Growth Option exactly 10 years ago would be worth approximately ₹137,020 today — a multiplier of 1.37×, based on the 10-year CAGR of 3.20%. The category average over the same window would have grown ₹1 lakh to ₹177,812.

A ₹10,000 monthly SIP in Nippon India Medium Duration Fund - Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹721,525 today. That's an XIRR (money-weighted annualised return) of 7.31%.

A ₹10,000 monthly SIP for 10 years in Nippon India Medium Duration Fund - Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,495,746 (multiplier 1.25×). XIRR: 4.31%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Medium Duration Fund - Growth Option ranks #1 out of 3 funds in the Medium Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.05%; this fund delivered 8.80%.

The worst peak-to-trough decline Nippon India Medium Duration Fund - Growth Option has experienced over the last 5-year window is 1.65% — its NAV fell from a high on 07 Apr 2022 to a low on 06 May 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Medium Duration Fund - Growth Option averaged 1.52% (best 9.12%, worst -2.26%). 40% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, Nippon India Medium Duration Fund - Growth Option returned 9.64% — beating the Medium Duration Fund category average of 9.24% by 0.40 pp. It ranked #1 of 2 in its category that year.

Nippon India Medium Duration Fund - Growth Option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Nippon India Medium Duration Fund - Growth Option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.6%. 5-year CAGR: 8.80%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.