Should I invest in Nippon India Equity Savings Fund?

We don't give personal investment advice. Nippon India Equity Savings Fund- Growth Plan- Growth Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.8%. 5-year CAGR: 6.59%.

Nippon India

Nippon India Equity Savings Fund- Growth Plan- Growth Option

Latest NAV

₹16.4493

As of

17 Jul 2026

2,738 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.24%	+0.17%	+0.07	4 / 10	Q2
1W	+0.05%	+0.14%	-0.09	9 / 10	Q4
2W	+0.02%	+0.21%	-0.19	9 / 10	Q4
1M	+0.31%	+0.63%	-0.32	9 / 10	Q4
3M	+0.54%	+0.94%	-0.40	8 / 10	Q4
6M	+0.49%	+0.75%	-0.26	6 / 10	Q3
YTD	+0.32%	+0.20%	+0.12	5 / 10	Q2
1Y	+2.89%	+2.81%	+0.08	7 / 10	Q3
2Y	+3.59%	+2.51%	+1.08	8 / 10	Q4
3Y	+6.40%	+4.83%	+1.58	7 / 10	Q3
4Y	+7.77%	+5.71%	+2.06	5 / 10	Q2
5Y	+6.59%	+4.86%	+1.73	5 / 9	Q3
7Y	+4.11%	+4.69%	-0.59	6 / 8	Q3
10Y	+4.47%	+4.79%	-0.33	5 / 6	Q4
Inception	+4.56%	+5.56%	-0.99	8 / 10	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.32%	+0.20%	+0.12	5 / 8
2025	+6.12%	+2.43%	+3.68	5 / 8
2024	+7.97%	+7.77%	+0.20	5 / 8
2023	+12.08%	+9.92%	+2.16	3 / 8
2022	+3.53%	+3.24%	+0.29	4 / 8
2021	+11.24%	+10.57%	+0.67	4 / 7
2020	-6.25%	+3.06%	-9.30	7 / 7
2019	-6.53%	+2.80%	-9.33	7 / 7
2018	-0.81%	+1.31%	-2.12	6 / 6
2017	+17.26%	+8.80%	+8.46	2 / 7
2016	+4.21%	+4.88%	-0.67	4 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.34%

124 windows

min -28.0% · max 22.7%

80% positive

3-Year rolling

+4.31%

100 windows

min -7.4% · max 13.4%

75% positive

5-Year rolling

+3.66%

75 windows

min -0.7% · max 11.6%

95% positive

7-Year rolling

+3.46%

51 windows

min 2.5% · max 4.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.27%

3-year · annualised

Sharpe ratio

-0.07

vs risk-free 6.5%

Sortino ratio

-0.13

Downside-only deviation

Max drawdown

-3.56%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Growth Plan - Bonus Option	Nippon India	₹0.0000	17 Jul 2026
ICICI Prudential Equity Savings Fund - Cumulative option	ICICI Prudential	₹23.3000	17 Jul 2026
Franklin India Equity Savings Fund- Growth	Franklin India	₹16.9723	17 Jul 2026
PGIM India Equity Savings Fund - Growth Option	PGIM India	₹51.0862	17 Jul 2026
IDFC Arbitrage Plus Fund -A-DIVIDEND	IDFC	₹10.9130	17 Jul 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) - Growth Option	Sundaram	₹71.0542	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.4493
16 Jul 2026	₹16.4093
15 Jul 2026	₹16.4171
14 Jul 2026	₹16.4140
13 Jul 2026	₹16.4436
10 Jul 2026	₹16.4414
9 Jul 2026	₹16.3844
8 Jul 2026	₹16.3759
7 Jul 2026	₹16.4805
6 Jul 2026	₹16.4924

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Nippon India Equity Savings Fund- Growth Plan- Growth Option is ₹16.4493. It's a Equity Savings Fund from Nippon India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Equity Savings Fund- Growth Plan- Growth Option has NAV history starting from 04 Jun 2015, a track record of about 11 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Equity Savings Fund- Growth Plan- Growth Option is managed by Nippon India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Equity Savings Fund- Growth Plan- Growth Option has delivered a absolute return of 2.89% — +0.08 pp ahead of the Equity Savings Fund category average of 2.81%. The fund ranks #7 of 10 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Equity Savings Fund- Growth Plan- Growth Option has delivered a CAGR of 6.40% — +1.58 pp ahead of the Equity Savings Fund category average of 4.83%. The fund ranks #7 of 10 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Equity Savings Fund- Growth Plan- Growth Option has delivered a CAGR of 6.59% — +1.73 pp ahead of the Equity Savings Fund category average of 4.86%. The fund ranks #5 of 9 in its category — the third (Q3) quartile.

₹1 lakh invested in Nippon India Equity Savings Fund- Growth Plan- Growth Option exactly 10 years ago would be worth approximately ₹154,828 today — a multiplier of 1.55×, based on the 10-year CAGR of 4.47%. The category average over the same window would have grown ₹1 lakh to ₹159,732.

A ₹10,000 monthly SIP in Nippon India Equity Savings Fund- Growth Plan- Growth Option over the last 5 years — total invested ₹600,000 — would be worth ₹703,222 today. That's an XIRR (money-weighted annualised return) of 6.28%.

A ₹10,000 monthly SIP for 10 years in Nippon India Equity Savings Fund- Growth Plan- Growth Option = ₹1,200,000 invested. It would currently be worth ₹1,558,837 (multiplier 1.30×). XIRR: 5.11%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Equity Savings Fund- Growth Plan- Growth Option ranks #5 out of 9 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 4.86%; this fund delivered 6.59%.

The worst peak-to-trough decline Nippon India Equity Savings Fund- Growth Plan- Growth Option has experienced over the last 5-year window is 5.75% — its NAV fell from a high on 18 Oct 2021 to a low on 07 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Equity Savings Fund- Growth Plan- Growth Option averaged 3.66% (best 11.61%, worst -0.66%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is -0.02 — negative risk-adjusted performance.

In calendar year 2025, Nippon India Equity Savings Fund- Growth Plan- Growth Option returned 6.12% — beating the Equity Savings Fund category average of 2.43% by 3.68 pp. It ranked #5 of 8 in its category that year.

Nippon India Equity Savings Fund- Growth Plan- Growth Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Equity Savings Fund- Growth Plan- Growth Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.8%. 5-year CAGR: 6.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.