Should I invest in Franklin India Equity Savings Fund?

We don't give personal investment advice. Franklin India Equity Savings Fund- Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.7%. 5-year CAGR: 6.65%.

Franklin India

Franklin India Equity Savings Fund- Growth

Latest NAV

₹16.6598

As of

3 Jun 2026

1,906 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+21.01%	-21.03	10 / 12	Q4
1W	-0.46%	+20.68%	-21.14	8 / 12	Q3
2W	-0.27%	+20.87%	-21.14	9 / 12	Q3
1M	-0.49%	+20.72%	-21.21	8 / 12	Q3
3M	-0.46%	+20.41%	-20.87	5 / 12	Q2
6M	-0.40%	+20.47%	-20.87	6 / 12	Q2
YTD	-0.83%	+19.95%	-20.78	6 / 12	Q2
1Y	+2.78%	+22.72%	-19.95	5 / 12	Q2
2Y	+4.67%	+10.54%	-5.87	6 / 12	Q2
3Y	+7.14%	+9.33%	-2.19	6 / 12	Q2
4Y	+7.34%	+8.25%	-0.91	7 / 12	Q3
5Y	+6.65%	+7.15%	-0.50	5 / 11	Q2
7Y	+7.05%	+4.26%	+2.79	2 / 8	Q1
10Y	—	—	—	—	—
Inception	+6.79%	+7.21%	-0.43	7 / 12	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.83%	-1.63%	+0.80	2 / 8
2025	+5.78%	+27.15%	-21.36	9 / 10
2024	+8.89%	+6.22%	+2.67	2 / 10
2023	+9.83%	+7.93%	+1.90	5 / 10
2022	+3.70%	+2.59%	+1.11	2 / 10
2021	+12.93%	+8.22%	+4.71	1 / 9
2020	+8.53%	+2.38%	+6.15	2 / 9
2019	+4.12%	+2.80%	+1.32	4 / 7
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.81%

83 windows

min -13.2% · max 27.8%

94% positive

3-Year rolling

+8.60%

59 windows

min 6.2% · max 13.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+8.75%

34 windows

min 6.6% · max 11.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.61%

10 windows

min 7.0% · max 8.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.54%

3-year · annualised

Sharpe ratio

0.21

vs risk-free 6.5%

Sortino ratio

0.49

Downside-only deviation

Max drawdown

-2.19%

Feb 2026 → Mar 2026

% positive months

80.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
ICICI Prudential Equity Savings Fund - Cumulative option	ICICI Prudential	₹22.8500	3 Jun 2026
PGIM India Equity Savings Fund - Growth Option	PGIM India	₹49.7891	3 Jun 2026
IDFC Arbitrage Plus Fund -A-DIVIDEND	IDFC	₹10.7610	3 Jun 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) - Growth Option	Sundaram	₹69.4921	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.6598
2 Jun 2026	₹16.6634
1 Jun 2026	₹16.6745
29 May 2026	₹16.6743
27 May 2026	₹16.7361
26 May 2026	₹16.7402
25 May 2026	₹16.7526
22 May 2026	₹16.6999
21 May 2026	₹16.6960
20 May 2026	₹16.7055

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Franklin India Equity Savings Fund- Growth is ₹16.6598. It's a Equity Savings Fund from Franklin India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Equity Savings Fund- Growth has NAV history starting from 27 Aug 2018, a track record of about 7 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Equity Savings Fund- Growth is managed by Franklin India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Equity Savings Fund- Growth has delivered a absolute return of 2.78% — -19.95 pp behind the Equity Savings Fund category average of 22.72%. The fund ranks #5 of 12 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Franklin India Equity Savings Fund- Growth has delivered a CAGR of 7.14% — -2.19 pp behind the Equity Savings Fund category average of 9.33%. The fund ranks #6 of 12 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Franklin India Equity Savings Fund- Growth has delivered a CAGR of 6.65% — -0.5 pp behind the Equity Savings Fund category average of 7.15%. The fund ranks #5 of 11 in its category — the second (Q2) quartile.

₹1 lakh invested in Franklin India Equity Savings Fund- Growth exactly 5 years ago would be worth approximately ₹137,954 today — a multiplier of 1.38×, based on the 5-year CAGR of 6.65%. The category average over the same window would have grown ₹1 lakh to ₹141,240.

A ₹10,000 monthly SIP in Franklin India Equity Savings Fund- Growth over the last 5 years — total invested ₹600,000 — would be worth ₹699,835 today. That's an XIRR (money-weighted annualised return) of 6.09%.

Franklin India Equity Savings Fund- Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,085,041 — XIRR 7.19%.

On a 5-year basis, Franklin India Equity Savings Fund- Growth ranks #5 out of 11 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.15%; this fund delivered 6.65%.

The worst peak-to-trough decline Franklin India Equity Savings Fund- Growth has experienced over the last 5-year window is 6.69% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Equity Savings Fund- Growth averaged 8.75% (best 11.65%, worst 6.65%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.03 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Equity Savings Fund- Growth returned 5.78% — lagging the Equity Savings Fund category average of 27.15% by 21.36 pp. It ranked #9 of 10 in its category that year.

Franklin India Equity Savings Fund- Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Equity Savings Fund- Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.7%. 5-year CAGR: 6.65%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Equity Savings Fund- Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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