Should I invest in Franklin India Equity Savings Fund?

We don't give personal investment advice. Franklin India Equity Savings Fund- Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.7%. 5-year CAGR: 6.70%.

Franklin India

Franklin India Equity Savings Fund- Growth

Latest NAV

₹16.9723

As of

17 Jul 2026

1,937 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.19%	+0.17%	+0.01	5 / 10	Q2
1W	+0.10%	+0.14%	-0.04	5 / 10	Q2
2W	+0.13%	+0.21%	-0.08	5 / 10	Q2
1M	+0.78%	+0.63%	+0.15	5 / 10	Q2
3M	+1.13%	+0.94%	+0.20	5 / 10	Q2
6M	+1.23%	+0.75%	+0.48	4 / 10	Q2
YTD	+1.03%	+0.20%	+0.83	3 / 10	Q2
1Y	+3.72%	+2.81%	+0.91	3 / 10	Q2
2Y	+4.80%	+2.51%	+2.29	3 / 10	Q2
3Y	+7.01%	+4.83%	+2.18	3 / 10	Q2
4Y	+7.79%	+5.71%	+2.08	3 / 10	Q2
5Y	+6.70%	+4.86%	+1.84	3 / 9	Q2
7Y	+7.51%	+4.69%	+2.82	2 / 8	Q1
10Y	—	—	—	—	—
Inception	+6.93%	+5.56%	+1.37	5 / 10	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.03%	+0.20%	+0.83	3 / 8
2025	+5.78%	+2.43%	+3.35	7 / 8
2024	+8.89%	+7.77%	+1.12	2 / 8
2023	+9.83%	+9.92%	-0.08	5 / 8
2022	+3.70%	+3.24%	+0.47	2 / 8
2021	+12.93%	+10.57%	+2.36	1 / 7
2020	+8.53%	+3.06%	+5.47	2 / 7
2019	+4.12%	+2.80%	+1.32	4 / 7
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.92%

85 windows

min -10.3% · max 25.7%

93% positive

3-Year rolling

+8.78%

60 windows

min 6.5% · max 14.1%

100% positive

5-Year rolling

+8.69%

36 windows

min 6.7% · max 12.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+7.61%

12 windows

min 7.3% · max 8.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.38%

3-year · annualised

Sharpe ratio

0.14

vs risk-free 6.5%

Sortino ratio

0.34

Downside-only deviation

Max drawdown

-2.19%

Feb 2026 → Mar 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Growth Plan - Bonus Option	Nippon India	₹0.0000	17 Jul 2026
ICICI Prudential Equity Savings Fund - Cumulative option	ICICI Prudential	₹23.3000	17 Jul 2026
PGIM India Equity Savings Fund - Growth Option	PGIM India	₹51.0862	17 Jul 2026
IDFC Arbitrage Plus Fund -A-DIVIDEND	IDFC	₹10.9130	17 Jul 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) - Growth Option	Sundaram	₹71.0542	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹16.9723
16 Jul 2026	₹16.9404
15 Jul 2026	₹16.9534
14 Jul 2026	₹16.9441
13 Jul 2026	₹16.9635
10 Jul 2026	₹16.9550
9 Jul 2026	₹16.9217
8 Jul 2026	₹16.9163
7 Jul 2026	₹16.9905
6 Jul 2026	₹16.9784

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Franklin India Equity Savings Fund- Growth is ₹16.9723. It's a Equity Savings Fund from Franklin India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Franklin India Equity Savings Fund- Growth has NAV history starting from 27 Aug 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Franklin India Equity Savings Fund- Growth is managed by Franklin India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Franklin India Equity Savings Fund- Growth has delivered a absolute return of 3.72% — +0.91 pp ahead of the Equity Savings Fund category average of 2.81%. The fund ranks #3 of 10 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Franklin India Equity Savings Fund- Growth has delivered a CAGR of 7.01% — +2.18 pp ahead of the Equity Savings Fund category average of 4.83%. The fund ranks #3 of 10 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Franklin India Equity Savings Fund- Growth has delivered a CAGR of 6.70% — +1.84 pp ahead of the Equity Savings Fund category average of 4.86%. The fund ranks #3 of 9 in its category — the second (Q2) quartile.

₹1 lakh invested in Franklin India Equity Savings Fund- Growth exactly 5 years ago would be worth approximately ₹138,297 today — a multiplier of 1.38×, based on the 5-year CAGR of 6.70%. The category average over the same window would have grown ₹1 lakh to ₹126,800.

A ₹10,000 monthly SIP in Franklin India Equity Savings Fund- Growth over the last 5 years — total invested ₹600,000 — would be worth ₹707,072 today. That's an XIRR (money-weighted annualised return) of 6.50%.

Franklin India Equity Savings Fund- Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,096,265 — XIRR 7.48%.

On a 5-year basis, Franklin India Equity Savings Fund- Growth ranks #3 out of 9 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 4.86%; this fund delivered 6.70%.

The worst peak-to-trough decline Franklin India Equity Savings Fund- Growth has experienced over the last 5-year window is 6.69% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Franklin India Equity Savings Fund- Growth averaged 8.69% (best 12.43%, worst 6.70%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.01 — weak risk-adjusted performance.

In calendar year 2025, Franklin India Equity Savings Fund- Growth returned 5.78% — beating the Equity Savings Fund category average of 2.43% by 3.35 pp. It ranked #7 of 8 in its category that year.

Franklin India Equity Savings Fund- Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Franklin India Equity Savings Fund- Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.7%. 5-year CAGR: 6.70%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Franklin India Equity Savings Fund- Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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