Should I invest in ICICI Prudential Equity Savings Fund - Cumulative option?

We don't give personal investment advice. ICICI Prudential Equity Savings Fund - Cumulative option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.3%. 5-year CAGR: 7.15%.

ICICI Prudential

ICICI Prudential Equity Savings Fund - Cumulative option

Latest NAV

₹22.8500

As of

3 Jun 2026

2,825 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.04%	+21.01%	-20.97	5 / 12	Q2
1W	-0.44%	+20.68%	-21.12	7 / 12	Q3
2W	-0.35%	+20.87%	-21.22	10 / 12	Q4
1M	-0.35%	+20.72%	-21.07	6 / 12	Q2
3M	-0.74%	+20.41%	-21.15	7 / 12	Q3
6M	-1.46%	+20.47%	-21.93	10 / 12	Q4
YTD	-1.72%	+19.95%	-21.67	10 / 12	Q4
1Y	+2.51%	+22.72%	-20.22	6 / 12	Q2
2Y	+5.77%	+10.54%	-4.77	4 / 12	Q2
3Y	+7.28%	+9.33%	-2.05	5 / 12	Q2
4Y	+7.25%	+8.25%	-1.00	8 / 12	Q3
5Y	+7.15%	+7.15%	0.00	4 / 11	Q2
7Y	+7.29%	+4.26%	+3.03	1 / 8	Q1
10Y	+7.88%	+4.80%	+3.08	1 / 6	Q1
Inception	+7.49%	+7.21%	+0.28	4 / 12	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.72%	-1.63%	-0.09	6 / 8
2025	+8.26%	+27.15%	-18.89	3 / 10
2024	+8.35%	+6.22%	+2.13	3 / 10
2023	+9.83%	+7.93%	+1.90	4 / 10
2022	+7.11%	+2.59%	+4.53	1 / 10
2021	+9.47%	+8.22%	+1.26	6 / 9
2020	+4.62%	+2.38%	+2.24	5 / 9
2019	+10.29%	+2.80%	+7.48	2 / 7
2018	+3.50%	+1.31%	+2.19	1 / 6
2017	+10.39%	+8.80%	+1.59	4 / 7
2016	+11.21%	+4.88%	+6.32	1 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.09%

128 windows

min -9.9% · max 27.4%

95% positive

3-Year rolling

+8.01%

104 windows

min 0.7% · max 12.5%

100% positive

5-Year rolling

+7.93%

80 windows

min 3.8% · max 11.2%

100% positive

7-Year rolling

+7.94%

55 windows

min 7.3% · max 8.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.69%

3-year · annualised

Sharpe ratio

0.22

vs risk-free 6.5%

Sortino ratio

0.48

Downside-only deviation

Max drawdown

-3.25%

Dec 2025 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
Franklin India Equity Savings Fund- Growth	Franklin India	₹16.6598	3 Jun 2026
PGIM India Equity Savings Fund - Growth Option	PGIM India	₹49.7891	3 Jun 2026
IDFC Arbitrage Plus Fund -A-DIVIDEND	IDFC	₹10.7610	3 Jun 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) - Growth Option	Sundaram	₹69.4921	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹22.8500
2 Jun 2026	₹22.8900
1 Jun 2026	₹22.8800
29 May 2026	₹22.8500
27 May 2026	₹22.9500
26 May 2026	₹22.9900
25 May 2026	₹23.0100
22 May 2026	₹22.9500
21 May 2026	₹22.9500
20 May 2026	₹22.9500

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of ICICI Prudential Equity Savings Fund - Cumulative option is ₹22.8500. It's a Equity Savings Fund from ICICI Prudential, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

ICICI Prudential Equity Savings Fund - Cumulative option has NAV history starting from 08 Dec 2014, a track record of about 11 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

ICICI Prudential Equity Savings Fund - Cumulative option is managed by ICICI Prudential. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, ICICI Prudential Equity Savings Fund - Cumulative option has delivered a absolute return of 2.51% — -20.22 pp behind the Equity Savings Fund category average of 22.72%. The fund ranks #6 of 12 in its category — the second (Q2) quartile.

Over the trailing 3-year window, ICICI Prudential Equity Savings Fund - Cumulative option has delivered a CAGR of 7.28% — -2.05 pp behind the Equity Savings Fund category average of 9.33%. The fund ranks #5 of 12 in its category — the second (Q2) quartile.

Over the trailing 5-year window, ICICI Prudential Equity Savings Fund - Cumulative option has delivered a CAGR of 7.15% — +-0 pp ahead of the Equity Savings Fund category average of 7.15%. The fund ranks #4 of 11 in its category — the second (Q2) quartile.

₹1 lakh invested in ICICI Prudential Equity Savings Fund - Cumulative option exactly 10 years ago would be worth approximately ₹213,525 today — a multiplier of 2.14×, based on the 10-year CAGR of 7.88%. The category average over the same window would have grown ₹1 lakh to ₹159,838.

A ₹10,000 monthly SIP in ICICI Prudential Equity Savings Fund - Cumulative option over the last 5 years — total invested ₹600,000 — would be worth ₹706,579 today. That's an XIRR (money-weighted annualised return) of 6.47%.

A ₹10,000 monthly SIP for 10 years in ICICI Prudential Equity Savings Fund - Cumulative option = ₹1,200,000 invested. It would currently be worth ₹1,748,424 (multiplier 1.46×). XIRR: 7.31%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, ICICI Prudential Equity Savings Fund - Cumulative option ranks #4 out of 11 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.15%; this fund delivered 7.15%.

The worst peak-to-trough decline ICICI Prudential Equity Savings Fund - Cumulative option has experienced over the last 5-year window is 3.25% — its NAV fell from a high on 22 Dec 2025 to a low on 30 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, ICICI Prudential Equity Savings Fund - Cumulative option averaged 7.93% (best 11.15%, worst 3.76%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.19 — weak risk-adjusted performance.

In calendar year 2025, ICICI Prudential Equity Savings Fund - Cumulative option returned 8.26% — lagging the Equity Savings Fund category average of 27.15% by 18.89 pp. It ranked #3 of 10 in its category that year.

ICICI Prudential Equity Savings Fund - Cumulative option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. ICICI Prudential Equity Savings Fund - Cumulative option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 3.3%. 5-year CAGR: 7.15%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

ICICI Prudential Equity Savings Fund - Cumulative option

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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