Should I invest in Nippon India Equity Savings Fund?

We don't give personal investment advice. Nippon India Equity Savings Fund- Growth Plan- Bonus Option is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.8%. 5-year CAGR: 6.59%.

Nippon India

Nippon India Equity Savings Fund- Growth Plan- Bonus Option

Latest NAV

₹16.1677

As of

3 Jun 2026

2,707 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.02%	+21.01%	-21.04	11 / 12	Q4
1W	-0.50%	+20.68%	-21.19	9 / 12	Q3
2W	-0.15%	+20.87%	-21.03	7 / 12	Q3
1M	-0.70%	+20.72%	-21.42	10 / 12	Q4
3M	-1.28%	+20.41%	-21.69	9 / 12	Q3
6M	-0.81%	+20.47%	-21.28	7 / 12	Q3
YTD	-1.33%	+19.95%	-21.28	8 / 12	Q3
1Y	+2.00%	+22.72%	-20.73	7 / 12	Q3
2Y	+3.74%	+10.54%	-6.80	9 / 12	Q3
3Y	+6.53%	+9.33%	-2.80	8 / 12	Q3
4Y	+7.44%	+8.25%	-0.81	5 / 12	Q2
5Y	+6.59%	+7.15%	-0.55	6 / 11	Q3
7Y	+3.48%	+4.26%	-0.78	5 / 8	Q3
10Y	+4.54%	+4.80%	-0.27	4 / 6	Q3
Inception	+4.46%	+7.21%	-2.76	9 / 12	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-1.33%	-1.63%	+0.30	4 / 8
2025	+6.12%	+27.15%	-21.03	6 / 10
2024	+7.97%	+6.22%	+1.76	4 / 10
2023	+12.08%	+7.93%	+4.14	2 / 10
2022	+3.53%	+2.59%	+0.94	3 / 10
2021	+11.24%	+8.22%	+3.02	3 / 9
2020	-6.25%	+2.38%	-8.62	8 / 9
2019	-6.53%	+2.80%	-9.33	6 / 7
2018	-0.81%	+1.31%	-2.12	5 / 6
2017	+17.26%	+8.80%	+8.46	1 / 7
2016	+4.21%	+4.88%	-0.67	3 / 6

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+5.18%

122 windows

min -30.0% · max 27.2%

79% positive

3-Year rolling

+4.06%

98 windows

min -8.1% · max 12.8%

70% positive

5-Year rolling

+3.51%

74 windows

min -0.7% · max 10.7%

95% positive

7-Year rolling

+3.44%

49 windows

min 2.4% · max 4.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.41%

3-year · annualised

Sharpe ratio

-0.03

vs risk-free 6.5%

Sortino ratio

-0.05

Downside-only deviation

Max drawdown

-3.56%

Feb 2026 → Mar 2026

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
Nippon India Equity Savings Fund - Segregated Portfolio 2 - Growth Plan - Bonus Option	Nippon India	₹0.0000	3 Jun 2026
ICICI Prudential Equity Savings Fund - Cumulative option	ICICI Prudential	₹22.8500	3 Jun 2026
Franklin India Equity Savings Fund- Growth	Franklin India	₹16.6598	3 Jun 2026
PGIM India Equity Savings Fund - Growth Option	PGIM India	₹49.7891	3 Jun 2026
IDFC Arbitrage Plus Fund -A-DIVIDEND	IDFC	₹10.7610	3 Jun 2026
Sundaram Equity Savings Fund (Formerly Known as Principal Equity Savings Fund) - Growth Option	Sundaram	₹69.4921	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹16.1677
2 Jun 2026	₹16.1785
1 Jun 2026	₹16.1822
29 May 2026	₹16.1976
27 May 2026	₹16.2763
26 May 2026	₹16.2602
25 May 2026	₹16.2779
22 May 2026	₹16.2033
21 May 2026	₹16.2030
20 May 2026	₹16.2085

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Nippon India Equity Savings Fund- Growth Plan- Bonus Option is ₹16.1677. It's a Equity Savings Fund from Nippon India, run as a Unknown plan Growth option. NAVs update once per business day from the AMFI feed.

Nippon India Equity Savings Fund- Growth Plan- Bonus Option has NAV history starting from 04 Jun 2015, a track record of about 10 years 11 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Nippon India Equity Savings Fund- Growth Plan- Bonus Option is managed by Nippon India. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Nippon India Equity Savings Fund- Growth Plan- Bonus Option has delivered a absolute return of 2.00% — -20.73 pp behind the Equity Savings Fund category average of 22.72%. The fund ranks #7 of 12 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Nippon India Equity Savings Fund- Growth Plan- Bonus Option has delivered a CAGR of 6.53% — -2.8 pp behind the Equity Savings Fund category average of 9.33%. The fund ranks #8 of 12 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Nippon India Equity Savings Fund- Growth Plan- Bonus Option has delivered a CAGR of 6.59% — -0.55 pp behind the Equity Savings Fund category average of 7.15%. The fund ranks #6 of 11 in its category — the third (Q3) quartile.

₹1 lakh invested in Nippon India Equity Savings Fund- Growth Plan- Bonus Option exactly 10 years ago would be worth approximately ₹155,836 today — a multiplier of 1.56×, based on the 10-year CAGR of 4.54%. The category average over the same window would have grown ₹1 lakh to ₹159,838.

A ₹10,000 monthly SIP in Nippon India Equity Savings Fund- Growth Plan- Bonus Option over the last 5 years — total invested ₹600,000 — would be worth ₹697,498 today. That's an XIRR (money-weighted annualised return) of 5.96%.

A ₹10,000 monthly SIP for 10 years in Nippon India Equity Savings Fund- Growth Plan- Bonus Option = ₹1,200,000 invested. It would currently be worth ₹1,540,765 (multiplier 1.28×). XIRR: 4.88%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Nippon India Equity Savings Fund- Growth Plan- Bonus Option ranks #6 out of 11 funds in the Equity Savings Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 7.15%; this fund delivered 6.59%.

The worst peak-to-trough decline Nippon India Equity Savings Fund- Growth Plan- Bonus Option has experienced over the last 5-year window is 5.75% — its NAV fell from a high on 18 Oct 2021 to a low on 07 Mar 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Nippon India Equity Savings Fund- Growth Plan- Bonus Option averaged 3.51% (best 10.72%, worst -0.72%). 95% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2025, Nippon India Equity Savings Fund- Growth Plan- Bonus Option returned 6.12% — lagging the Equity Savings Fund category average of 27.15% by 21.03 pp. It ranked #6 of 10 in its category that year.

Nippon India Equity Savings Fund- Growth Plan- Bonus Option is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Nippon India Equity Savings Fund- Growth Plan- Bonus Option is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 5.8%. 5-year CAGR: 6.59%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.