Should I invest in Navi Large & Midcap Fund - Regular Annual IDCW payout?

We don't give personal investment advice. Navi Large & Midcap Fund - Regular Annual IDCW payout is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 11.13%.

Navi

Navi Large & Midcap Fund - Regular Annual IDCW payout

Latest NAV

₹35.9041

As of

3 Jun 2026

2,008 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.45%	+0.22%	+0.23	4 / 17	Q1
1W	-1.63%	-1.78%	+0.15	5 / 17	Q2
2W	+0.56%	+0.03%	+0.53	3 / 17	Q1
1M	-0.09%	-0.50%	+0.41	4 / 17	Q1
3M	+0.87%	-1.23%	+2.10	5 / 17	Q2
6M	-3.10%	-6.29%	+3.19	2 / 17	Q1
YTD	-3.09%	-6.24%	+3.15	2 / 17	Q1
1Y	-0.12%	-2.39%	+2.27	5 / 16	Q2
2Y	+4.14%	+0.29%	+3.86	2 / 14	Q1
3Y	+10.21%	+10.11%	+0.10	6 / 12	Q2
4Y	+11.20%	+9.90%	+1.29	5 / 12	Q2
5Y	+11.13%	+8.33%	+2.80	4 / 11	Q2
7Y	+11.90%	+10.09%	+1.81	2 / 7	Q2
10Y	—	—	—	—	—
Inception	+11.10%	+8.62%	+2.48	5 / 17	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.09%	-6.24%	+3.15	2 / 17
2025	+0.69%	-1.18%	+1.87	7 / 16
2024	+16.01%	+19.96%	-3.96	9 / 12
2023	+22.94%	+22.10%	+0.85	8 / 12
2022	+0.28%	-5.07%	+5.36	1 / 12
2021	+42.86%	+35.83%	+7.03	2 / 11
2020	+7.90%	+13.27%	-5.37	9 / 10
2019	+8.92%	+11.21%	-2.29	4 / 6
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.56%

88 windows

min -30.9% · max 75.7%

78% positive

3-Year rolling

+16.45%

63 windows

min 8.0% · max 29.6%

100% positive

5-Year rolling

+16.33%

39 windows

min 10.1% · max 22.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+13.05%

15 windows

min 10.8% · max 15.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

14.96%

3-year · annualised

Sharpe ratio

0.29

vs risk-free 6.5%

Sortino ratio

0.44

Downside-only deviation

Max drawdown

-19.47%

Sep 2024 → Feb 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹24.7839	3 Jun 2026
Mirae Asset Large & Midcap Fund - Regular Plan - IDCW	Mirae Asset	₹45.9140	3 Jun 2026
Edelweiss Large and Mid Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹32.8690	3 Jun 2026
HSBC Large & Mid Cap Fund - Regular IDCW	HSBC	₹19.8946	3 Jun 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular plan-IDCW Option	Baroda BNP Paribas	₹17.3840	3 Jun 2026
PGIM India Large and Midcap Fund - Regular Plan - IDCW Option	PGIM India	₹10.9600	3 Jun 2026
Axis Large & Mid Cap Fund - Regular Plan - IDCW	Axis	₹19.2100	2 Jun 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- IDCW	Bajaj Finserv	₹11.7760	3 Jun 2026
Helios Large & Mid Cap Fund - Regular Plan - IDCW Option	Helios	₹10.7300	3 Jun 2026
ITI Large & Midcap Fund - Regular Plan - IDCW Option	ITI	₹9.2800	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹35.9041
2 Jun 2026	₹35.9285
1 Jun 2026	₹35.7672
29 May 2026	₹36.1447
27 May 2026	₹36.5292
25 May 2026	₹36.5242
22 May 2026	₹36.0987
21 May 2026	₹35.9627
20 May 2026	₹35.8626
19 May 2026	₹35.7272

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Navi Large & Midcap Fund - Regular Annual IDCW payout is ₹35.9041. It's a Large & Mid Cap Fund from Navi, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Navi Large & Midcap Fund - Regular Annual IDCW payout has NAV history starting from 06 Apr 2018, a track record of about 8 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Navi Large & Midcap Fund - Regular Annual IDCW payout is managed by Navi. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Navi Large & Midcap Fund - Regular Annual IDCW payout has delivered a absolute return of -0.12% — +2.27 pp ahead of the Large & Mid Cap Fund category average of -2.39%. The fund ranks #5 of 16 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Navi Large & Midcap Fund - Regular Annual IDCW payout has delivered a CAGR of 10.21% — +0.1 pp ahead of the Large & Mid Cap Fund category average of 10.11%. The fund ranks #6 of 12 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Navi Large & Midcap Fund - Regular Annual IDCW payout has delivered a CAGR of 11.13% — +2.8 pp ahead of the Large & Mid Cap Fund category average of 8.33%. The fund ranks #4 of 11 in its category — the second (Q2) quartile.

₹1 lakh invested in Navi Large & Midcap Fund - Regular Annual IDCW payout exactly 5 years ago would be worth approximately ₹169,511 today — a multiplier of 1.70×, based on the 5-year CAGR of 11.13%. The category average over the same window would have grown ₹1 lakh to ₹149,224.

A ₹10,000 monthly SIP in Navi Large & Midcap Fund - Regular Annual IDCW payout over the last 5 years — total invested ₹600,000 — would be worth ₹740,130 today. That's an XIRR (money-weighted annualised return) of 8.32%.

Navi Large & Midcap Fund - Regular Annual IDCW payout doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,292,293 — XIRR 12.09%.

On a 5-year basis, Navi Large & Midcap Fund - Regular Annual IDCW payout ranks #4 out of 11 funds in the Large & Mid Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.33%; this fund delivered 11.13%.

The worst peak-to-trough decline Navi Large & Midcap Fund - Regular Annual IDCW payout has experienced over the last 5-year window is 19.47% — its NAV fell from a high on 23 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Navi Large & Midcap Fund - Regular Annual IDCW payout averaged 16.33% (best 22.51%, worst 10.14%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, Navi Large & Midcap Fund - Regular Annual IDCW payout returned 0.69% — beating the Large & Mid Cap Fund category average of -1.18% by 1.87 pp. It ranked #7 of 16 in its category that year.

Navi Large & Midcap Fund - Regular Annual IDCW payout is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Navi Large & Midcap Fund - Regular Annual IDCW payout is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.5%. 5-year CAGR: 11.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Navi Large & Midcap Fund - Regular Annual IDCW payout

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Large & Mid Cap Fund

Recent NAVs

Frequently asked questions

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