Should I invest in HSBC Large & Mid Cap Fund - Regular IDCW?

We don't give personal investment advice. HSBC Large & Mid Cap Fund - Regular IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.2%. 5-year CAGR: 7.13%.

HSBC

HSBC Large & Mid Cap Fund - Regular IDCW

Latest NAV

₹19.8946

As of

3 Jun 2026

1,762 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.25%	+0.22%	+0.02	10 / 17	Q3
1W	-0.68%	-1.78%	+1.10	2 / 17	Q1
2W	+2.34%	+0.03%	+2.31	1 / 17	Q1
1M	+2.24%	-0.50%	+2.74	1 / 17	Q1
3M	-3.92%	-1.23%	-2.69	14 / 17	Q4
6M	-5.48%	-6.29%	+0.81	9 / 17	Q3
YTD	-4.87%	-6.24%	+1.37	10 / 17	Q3
1Y	+0.33%	-2.39%	+2.73	4 / 16	Q1
2Y	-3.01%	+0.29%	-3.30	11 / 14	Q4
3Y	+8.62%	+10.11%	-1.49	8 / 12	Q3
4Y	+8.24%	+9.90%	-1.66	8 / 12	Q3
5Y	+7.13%	+8.33%	-1.21	7 / 11	Q3
7Y	+10.07%	+10.09%	-0.03	4 / 7	Q3
10Y	—	—	—	—	—
Inception	+10.02%	+8.62%	+1.40	9 / 17	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-4.87%	-6.24%	+1.37	10 / 17
2025	-12.28%	-1.18%	-11.10	16 / 16
2024	+26.56%	+19.96%	+6.60	3 / 12
2023	+18.39%	+22.10%	-3.70	10 / 12
2022	-3.80%	-5.07%	+1.28	6 / 12
2021	+34.32%	+35.83%	-1.51	7 / 11
2020	+15.17%	+13.27%	+1.90	4 / 10
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.85%

76 windows

min -27.0% · max 74.8%

67% positive

3-Year rolling

+13.54%

51 windows

min 2.3% · max 23.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+14.66%

27 windows

min 6.1% · max 19.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.46%

3 windows

min 8.1% · max 10.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

19.60%

3-year · annualised

Sharpe ratio

0.19

vs risk-free 6.5%

Sortino ratio

0.25

Downside-only deviation

Max drawdown

-31.19%

Dec 2024 → Apr 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹24.7839	3 Jun 2026
Mirae Asset Large & Midcap Fund - Regular Plan - IDCW	Mirae Asset	₹45.9140	3 Jun 2026
Edelweiss Large and Mid Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹32.8690	3 Jun 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular plan-IDCW Option	Baroda BNP Paribas	₹17.3840	3 Jun 2026
PGIM India Large and Midcap Fund - Regular Plan - IDCW Option	PGIM India	₹10.9600	3 Jun 2026
Axis Large & Mid Cap Fund - Regular Plan - IDCW	Axis	₹19.2100	2 Jun 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- IDCW	Bajaj Finserv	₹11.7760	3 Jun 2026
Helios Large & Mid Cap Fund - Regular Plan - IDCW Option	Helios	₹10.7300	3 Jun 2026
ITI Large & Midcap Fund - Regular Plan - IDCW Option	ITI	₹9.2800	3 Jun 2026
JM Large & Mid Cap Fund (Regular) - IDCW		₹9.9095	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹19.8946
2 Jun 2026	₹19.7943
1 Jun 2026	₹19.7458
29 May 2026	₹19.9603
27 May 2026	₹20.0432
26 May 2026	₹19.9302
25 May 2026	₹19.8364
22 May 2026	₹19.6519
21 May 2026	₹19.6209
20 May 2026	₹19.5263

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Large & Mid Cap Fund - Regular IDCW is ₹19.8946. It's a Large & Mid Cap Fund from HSBC, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

HSBC Large & Mid Cap Fund - Regular IDCW has NAV history starting from 04 Apr 2019, a track record of about 7 years 1 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

HSBC Large & Mid Cap Fund - Regular IDCW is managed by HSBC. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Large & Mid Cap Fund - Regular IDCW has delivered a absolute return of 0.33% — +2.73 pp ahead of the Large & Mid Cap Fund category average of -2.39%. The fund ranks #4 of 16 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HSBC Large & Mid Cap Fund - Regular IDCW has delivered a CAGR of 8.62% — -1.49 pp behind the Large & Mid Cap Fund category average of 10.11%. The fund ranks #8 of 12 in its category — the third (Q3) quartile.

Over the trailing 5-year window, HSBC Large & Mid Cap Fund - Regular IDCW has delivered a CAGR of 7.13% — -1.21 pp behind the Large & Mid Cap Fund category average of 8.33%. The fund ranks #7 of 11 in its category — the third (Q3) quartile.

₹1 lakh invested in HSBC Large & Mid Cap Fund - Regular IDCW exactly 5 years ago would be worth approximately ₹141,091 today — a multiplier of 1.41×, based on the 5-year CAGR of 7.13%. The category average over the same window would have grown ₹1 lakh to ₹149,224.

A ₹10,000 monthly SIP in HSBC Large & Mid Cap Fund - Regular IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹675,968 today. That's an XIRR (money-weighted annualised return) of 4.71%.

HSBC Large & Mid Cap Fund - Regular IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,142,355 — XIRR 8.64%.

On a 5-year basis, HSBC Large & Mid Cap Fund - Regular IDCW ranks #7 out of 11 funds in the Large & Mid Cap Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 8.33%; this fund delivered 7.13%.

The worst peak-to-trough decline HSBC Large & Mid Cap Fund - Regular IDCW has experienced over the last 5-year window is 31.19% — its NAV fell from a high on 16 Dec 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, HSBC Large & Mid Cap Fund - Regular IDCW averaged 14.66% (best 19.25%, worst 6.12%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.13 — weak risk-adjusted performance.

In calendar year 2025, HSBC Large & Mid Cap Fund - Regular IDCW returned -12.28% — lagging the Large & Mid Cap Fund category average of -1.18% by 11.10 pp. It ranked #16 of 16 in its category that year.

HSBC Large & Mid Cap Fund - Regular IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC Large & Mid Cap Fund - Regular IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 31.2%. 5-year CAGR: 7.13%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

HSBC Large & Mid Cap Fund - Regular IDCW

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Large & Mid Cap Fund

Recent NAVs

Frequently asked questions

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