Should I invest in Motilal Oswal Large and Midcap Fund Regular?

We don't give personal investment advice. Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.0%. 5-year CAGR: 11.39%.

Motilal Oswal

Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment

Latest NAV

₹24.7839

As of

3 Jun 2026

1,631 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.94%	+0.22%	+0.72	1 / 17	Q1
1W	+0.10%	-1.78%	+1.88	1 / 17	Q1
2W	+2.10%	+0.03%	+2.07	2 / 17	Q1
1M	+0.74%	-0.50%	+1.24	2 / 17	Q1
3M	+1.77%	-1.23%	+3.00	4 / 17	Q1
6M	-5.59%	-6.29%	+0.70	10 / 17	Q3
YTD	-3.03%	-6.24%	+3.21	1 / 17	Q1
1Y	-3.11%	-2.39%	-0.72	9 / 16	Q3
2Y	+3.80%	+0.29%	+3.51	5 / 14	Q2
3Y	+15.23%	+10.11%	+5.12	2 / 12	Q1
4Y	+15.73%	+9.90%	+5.82	1 / 12	Q1
5Y	+11.39%	+8.33%	+3.05	2 / 11	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.27%	+8.62%	+5.64	3 / 17	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-3.03%	-6.24%	+3.21	1 / 17
2025	-10.85%	-1.18%	-9.67	15 / 16
2024	+35.11%	+19.96%	+15.14	1 / 12
2023	+30.62%	+22.10%	+8.52	1 / 12
2022	-5.27%	-5.07%	-0.19	8 / 12
2021	+39.93%	+35.83%	+4.09	5 / 11
2020	+12.32%	+13.27%	-0.95	7 / 10
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+20.64%

69 windows

min -10.8% · max 77.6%

74% positive

3-Year rolling

+18.10%

45 windows

min 11.6% · max 26.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+18.25%

20 windows

min 10.3% · max 23.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

20.84%

3-year · annualised

Sharpe ratio

0.48

vs risk-free 6.5%

Sortino ratio

0.70

Downside-only deviation

Max drawdown

-30.04%

Dec 2024 → Apr 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Large & Mid Cap Fund

Scheme	Fund house	NAV	As of
Mirae Asset Large & Midcap Fund - Regular Plan - IDCW	Mirae Asset	₹45.9140	3 Jun 2026
Edelweiss Large and Mid Cap Fund - Regular Plan - IDCW Option	Edelweiss	₹32.8690	3 Jun 2026
HSBC Large & Mid Cap Fund - Regular IDCW	HSBC	₹19.8946	3 Jun 2026
Baroda BNP Paribas Large and Mid Cap Fund-Regular plan-IDCW Option	Baroda BNP Paribas	₹17.3840	3 Jun 2026
PGIM India Large and Midcap Fund - Regular Plan - IDCW Option	PGIM India	₹10.9600	3 Jun 2026
Axis Large & Mid Cap Fund - Regular Plan - IDCW	Axis	₹19.2100	2 Jun 2026
Bajaj Finserv Large and Mid Cap Fund- Regular Plan- IDCW	Bajaj Finserv	₹11.7760	3 Jun 2026
Helios Large & Mid Cap Fund - Regular Plan - IDCW Option	Helios	₹10.7300	3 Jun 2026
ITI Large & Midcap Fund - Regular Plan - IDCW Option	ITI	₹9.2800	3 Jun 2026
JM Large & Mid Cap Fund (Regular) - IDCW		₹9.9095	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹24.7839
2 Jun 2026	₹24.7038
1 Jun 2026	₹24.4743
29 May 2026	₹24.7322
27 May 2026	₹24.9988
26 May 2026	₹24.6787
25 May 2026	₹24.5670
22 May 2026	₹24.3380
21 May 2026	₹24.3920
20 May 2026	₹24.3133

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment is ₹24.7839. It's a Large & Mid Cap Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment has NAV history starting from 22 Oct 2019, a track record of about 6 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Large & Mid Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment has delivered a absolute return of -3.11% — -0.72 pp behind the Large & Mid Cap Fund category average of -2.39%. The fund ranks #9 of 16 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 15.23% — +5.12 pp ahead of the Large & Mid Cap Fund category average of 10.11%. The fund ranks #2 of 12 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment has delivered a CAGR of 11.39% — +3.05 pp ahead of the Large & Mid Cap Fund category average of 8.33%. The fund ranks #2 of 11 in its category — the top (Q1) quartile.

₹1 lakh invested in Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment exactly 5 years ago would be worth approximately ₹171,475 today — a multiplier of 1.71×, based on the 5-year CAGR of 11.39%. The category average over the same window would have grown ₹1 lakh to ₹149,224.

A ₹10,000 monthly SIP in Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹775,561 today. That's an XIRR (money-weighted annualised return) of 10.20%.

Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹775,561 — XIRR 10.20%.

On a 5-year basis, Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment ranks #2 out of 11 funds in the Large & Mid Cap Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.33%; this fund delivered 11.39%.

The worst peak-to-trough decline Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment has experienced over the last 5-year window is 30.04% — its NAV fell from a high on 16 Dec 2024 to a low on 07 Apr 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment averaged 18.25% (best 23.69%, worst 10.26%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.34 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment returned -10.85% — lagging the Large & Mid Cap Fund category average of -1.18% by 9.67 pp. It ranked #15 of 16 in its category that year.

Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Motilal Oswal Large and Midcap Fund Regular - IDCW Payout/Reinvestment is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 30.0%. 5-year CAGR: 11.39%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.