Should I invest in NAVI FLEXI CAP FUND ANNUAL IDCW PAYOUT?

We don't give personal investment advice. NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 10.94%.

Navi

NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT

Latest NAV

₹23.4796

As of

3 Jun 2026

1,942 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.55%	+0.25%	+0.30	4 / 37	Q1
1W	-1.18%	-1.28%	+0.10	11 / 37	Q2
2W	+1.45%	+0.28%	+1.17	5 / 37	Q1
1M	+0.55%	-0.31%	+0.86	8 / 37	Q1
3M	+1.76%	-0.58%	+2.33	16 / 37	Q2
6M	-0.30%	-2.98%	+2.68	8 / 36	Q1
YTD	-0.73%	-4.71%	+3.98	9 / 36	Q1
1Y	+5.67%	+2.50%	+3.17	10 / 33	Q2
2Y	+4.76%	+2.46%	+2.30	11 / 33	Q2
3Y	+11.17%	+9.45%	+1.72	15 / 29	Q3
4Y	+12.33%	+10.44%	+1.89	7 / 17	Q2
5Y	+10.94%	+8.60%	+2.34	6 / 14	Q2
7Y	+11.48%	+9.59%	+1.89	7 / 12	Q3
10Y	—	—	—	—	—
Inception	+11.39%	+8.61%	+2.78	15 / 37	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.73%	-6.23%	+5.50	6 / 30
2025	+4.10%	+0.95%	+3.15	10 / 27
2024	+11.10%	+18.04%	-6.94	20 / 26
2023	+23.98%	+25.45%	-1.46	14 / 20
2022	+0.44%	-2.75%	+3.18	5 / 15
2021	+32.17%	+24.94%	+7.23	4 / 15
2020	+9.00%	+11.34%	-2.34	13 / 17
2019	+12.84%	+9.92%	+2.92	4 / 16
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.78%

85 windows

min -28.9% · max 66.0%

78% positive

3-Year rolling

+15.24%

60 windows

min 7.8% · max 26.0%

100% positive

5-Year rolling

+15.31%

36 windows

min 10.7% · max 19.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+12.40%

12 windows

min 10.4% · max 14.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.57%

3-year · annualised

Sharpe ratio

0.37

vs risk-free 6.5%

Sortino ratio

0.56

Downside-only deviation

Max drawdown

-19.91%

Sep 2024 → Feb 2025

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - IDCW Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - IDCW	Invesco	₹15.8400	3 Jun 2026
Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹29.7444	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - IDCW	Mirae Asset	₹15.4630	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - IDCW	Parag Parikh	₹81.9363	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular - IDCW Option	Edelweiss	₹30.6060	2 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.8419	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Dividend Option	PGIM India	₹16.9800	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - IDCW	Axis	₹16.1100	3 Jun 2026
360 ONE FLEXICAP FUND-REGULAR PLAN- IDCW	360 ONE	₹14.8502	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹23.4796
2 Jun 2026	₹23.4873
1 Jun 2026	₹23.3588
29 May 2026	₹23.6318
27 May 2026	₹23.8145
25 May 2026	₹23.7685
22 May 2026	₹23.4750
21 May 2026	₹23.3672
20 May 2026	₹23.1844
19 May 2026	₹23.1507

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT is ₹23.4796. It's a Flexi Cap Fund from Navi, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT has NAV history starting from 10 Jul 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT is managed by Navi. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT has delivered a absolute return of 5.67% — +3.17 pp ahead of the Flexi Cap Fund category average of 2.50%. The fund ranks #10 of 33 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT has delivered a CAGR of 11.17% — +1.72 pp ahead of the Flexi Cap Fund category average of 9.45%. The fund ranks #15 of 29 in its category — the third (Q3) quartile.

Over the trailing 5-year window, NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT has delivered a CAGR of 10.94% — +2.34 pp ahead of the Flexi Cap Fund category average of 8.60%. The fund ranks #6 of 14 in its category — the second (Q2) quartile.

₹1 lakh invested in NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT exactly 5 years ago would be worth approximately ₹168,052 today — a multiplier of 1.68×, based on the 5-year CAGR of 10.94%. The category average over the same window would have grown ₹1 lakh to ₹151,062.

A ₹10,000 monthly SIP in NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT over the last 5 years — total invested ₹600,000 — would be worth ₹758,978 today. That's an XIRR (money-weighted annualised return) of 9.33%.

NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,289,501 — XIRR 12.03%.

On a 5-year basis, NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT ranks #6 out of 14 funds in the Flexi Cap Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 8.60%; this fund delivered 10.94%.

The worst peak-to-trough decline NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT has experienced over the last 5-year window is 19.91% — its NAV fell from a high on 27 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT averaged 15.31% (best 19.68%, worst 10.70%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT returned 4.10% — beating the Flexi Cap Fund category average of 0.95% by 3.15 pp. It ranked #10 of 27 in its category that year.

NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 10.94%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

NAVI FLEXI CAP FUND - REGULAR PLAN ANNUAL IDCW PAYOUT

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Flexi Cap Fund

Recent NAVs

Frequently asked questions

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