Should I invest in NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND IDCW PAYOUT?

We don't give personal investment advice. NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Navi

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT

Latest NAV

₹13.7962

As of

3 Jun 2026

785 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.43%	+0.08%	+0.35	11 / 54	Q1
1W	-2.29%	-1.32%	-0.97	48 / 54	Q4
2W	-0.52%	-0.04%	-0.48	28 / 54	Q3
1M	-2.57%	-1.07%	-1.49	46 / 54	Q4
3M	-5.63%	+0.01%	-5.64	48 / 54	Q4
6M	-9.99%	-3.68%	-6.31	48 / 54	Q4
YTD	-10.31%	-2.63%	-7.68	48 / 54	Q4
1Y	-4.95%	+2.41%	-7.35	27 / 54	Q2
2Y	+0.48%	+3.07%	-2.59	38 / 53	Q3
3Y	+8.17%	+9.94%	-1.77	28 / 53	Q3
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+10.44%	+9.79%	+0.65	17 / 54	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-10.31%	-5.69%	-4.61	43 / 49
2025	+10.26%	+1.23%	+9.03	3 / 49
2024	+8.73%	+14.62%	-5.90	45 / 49
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.72%

27 windows

min -4.9% · max 26.2%

78% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+9.07%

3 windows

min 8.2% · max 9.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.98%

3-year · annualised

Sharpe ratio

0.18

vs risk-free 6.5%

Sortino ratio

0.26

Downside-only deviation

Max drawdown

-15.81%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in ELSS

Scheme	Fund house	NAV	As of
SBI Long Term Advantage Fund - Series IV - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)	SBI	₹38.4097	3 Jun 2026
Quantum ELSS Tax Saver Fund - Regular Plan IDCW	Quantum	₹114.6800	3 Jun 2026
Mirae Asset ELSS Tax Saver Fund - Regular Plan - IDCW	Mirae Asset	₹21.5970	3 Jun 2026
HSBC ELSS Tax saver Fund - Regular IDCW Payout	HSBC	₹25.8533	3 Jun 2026
BARODA BNP PARIBAS ELSS Tax Saver Fund- Regular - IDCW Option	Baroda BNP Paribas	₹20.8212	3 Jun 2026
PGIM India ELSS Tax Saver Fund - Regular Plan - Dividend Option	PGIM India	₹15.4900	3 Jun 2026
Axis ELSS Tax Saver Fund - Regular Plan - IDCW	Axis	₹22.2921	3 Jun 2026
360 ONE ELSS Tax Saver Nifty 50 Index Fund - Regular Plan - IDCW Payout	360 ONE	₹13.1353	3 Jun 2026
BAJAJ FINSERV ELSS TAX SAVER FUND - REGULAR - IDCW	Bajaj Finserv	₹11.0910	3 Jun 2026
BANK OF INDIA Mid Cap Tax Fund Series 1 Regular Plan IDCW	Bank of India	₹28.1500	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹13.7962
2 Jun 2026	₹13.8425
1 Jun 2026	₹13.7834
29 May 2026	₹13.8819
27 May 2026	₹14.0923
25 May 2026	₹14.1666
22 May 2026	₹13.9788
21 May 2026	₹13.9354
20 May 2026	₹13.9384
19 May 2026	₹13.9146

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT is ₹13.7962. It's a ELSS from Navi, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT has NAV history starting from 21 Mar 2023, a track record of about 3 years 2 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT is managed by Navi. It's classified by AMFI under the 'ELSS' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT has delivered a absolute return of -4.95% — -7.35 pp behind the ELSS category average of 2.41%. The fund ranks #27 of 54 in its category — the second (Q2) quartile.

Over the trailing 3-year window, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT has delivered a CAGR of 8.17% — -1.77 pp behind the ELSS category average of 9.94%. The fund ranks #28 of 53 in its category — the third (Q3) quartile.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT exactly 3 years ago would be worth approximately ₹126,555 today — a multiplier of 1.27×, based on the 3-year CAGR of 8.17%. The category average over the same window would have grown ₹1 lakh to ₹132,866.

A ₹10,000 monthly SIP in NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT over the last 3 years — total invested ₹360,000 — would be worth ₹368,008 today. That's an XIRR (money-weighted annualised return) of 1.43%.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹368,008 — XIRR 1.43%.

On a 3-year basis, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT ranks #28 out of 53 funds in the ELSS category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 9.94%; this fund delivered 8.17%.

The worst peak-to-trough decline NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT has experienced over the last 3-year window is 15.81% — its NAV fell from a high on 26 Sep 2024 to a low on 04 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT averaged 9.07% (best 9.74%, worst 8.17%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.18 — weak risk-adjusted performance.

In calendar year 2025, NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT returned 10.26% — beating the ELSS category average of 1.23% by 9.03 pp. It ranked #3 of 49 in its category that year.

NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. NAVI ELSS TAX SAVER NIFTY 50 INDEX FUND - REGULAR PLAN IDCW PAYOUT is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.