Should I invest in Motilal Oswal Ultra Short Term Fund Regular?

We don't give personal investment advice. Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 3.04%.

Motilal Oswal

Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment

Latest NAV

₹11.4696

As of

3 Jun 2026

3,070 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.02%	-0.01%	+0.02	38 / 68	Q3
1W	+0.03%	+0.09%	-0.05	49 / 68	Q3
2W	+0.04%	+0.08%	-0.04	42 / 68	Q3
1M	+0.08%	+0.10%	-0.03	38 / 68	Q3
3M	+0.04%	+0.66%	-0.62	45 / 68	Q3
6M	+0.03%	+1.06%	-1.03	42 / 68	Q3
YTD	-0.03%	+1.03%	-1.05	56 / 68	Q4
1Y	+0.03%	+1.67%	-1.63	38 / 68	Q3
2Y	+0.92%	+1.71%	-0.78	26 / 68	Q2
3Y	+2.60%	+1.73%	+0.87	22 / 67	Q2
4Y	+3.20%	+1.82%	+1.38	19 / 63	Q2
5Y	+3.04%	+1.74%	+1.30	19 / 61	Q2
7Y	+3.41%	+1.67%	+1.74	14 / 48	Q2
10Y	+1.37%	+1.51%	-0.14	12 / 28	Q2
Inception	+1.07%	+1.56%	-0.48	24 / 68	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.03%	+0.62%	-0.65	47 / 58
2025	+0.00%	+1.68%	-1.68	32 / 58
2024	+4.43%	+2.18%	+2.25	17 / 59
2023	+5.82%	+2.14%	+3.68	16 / 60
2022	+3.62%	+1.48%	+2.13	15 / 58
2021	+2.37%	+0.94%	+1.43	13 / 51
2020	+4.33%	+1.79%	+2.54	17 / 54
2019	+6.18%	+1.35%	+4.83	9 / 44
2018	-11.80%	-1.34%	-10.46	31 / 33
2017	-0.10%	+1.37%	-1.47	23 / 32
2016	+0.11%	+2.02%	-1.91	20 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+1.25%

143 windows

min -11.7% · max 6.2%

71% positive

3-Year rolling

+1.29%

119 windows

min -4.0% · max 4.8%

62% positive

5-Year rolling

+1.03%

95 windows

min -2.4% · max 4.5%

57% positive

7-Year rolling

+1.12%

70 windows

min -0.5% · max 3.8%

77% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.86%

3-year · annualised

Sharpe ratio

-4.58

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-0.20%

Apr 2026 → May 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Ultra Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Ultra Short Duration Fund - Regular Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,135.0363	3 Jun 2026
BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN DAILY IDCW	Bandhan	₹10.0519	3 Jun 2026
Motilal Oswal Ultra Short Term Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹11.4495	3 Jun 2026
Mirae Asset Ultra Short Duration Fund Regular IDCW	Mirae Asset	₹1,380.3485	3 Jun 2026
DSP BlackRock Money Manager Fund - Regular Plan - Daily Dividend Reinvest	DSP BlackRock	₹1,005.4914	3 Jun 2026
DSP Ultra Short Fund - Regular Plan - IDCW - Monthly	DSP	₹1,079.6373	3 Jun 2026
HSBC Ultra Short Duration Fund - Regular Daily IDCW	HSBC	₹1,031.7278	3 Jun 2026
Baroda BNP Paribas Ultra Short Duratio Fund- Regular Plan- Weekly IDCW	Baroda BNP Paribas	₹1,000.1417	3 Jun 2026
CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)	Canara Robeco	₹1,001.8780	3 Jun 2026
UTI Ultra Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹1,458.4141	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹11.4696
2 Jun 2026	₹11.4684
1 Jun 2026	₹11.4664
29 May 2026	₹11.4597
27 May 2026	₹11.4661
26 May 2026	₹11.4645
25 May 2026	₹11.4645
22 May 2026	₹11.4597
21 May 2026	₹11.4596
20 May 2026	₹11.4619

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment is ₹11.4696. It's a Ultra Short Duration Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment has NAV history starting from 10 Sep 2013, a track record of about 12 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment is managed by Motilal Oswal. It's classified by AMFI under the 'Ultra Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment has delivered a absolute return of 0.03% — -1.63 pp behind the Ultra Short Duration Fund category average of 1.67%. The fund ranks #38 of 68 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment has delivered a CAGR of 2.60% — +0.87 pp ahead of the Ultra Short Duration Fund category average of 1.73%. The fund ranks #22 of 67 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment has delivered a CAGR of 3.04% — +1.3 pp ahead of the Ultra Short Duration Fund category average of 1.74%. The fund ranks #19 of 61 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment exactly 10 years ago would be worth approximately ₹114,582 today — a multiplier of 1.15×, based on the 10-year CAGR of 1.37%. The category average over the same window would have grown ₹1 lakh to ₹116,126.

A ₹10,000 monthly SIP in Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment over the last 5 years — total invested ₹600,000 — would be worth ₹637,941 today. That's an XIRR (money-weighted annualised return) of 2.42%.

A ₹10,000 monthly SIP for 10 years in Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment = ₹1,200,000 invested. It would currently be worth ₹1,348,567 (multiplier 1.12×). XIRR: 2.30%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment ranks #19 out of 61 funds in the Ultra Short Duration Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 1.74%; this fund delivered 3.04%.

The worst peak-to-trough decline Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment has experienced over the last 5-year window is 0.20% — its NAV fell from a high on 02 Apr 2026 to a low on 21 May 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment averaged 1.03% (best 4.46%, worst -2.45%). 57% of rolling windows ended positive. The 5-year Sharpe ratio is -4.71 — negative risk-adjusted performance.

In calendar year 2025, Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment returned 0.00% — lagging the Ultra Short Duration Fund category average of 1.68% by 1.68 pp. It ranked #32 of 58 in its category that year.

Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Motilal Oswal Ultra Short Term Fund Regular - IDCW Weekly Reinvestment is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 0.2%. 5-year CAGR: 3.04%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.