Should I invest in CANARA ROBECO ULTRA SHORT TERM FUND - MONTHLY IDCW (Payout/Reinvestment)?

We don't give personal investment advice. CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 0.06%.

Canara Robeco

CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)

Latest NAV

₹1,004.4697

As of

17 Jul 2026

3,325 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+0.03%	+0.02	6 / 68	Q1
1W	+0.08%	+0.04%	+0.04	23 / 68	Q2
2W	+0.08%	+0.03%	+0.04	36 / 68	Q3
1M	-0.15%	+0.13%	-0.29	59 / 68	Q4
3M	-0.32%	+0.70%	-1.01	62 / 68	Q4
6M	+0.40%	+1.29%	-0.89	29 / 68	Q2
YTD	+0.42%	+1.33%	-0.90	31 / 68	Q2
1Y	-0.28%	+1.79%	-2.07	64 / 68	Q4
2Y	-0.07%	+1.74%	-1.81	66 / 68	Q4
3Y	-0.01%	+1.80%	-1.81	54 / 67	Q4
4Y	+0.05%	+1.83%	-1.79	36 / 63	Q3
5Y	+0.06%	+1.78%	-1.72	39 / 61	Q3
7Y	-0.03%	+1.67%	-1.70	42 / 48	Q4
10Y	-0.03%	+1.51%	-1.54	24 / 28	Q4
Inception	+0.03%	+1.57%	-1.54	58 / 68	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.42%	+0.97%	-0.55	24 / 58
2025	-0.21%	+1.68%	-1.90	57 / 58
2024	+0.01%	+2.18%	-2.17	43 / 59
2023	+0.07%	+2.14%	-2.08	30 / 60
2022	+0.02%	+1.48%	-1.46	47 / 58
2021	-0.02%	+0.94%	-0.96	45 / 51
2020	-0.35%	+1.79%	-2.14	50 / 54
2019	+0.20%	+1.35%	-1.15	26 / 44
2018	+0.07%	-1.34%	+1.41	15 / 33
2017	-0.26%	+1.37%	-1.63	29 / 32
2016	+0.13%	+2.02%	-1.89	19 / 27

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

-0.01%

156 windows

min -0.6% · max 0.6%

55% positive

3-Year rolling

+0.00%

132 windows

min -0.2% · max 0.3%

40% positive

5-Year rolling

-0.01%

108 windows

min -0.1% · max 0.1%

41% positive

7-Year rolling

-0.01%

83 windows

min -0.1% · max 0.1%

36% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

0.75%

3-year · annualised

Sharpe ratio

-8.73

vs risk-free 6.5%

Sortino ratio

—

Downside-only deviation

Max drawdown

-1.09%

Apr 2025 → Apr 2026

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Ultra Short Duration Fund

Scheme	Fund house	NAV	As of
Invesco India Ultra Short Duration Fund - Regular Plan - Annual IDCW (Payout / Reinvestment)	Invesco	₹1,147.1096	17 Jul 2026
BANDHAN ULTRA SHORT DURATION FUND - REGULAR PLAN DAILY IDCW	Bandhan	₹10.0519	17 Jul 2026
Motilal Oswal Ultra Short Term Fund Regular - IDCW Daily Reinvestment	Motilal Oswal	₹11.4495	17 Jul 2026
Mirae Asset Ultra Short Duration Fund Regular IDCW	Mirae Asset	₹1,396.2209	17 Jul 2026
DSP BlackRock Money Manager Fund - Regular Plan - Daily Dividend Reinvest	DSP BlackRock	₹1,005.4914	17 Jul 2026
DSP Ultra Short Fund - Regular Plan - IDCW - Monthly	DSP	₹1,082.2831	17 Jul 2026
HSBC Ultra Short Duration Fund - Regular Daily IDCW	HSBC	₹1,031.7278	17 Jul 2026
Baroda BNP Paribas Ultra Short Duratio Fund- Regular Plan- Weekly IDCW	Baroda BNP Paribas	₹1,001.4535	17 Jul 2026
CANARA ROBECO ULTRA SHORT TERM FUND- REGULAR PLAN - IDCW (Payout)	Canara Robeco	₹1,656.0275	17 Jul 2026
UTI Ultra Short Duration Fund - Regular Plan - Annual IDCW	UTI	₹1,473.4979	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹1,004.4697
16 Jul 2026	₹1,003.9736
15 Jul 2026	₹1,003.6268
14 Jul 2026	₹1,003.5434
13 Jul 2026	₹1,004.0017
10 Jul 2026	₹1,003.6666
9 Jul 2026	₹1,003.4233
8 Jul 2026	₹1,003.0762
7 Jul 2026	₹1,003.4810
6 Jul 2026	₹1,003.8992

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is ₹1,004.4697. It's a Ultra Short Duration Fund from Canara Robeco, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has NAV history starting from 04 Oct 2012, a track record of about 13 years 9 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is managed by Canara Robeco. It's classified by AMFI under the 'Ultra Short Duration Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has delivered a absolute return of -0.28% — -2.07 pp behind the Ultra Short Duration Fund category average of 1.79%. The fund ranks #64 of 68 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has delivered a CAGR of -0.01% — -1.81 pp behind the Ultra Short Duration Fund category average of 1.80%. The fund ranks #54 of 67 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has delivered a CAGR of 0.06% — -1.72 pp behind the Ultra Short Duration Fund category average of 1.78%. The fund ranks #39 of 61 in its category — the third (Q3) quartile.

₹1 lakh invested in CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) exactly 10 years ago would be worth approximately ₹99,693 today — a multiplier of 1.00×, based on the 10-year CAGR of -0.03%. The category average over the same window would have grown ₹1 lakh to ₹116,136.

A ₹10,000 monthly SIP in CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) over the last 5 years — total invested ₹600,000 — would be worth ₹600,408 today. That's an XIRR (money-weighted annualised return) of 0.03%.

A ₹10,000 monthly SIP for 10 years in CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) = ₹1,200,000 invested. It would currently be worth ₹1,200,482 (multiplier 1.00×). XIRR: 0.01%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) ranks #39 out of 61 funds in the Ultra Short Duration Fund category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 1.78%; this fund delivered 0.06%.

The worst peak-to-trough decline CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) has experienced over the last 5-year window is 1.09% — its NAV fell from a high on 29 Apr 2025 to a low on 30 Apr 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) averaged -0.01% (best 0.14%, worst -0.15%). 41% of rolling windows ended positive. The 5-year Sharpe ratio is -10.48 — negative risk-adjusted performance.

In calendar year 2025, CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) returned -0.21% — lagging the Ultra Short Duration Fund category average of 1.68% by 1.90 pp. It ranked #57 of 58 in its category that year.

CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment) is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 1.1%. 5-year CAGR: 0.06%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

CANARA ROBECO ULTRA SHORT TERM FUND - REGULAR PLAN - MONTHLY IDCW (Payout/Reinvestment)

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Ultra Short Duration Fund

Recent NAVs

Frequently asked questions

More from Canara Robeco