Should I invest in Motilal Oswal S&P 500 Index Fund Growth?

We don't give personal investment advice. Motilal Oswal S&P 500 Index Fund - Direct Plan Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 17.67%.

Motilal Oswal

Motilal Oswal S&P 500 Index Fund - Direct Plan Growth

Latest NAV

₹33.1296

As of

17 Jul 2026

1,534 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-1.07%	+0.21%	-1.29	334 / 353	Q4
1W	-0.57%	-0.05%	-0.52	259 / 353	Q3
2W	+0.78%	+0.24%	+0.54	43 / 353	Q1
1M	+2.39%	+0.78%	+1.61	34 / 353	Q1
3M	+8.59%	+2.20%	+6.39	25 / 350	Q1
6M	+14.13%	+1.36%	+12.76	9 / 336	Q1
YTD	+16.77%	+0.54%	+16.23	4 / 333	Q1
1Y	+32.81%	+2.69%	+30.12	2 / 318	Q1
2Y	+23.33%	+3.33%	+20.01	2 / 213	Q1
3Y	+24.63%	+10.79%	+13.84	3 / 172	Q1
4Y	+23.94%	+13.23%	+10.71	3 / 84	Q1
5Y	+17.67%	+11.39%	+6.28	1 / 39	Q1
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+21.54%	+7.52%	+14.02	11 / 353	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+16.77%	+0.51%	+16.26	4 / 331
2025	+22.30%	+6.05%	+16.25	5 / 260
2024	+27.03%	+14.12%	+12.91	20 / 180
2023	+25.83%	+21.09%	+4.74	50 / 130
2022	-9.81%	+1.94%	-11.74	49 / 51
2021	+29.21%	+26.80%	+2.41	4 / 25
2020	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.76%

64 windows

min -10.9% · max 47.0%

89% positive

3-Year rolling

+17.62%

40 windows

min 11.8% · max 27.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.78%

16 windows

min 16.5% · max 19.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.14%

3-year · annualised

Sharpe ratio

1.28

vs risk-free 6.5%

Sortino ratio

2.47

Downside-only deviation

Max drawdown

-19.37%

Feb 2025 → Apr 2025

% positive months

77.8%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
Bandhan BSE Healthcare Index Fund Direct Plan - Growth	Bandhan	₹11.4943	17 Jul 2026
Aditya Birla Sun Life BSE 500 Momentum 50 Index Fund- Regular Growth	Aditya Birla Sun Life	₹10.5539	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Direct - Growth	DSP	₹12.0593	17 Jul 2026
Baroda BNP Paribas Nifty 50 Index Fund - Direct Plan - Growth option	Baroda BNP Paribas	₹11.4766	17 Jul 2026
Axis BSE India Sectors Leaders Index Fund- Direct Plan- Growth Option	Axis	₹9.6461	17 Jul 2026
ANGEL ONE NIFTY 50 INDEX FUND-DIRECT-GROWTH		₹10.0118	17 Jul 2026
Bajaj Finserv Nifty 50 Index Fund - Direct - Growth	Bajaj Finserv	₹9.9287	17 Jul 2026
Birla Sun Life Index Fund-Plan A (Dividend)	Birla Sun Life	₹24.7952	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹33.1296
16 Jul 2026	₹33.4893
15 Jul 2026	₹33.6295
14 Jul 2026	₹33.4818
13 Jul 2026	₹33.1566
10 Jul 2026	₹33.3190
9 Jul 2026	₹33.1997
8 Jul 2026	₹32.9903
7 Jul 2026	₹32.8805
6 Jul 2026	₹33.1754

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal S&P 500 Index Fund - Direct Plan Growth is ₹33.1296. It's a Index Fund from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal S&P 500 Index Fund - Direct Plan Growth has NAV history starting from 29 Apr 2020, a track record of about 6 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal S&P 500 Index Fund - Direct Plan Growth is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal S&P 500 Index Fund - Direct Plan Growth has delivered a absolute return of 32.81% — +30.12 pp ahead of the Index Fund category average of 2.69%. The fund ranks #2 of 318 in its category — the top (Q1) quartile.

Over the trailing 3-year window, Motilal Oswal S&P 500 Index Fund - Direct Plan Growth has delivered a CAGR of 24.63% — +13.84 pp ahead of the Index Fund category average of 10.79%. The fund ranks #3 of 172 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Motilal Oswal S&P 500 Index Fund - Direct Plan Growth has delivered a CAGR of 17.67% — +6.28 pp ahead of the Index Fund category average of 11.39%. The fund ranks #1 of 39 in its category — the top (Q1) quartile.

₹1 lakh invested in Motilal Oswal S&P 500 Index Fund - Direct Plan Growth exactly 5 years ago would be worth approximately ₹225,558 today — a multiplier of 2.26×, based on the 5-year CAGR of 17.67%. The category average over the same window would have grown ₹1 lakh to ₹171,488.

A ₹10,000 monthly SIP in Motilal Oswal S&P 500 Index Fund - Direct Plan Growth over the last 5 years — total invested ₹600,000 — would be worth ₹1,066,072 today. That's an XIRR (money-weighted annualised return) of 23.18%.

Motilal Oswal S&P 500 Index Fund - Direct Plan Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹1,066,072 — XIRR 23.18%.

On a 5-year basis, Motilal Oswal S&P 500 Index Fund - Direct Plan Growth ranks #1 out of 39 funds in the Index Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 11.39%; this fund delivered 17.67%.

The worst peak-to-trough decline Motilal Oswal S&P 500 Index Fund - Direct Plan Growth has experienced over the last 5-year window is 19.91% — its NAV fell from a high on 16 Dec 2021 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal S&P 500 Index Fund - Direct Plan Growth averaged 17.78% (best 19.53%, worst 16.49%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.72 — reasonable risk-adjusted performance.

In calendar year 2025, Motilal Oswal S&P 500 Index Fund - Direct Plan Growth returned 22.30% — beating the Index Fund category average of 6.05% by 16.25 pp. It ranked #5 of 260 in its category that year.

Motilal Oswal S&P 500 Index Fund - Direct Plan Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal S&P 500 Index Fund - Direct Plan Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 19.9%. 5-year CAGR: 17.67%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.