Should I invest in Motilal Oswal Nifty 500 Index Fund?

We don't give personal investment advice. Motilal Oswal Nifty 500 Index Fund - Regular Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 10.95%.

Motilal Oswal

Motilal Oswal Nifty 500 Index Fund - Regular Plan

Latest NAV

₹24.9714

As of

3 Jun 2026

1,657 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.37%	+0.09%	+0.27	72 / 246	Q2
1W	-1.64%	-1.14%	-0.50	159 / 246	Q3
2W	+0.03%	+0.01%	+0.02	177 / 246	Q3
1M	-1.31%	-0.58%	-0.73	188 / 246	Q4
3M	-1.44%	+0.04%	-1.48	175 / 241	Q3
6M	-5.60%	-2.34%	-3.26	172 / 235	Q3
YTD	-5.88%	-2.52%	-3.36	177 / 238	Q3
1Y	-1.29%	+0.63%	-1.92	155 / 220	Q3
2Y	+1.66%	+2.75%	-1.09	88 / 149	Q3
3Y	+12.45%	+9.27%	+3.18	29 / 113	Q2
4Y	+12.40%	+10.80%	+1.60	15 / 45	Q2
5Y	+10.95%	+9.70%	+1.25	9 / 20	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.46%	+5.47%	+9.00	31 / 246	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-5.88%	-2.50%	-3.37	176 / 236
2025	+6.40%	+4.47%	+1.93	111 / 185
2024	+14.62%	+12.46%	+2.17	38 / 122
2023	+25.35%	+19.34%	+6.00	30 / 86
2022	+3.11%	+1.97%	+1.14	11 / 25
2021	+29.14%	+29.23%	-0.08	4 / 11
2020	+16.30%	+14.29%	+2.01	4 / 10
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.31%

70 windows

min -3.7% · max 81.3%

84% positive

3-Year rolling

+17.19%

46 windows

min 10.0% · max 28.0%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.78%

22 windows

min 10.9% · max 23.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.73%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

0.69

Downside-only deviation

Max drawdown

-18.86%

Sep 2024 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY500 Multicap 50:25:25 index Fund - Regular Plan	HDFC	₹9.6252	3 Jun 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8060	3 Jun 2026
SBI BSE Sensex Index Fund - Regular Plan - IDCW	SBI	₹12.1274	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - IDCW	Bandhan	₹14.2917	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - IDCW	Mirae Asset	₹9.6210	3 Jun 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹9.8650	3 Jun 2026
Edelweiss Nifty 50 Index Fund Regular Plan IDCW	Edelweiss	₹13.3270	3 Jun 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - IDCW	DSP	₹11.9464	3 Jun 2026
HSBC NIFTY 50 INDEX FUND - Regular IDCW	HSBC	₹27.0728	3 Jun 2026
Baroda BNP Paribas Nifty 50 Index Fund - Regular Plan - IDCW option	Baroda BNP Paribas	₹10.8957	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹24.9714
2 Jun 2026	₹25.0481
1 Jun 2026	₹24.9563
29 May 2026	₹25.2008
27 May 2026	₹25.5439
26 May 2026	₹25.4664
25 May 2026	₹25.5029
22 May 2026	₹25.1899
21 May 2026	₹25.1300
20 May 2026	₹25.1032

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Motilal Oswal Nifty 500 Index Fund - Regular Plan is ₹24.9714. It's a Index Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty 500 Index Fund - Regular Plan has NAV history starting from 11 Sep 2019, a track record of about 6 years 8 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Nifty 500 Index Fund - Regular Plan is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty 500 Index Fund - Regular Plan has delivered a absolute return of -1.29% — -1.92 pp behind the Index Fund category average of 0.63%. The fund ranks #155 of 220 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty 500 Index Fund - Regular Plan has delivered a CAGR of 12.45% — +3.18 pp ahead of the Index Fund category average of 9.27%. The fund ranks #29 of 113 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Nifty 500 Index Fund - Regular Plan has delivered a CAGR of 10.95% — +1.25 pp ahead of the Index Fund category average of 9.70%. The fund ranks #9 of 20 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Nifty 500 Index Fund - Regular Plan exactly 5 years ago would be worth approximately ₹168,097 today — a multiplier of 1.68×, based on the 5-year CAGR of 10.95%. The category average over the same window would have grown ₹1 lakh to ₹158,847.

A ₹10,000 monthly SIP in Motilal Oswal Nifty 500 Index Fund - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹754,319 today. That's an XIRR (money-weighted annualised return) of 9.08%.

Motilal Oswal Nifty 500 Index Fund - Regular Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹754,319 — XIRR 9.08%.

On a 5-year basis, Motilal Oswal Nifty 500 Index Fund - Regular Plan ranks #9 out of 20 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 9.70%; this fund delivered 10.95%.

The worst peak-to-trough decline Motilal Oswal Nifty 500 Index Fund - Regular Plan has experienced over the last 5-year window is 18.86% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Nifty 500 Index Fund - Regular Plan averaged 17.78% (best 23.39%, worst 10.95%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty 500 Index Fund - Regular Plan returned 6.40% — beating the Index Fund category average of 4.47% by 1.93 pp. It ranked #111 of 185 in its category that year.

Motilal Oswal Nifty 500 Index Fund - Regular Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty 500 Index Fund - Regular Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 10.95%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.