Should I invest in Motilal Oswal Nifty 500 Index Fund?

We don't give personal investment advice. Motilal Oswal Nifty 500 Index Fund - Regular Plan is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 11.36%.

Motilal Oswal

Motilal Oswal Nifty 500 Index Fund - Regular Plan

Latest NAV

₹25.9990

As of

17 Jul 2026

1,688 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.47%	-0.01%	+0.48	53 / 246	Q1
1W	-0.03%	-0.36%	+0.33	137 / 246	Q3
2W	+0.18%	-0.04%	+0.22	116 / 246	Q2
1M	+1.13%	+0.57%	+0.56	77 / 246	Q2
3M	+2.24%	+1.95%	+0.29	81 / 246	Q2
6M	-0.54%	+0.95%	-1.49	165 / 239	Q3
YTD	-2.30%	+0.07%	-2.38	176 / 238	Q3
1Y	-0.23%	+1.45%	-1.68	146 / 227	Q3
2Y	+0.40%	+2.12%	-1.72	94 / 157	Q3
3Y	+11.41%	+9.02%	+2.39	30 / 116	Q2
4Y	+13.62%	+11.68%	+1.94	17 / 50	Q2
5Y	+11.36%	+10.01%	+1.35	9 / 20	Q2
7Y	+14.47%	+13.65%	+0.83	3 / 9	Q2
10Y	—	—	—	—	—
Inception	+14.81%	+6.50%	+8.31	26 / 246	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-2.30%	+0.11%	-2.42	175 / 236
2025	+6.40%	+4.47%	+1.93	111 / 185
2024	+14.62%	+12.46%	+2.17	38 / 122
2023	+25.35%	+19.34%	+6.00	30 / 86
2022	+3.11%	+1.97%	+1.14	11 / 25
2021	+29.14%	+29.23%	-0.08	4 / 11
2020	+16.30%	+14.29%	+2.01	4 / 10
2019	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+19.28%

72 windows

min -5.1% · max 64.6%

90% positive

3-Year rolling

+17.52%

48 windows

min 11.4% · max 29.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+17.61%

23 windows

min 11.4% · max 25.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

13.04%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.66

Downside-only deviation

Max drawdown

-18.86%

Sep 2024 → Feb 2025

% positive months

61.1%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY500 Multicap 50:25:25 index Fund - Regular Plan	HDFC	₹10.0500	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8037	17 Jul 2026
SBI BSE Sensex Index Fund - Regular Plan - IDCW	SBI	₹12.7899	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - IDCW	Bandhan	₹14.8694	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - IDCW	Mirae Asset	₹10.0306	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹10.4040	17 Jul 2026
Edelweiss Nifty 50 Index Fund Regular Plan IDCW	Edelweiss	₹13.9067	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - IDCW	DSP	₹11.9488	17 Jul 2026
HSBC NIFTY 50 INDEX FUND - Regular IDCW	HSBC	₹28.2499	17 Jul 2026
Baroda BNP Paribas Nifty 50 Index Fund - Regular Plan - IDCW option	Baroda BNP Paribas	₹11.3677	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹25.9990
16 Jul 2026	₹25.8768
15 Jul 2026	₹25.9121
14 Jul 2026	₹25.8393
13 Jul 2026	₹26.0035
10 Jul 2026	₹26.0060
9 Jul 2026	₹25.7060
8 Jul 2026	₹25.5135
7 Jul 2026	₹26.0257
6 Jul 2026	₹26.0971

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Nifty 500 Index Fund - Regular Plan is ₹25.9990. It's a Index Fund from Motilal Oswal, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Nifty 500 Index Fund - Regular Plan has NAV history starting from 11 Sep 2019, a track record of about 6 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Nifty 500 Index Fund - Regular Plan is managed by Motilal Oswal. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Nifty 500 Index Fund - Regular Plan has delivered a absolute return of -0.23% — -1.68 pp behind the Index Fund category average of 1.45%. The fund ranks #146 of 227 in its category — the third (Q3) quartile.

Over the trailing 3-year window, Motilal Oswal Nifty 500 Index Fund - Regular Plan has delivered a CAGR of 11.41% — +2.39 pp ahead of the Index Fund category average of 9.02%. The fund ranks #30 of 116 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Nifty 500 Index Fund - Regular Plan has delivered a CAGR of 11.36% — +1.35 pp ahead of the Index Fund category average of 10.01%. The fund ranks #9 of 20 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Nifty 500 Index Fund - Regular Plan exactly 5 years ago would be worth approximately ₹171,241 today — a multiplier of 1.71×, based on the 5-year CAGR of 11.36%. The category average over the same window would have grown ₹1 lakh to ₹161,116.

A ₹10,000 monthly SIP in Motilal Oswal Nifty 500 Index Fund - Regular Plan over the last 5 years — total invested ₹600,000 — would be worth ₹771,055 today. That's an XIRR (money-weighted annualised return) of 9.97%.

Motilal Oswal Nifty 500 Index Fund - Regular Plan doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹771,055 — XIRR 9.97%.

On a 5-year basis, Motilal Oswal Nifty 500 Index Fund - Regular Plan ranks #9 out of 20 funds in the Index Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 10.01%; this fund delivered 11.36%.

The worst peak-to-trough decline Motilal Oswal Nifty 500 Index Fund - Regular Plan has experienced over the last 5-year window is 18.86% — its NAV fell from a high on 26 Sep 2024 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Nifty 500 Index Fund - Regular Plan averaged 17.61% (best 25.79%, worst 11.36%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.36 — weak risk-adjusted performance.

In calendar year 2025, Motilal Oswal Nifty 500 Index Fund - Regular Plan returned 6.40% — beating the Index Fund category average of 4.47% by 1.93 pp. It ranked #111 of 185 in its category that year.

Motilal Oswal Nifty 500 Index Fund - Regular Plan doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Nifty 500 Index Fund - Regular Plan is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 18.9%. 5-year CAGR: 11.36%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.