Should I invest in SBI BSE Sensex Index Fund?

We don't give personal investment advice. SBI BSE Sensex Index Fund - Regular Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

SBI

SBI BSE Sensex Index Fund - Regular Plan - IDCW

Latest NAV

₹12.7899

As of

17 Jul 2026

779 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

Add another fund to compare

No matches.

Compares up to 8 funds. Click any line in the legend above to hide/show it.

Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+1.26%	-0.01%	+1.27	20 / 246	Q1
1W	+0.77%	-0.36%	+1.13	18 / 246	Q1
2W	+0.53%	-0.04%	+0.56	29 / 246	Q1
1M	+1.60%	+0.57%	+1.03	46 / 246	Q1
3M	+0.04%	+1.95%	-1.91	211 / 246	Q4
6M	-6.11%	+0.95%	-7.06	223 / 239	Q4
YTD	-7.89%	+0.07%	-7.96	222 / 238	Q4
1Y	-4.49%	+1.45%	-5.94	203 / 227	Q4
2Y	-1.01%	+2.12%	-3.13	115 / 157	Q3
3Y	+6.07%	+9.02%	-2.95	101 / 116	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+8.08%	+6.50%	+1.58	78 / 246	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-7.89%	+0.11%	-8.00	221 / 236
2025	+9.22%	+4.47%	+4.75	31 / 185
2024	+8.84%	+12.46%	-3.62	64 / 122
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+9.58%

27 windows

min -7.7% · max 30.1%

81% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.80%

2 windows

min 6.1% · max 7.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.51%

3-year · annualised

Sharpe ratio

0.02

vs risk-free 6.5%

Sortino ratio

0.02

Downside-only deviation

Max drawdown

-16.14%

Nov 2025 → Mar 2026

% positive months

55.6%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY500 Multicap 50:25:25 index Fund - Regular Plan	HDFC	₹10.0500	17 Jul 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8037	17 Jul 2026
SBI Nifty 500 Index Fund- Regular Plan- Income Distribution Cum Capital Withdrawal (IDCW)	SBI	₹9.6403	17 Jul 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - IDCW	Bandhan	₹14.8694	17 Jul 2026
Motilal Oswal Nifty 500 Index Fund - Regular Plan	Motilal Oswal	₹25.9990	17 Jul 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - IDCW	Mirae Asset	₹10.0306	17 Jul 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹10.4040	17 Jul 2026
Edelweiss Nifty 50 Index Fund Regular Plan IDCW	Edelweiss	₹13.9067	17 Jul 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - IDCW	DSP	₹11.9488	17 Jul 2026
HSBC NIFTY 50 INDEX FUND - Regular IDCW	HSBC	₹28.2499	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹12.7899
16 Jul 2026	₹12.6305
15 Jul 2026	₹12.6304
14 Jul 2026	₹12.6076
13 Jul 2026	₹12.6994
10 Jul 2026	₹12.6921
9 Jul 2026	₹12.5570
8 Jul 2026	₹12.5175
7 Jul 2026	₹12.7911
6 Jul 2026	₹12.8076

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of SBI BSE Sensex Index Fund - Regular Plan - IDCW is ₹12.7899. It's a Index Fund from SBI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI BSE Sensex Index Fund - Regular Plan - IDCW has NAV history starting from 31 May 2023, a track record of about 3 years 1 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

SBI BSE Sensex Index Fund - Regular Plan - IDCW is managed by SBI. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI BSE Sensex Index Fund - Regular Plan - IDCW has delivered a absolute return of -4.49% — -5.94 pp behind the Index Fund category average of 1.45%. The fund ranks #203 of 227 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI BSE Sensex Index Fund - Regular Plan - IDCW has delivered a CAGR of 6.07% — -2.95 pp behind the Index Fund category average of 9.02%. The fund ranks #101 of 116 in its category — the bottom (Q4) quartile.

SBI BSE Sensex Index Fund - Regular Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in SBI BSE Sensex Index Fund - Regular Plan - IDCW exactly 3 years ago would be worth approximately ₹119,351 today — a multiplier of 1.19×, based on the 3-year CAGR of 6.07%. The category average over the same window would have grown ₹1 lakh to ₹129,583.

A ₹10,000 monthly SIP in SBI BSE Sensex Index Fund - Regular Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹371,706 today. That's an XIRR (money-weighted annualised return) of 2.09%.

SBI BSE Sensex Index Fund - Regular Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹371,706 — XIRR 2.09%.

On a 3-year basis, SBI BSE Sensex Index Fund - Regular Plan - IDCW ranks #101 out of 116 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.02%; this fund delivered 6.07%.

The worst peak-to-trough decline SBI BSE Sensex Index Fund - Regular Plan - IDCW has experienced over the last 3-year window is 16.14% — its NAV fell from a high on 27 Nov 2025 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, SBI BSE Sensex Index Fund - Regular Plan - IDCW averaged 6.80% (best 7.52%, worst 6.07%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2025, SBI BSE Sensex Index Fund - Regular Plan - IDCW returned 9.22% — beating the Index Fund category average of 4.47% by 4.75 pp. It ranked #31 of 185 in its category that year.

SBI BSE Sensex Index Fund - Regular Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI BSE Sensex Index Fund - Regular Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.