Should I invest in SBI BSE Sensex Index Fund?

We don't give personal investment advice. SBI BSE Sensex Index Fund - Regular Plan - IDCW is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding.

SBI

SBI BSE Sensex Index Fund - Regular Plan - IDCW

Latest NAV

₹12.1274

As of

3 Jun 2026

748 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.51%	+0.09%	+0.42	46 / 246	Q1
1W	-1.79%	-1.14%	-0.65	175 / 246	Q3
2W	-0.66%	+0.01%	-0.67	214 / 246	Q4
1M	-3.26%	-0.58%	-2.68	231 / 246	Q4
3M	-6.88%	+0.04%	-6.92	227 / 241	Q4
6M	-12.30%	-2.34%	-9.96	214 / 235	Q4
YTD	-12.30%	-2.52%	-9.78	216 / 238	Q4
1Y	-7.78%	+0.63%	-8.41	197 / 220	Q4
2Y	-0.68%	+2.75%	-3.43	119 / 149	Q4
3Y	+6.70%	+9.27%	-2.57	87 / 113	Q4
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+6.67%	+5.47%	+1.20	123 / 246	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-12.30%	-2.50%	-9.80	215 / 236
2025	+9.22%	+4.47%	+4.75	31 / 185
2024	+8.84%	+12.46%	-3.62	64 / 122
2023	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.99%

25 windows

min -7.8% · max 23.8%

80% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+6.70%

1 window

min 6.7% · max 6.7%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

11.79%

3-year · annualised

Sharpe ratio

0.06

vs risk-free 6.5%

Sortino ratio

0.09

Downside-only deviation

Max drawdown

-16.14%

Nov 2025 → Mar 2026

% positive months

66.7%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Index Fund

Scheme	Fund house	NAV	As of
HDFC NIFTY500 Multicap 50:25:25 index Fund - Regular Plan	HDFC	₹9.6252	3 Jun 2026
Nippon India BSE Sensex Next 30 Index Fund -Regular Plan- IDCW Payout	Nippon India	₹10.8060	3 Jun 2026
SBI Nifty 500 Index Fund- Regular Plan- Income Distribution Cum Capital Withdrawal (IDCW)	SBI	₹9.2582	3 Jun 2026
BANDHAN NIFTY 100 INDEX FUND - REGULAR PLAN - IDCW	Bandhan	₹14.2917	3 Jun 2026
Motilal Oswal Nifty 500 Index Fund - Regular Plan	Motilal Oswal	₹24.9714	3 Jun 2026
Mirae Asset Nifty 50 Index Fund - Regular Plan - IDCW	Mirae Asset	₹9.6210	3 Jun 2026
Kotak BSE Sensex Index Fund - Regular - IDCW	Kotak	₹9.8650	3 Jun 2026
Edelweiss Nifty 50 Index Fund Regular Plan IDCW	Edelweiss	₹13.3270	3 Jun 2026
DSP BSE SENSEX Next 30 Index Fund - Regular - IDCW	DSP	₹11.9464	3 Jun 2026
HSBC NIFTY 50 INDEX FUND - Regular IDCW	HSBC	₹27.0728	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.1274
2 Jun 2026	₹12.1769
1 Jun 2026	₹12.1147
31 May 2026	₹12.1976
29 May 2026	₹12.1979
27 May 2026	₹12.3759
26 May 2026	₹12.3991
25 May 2026	₹12.4773
22 May 2026	₹12.2985
21 May 2026	₹12.2547

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of SBI BSE Sensex Index Fund - Regular Plan - IDCW is ₹12.1274. It's a Index Fund from SBI, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

SBI BSE Sensex Index Fund - Regular Plan - IDCW has NAV history starting from 31 May 2023, a track record of about 3 years. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

SBI BSE Sensex Index Fund - Regular Plan - IDCW is managed by SBI. It's classified by AMFI under the 'Index Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, SBI BSE Sensex Index Fund - Regular Plan - IDCW has delivered a absolute return of -7.78% — -8.41 pp behind the Index Fund category average of 0.63%. The fund ranks #197 of 220 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, SBI BSE Sensex Index Fund - Regular Plan - IDCW has delivered a CAGR of 6.70% — -2.57 pp behind the Index Fund category average of 9.27%. The fund ranks #87 of 113 in its category — the bottom (Q4) quartile.

SBI BSE Sensex Index Fund - Regular Plan - IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in SBI BSE Sensex Index Fund - Regular Plan - IDCW exactly 3 years ago would be worth approximately ₹121,479 today — a multiplier of 1.21×, based on the 3-year CAGR of 6.70%. The category average over the same window would have grown ₹1 lakh to ₹130,469.

A ₹10,000 monthly SIP in SBI BSE Sensex Index Fund - Regular Plan - IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹357,934 today. That's an XIRR (money-weighted annualised return) of -0.37%.

SBI BSE Sensex Index Fund - Regular Plan - IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹357,934 — XIRR -0.37%.

On a 3-year basis, SBI BSE Sensex Index Fund - Regular Plan - IDCW ranks #87 out of 113 funds in the Index Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.27%; this fund delivered 6.70%.

The worst peak-to-trough decline SBI BSE Sensex Index Fund - Regular Plan - IDCW has experienced over the last 3-year window is 16.14% — its NAV fell from a high on 27 Nov 2025 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, SBI BSE Sensex Index Fund - Regular Plan - IDCW averaged 6.70% (best 6.70%, worst 6.70%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.06 — weak risk-adjusted performance.

In calendar year 2025, SBI BSE Sensex Index Fund - Regular Plan - IDCW returned 9.22% — beating the Index Fund category average of 4.47% by 4.75 pp. It ranked #31 of 185 in its category that year.

SBI BSE Sensex Index Fund - Regular Plan - IDCW doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. SBI BSE Sensex Index Fund - Regular Plan - IDCW is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.