Should I invest in Motilal Oswal Asset Allocation FOF- A- Direct Growth?

We don't give personal investment advice. Motilal Oswal Asset Allocation FOF- A- Direct Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 12.86%.

Motilal Oswal

Motilal Oswal Asset Allocation FOF- A- Direct Growth

Latest NAV

₹19.7596

As of

17 Jul 2026

1,311 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.19%	-0.19%	+0.00	85 / 141	Q3
1W	-0.74%	-4.11%	+3.37	84 / 146	Q3
2W	-0.92%	-4.91%	+3.98	88 / 146	Q3
1M	-0.99%	-5.57%	+4.58	88 / 146	Q3
3M	+0.09%	-4.67%	+4.75	90 / 146	Q3
6M	+0.46%	-5.06%	+5.53	68 / 135	Q3
YTD	+0.56%	-1.86%	+2.42	84 / 130	Q3
1Y	+8.88%	+16.71%	-7.83	48 / 117	Q2
2Y	+8.88%	+9.84%	-0.96	34 / 86	Q2
3Y	+15.03%	+11.21%	+3.82	34 / 78	Q2
4Y	+15.86%	+9.00%	+6.86	27 / 69	Q2
5Y	+12.86%	+3.02%	+9.84	22 / 53	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+13.92%	+10.47%	+3.45	44 / 146	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.56%	+2.06%	-1.50	83 / 124
2025	+16.74%	+36.63%	-19.89	33 / 86
2024	+16.67%	+17.92%	-1.25	32 / 74
2023	+21.76%	+19.60%	+2.17	27 / 70
2022	+1.67%	-5.29%	+6.96	41 / 60
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.31%

53 windows

min -0.5% · max 32.3%

98% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+16.04%

29 windows

min 12.6% · max 19.3%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.67%

5 windows

min 12.9% · max 14.4%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

7.71%

3-year · annualised

Sharpe ratio

1.03

vs risk-free 6.5%

Sortino ratio

2.26

Downside-only deviation

Max drawdown

-9.10%

Jan 2026 → Mar 2026

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Active FOF - Growth Option -Direct Plan	HDFC	₹20.6490	17 Jul 2026
Nippon India Multi - Asset Omni FoF - Direct Plan - Growth Option	Nippon India	₹24.7614	17 Jul 2026
ICICI Prudential Passive Multi-Asset Fund of Funds - Direct Plan - Growth	ICICI Prudential	₹17.0028	17 Jul 2026
Bandhan Multi-Asset Passive FOF - Direct Plan - Growth	Bandhan	₹44.4032	17 Jul 2026
Quantum Multi Asset Active FOF - Direct Plan Growth Option	Quantum	₹37.1729	17 Jul 2026
Aditya Birla Sun Life Multi Asset Omni FoF- Direct Plan - Growth Option	Aditya Birla Sun Life	₹40.1354	17 Jul 2026
Kotak Multi Asset Omni FOF - Direct Growth - Direct	Kotak	₹274.9980	17 Jul 2026
Edelweiss Multi Asset Omni Fund of Fund- Direct Plan - Growth	Edelweiss	₹11.4304	17 Jul 2026
DSP Multi Asset Omni Fund of Funds - Direct - Growth	DSP	₹10.0504	17 Jul 2026
HSBC Multi Asset Active FOF - Growth Direct	HSBC	₹43.7420	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹19.7596
16 Jul 2026	₹19.7966
15 Jul 2026	₹19.8424
14 Jul 2026	₹19.7839
13 Jul 2026	₹19.8543
10 Jul 2026	₹19.9068
9 Jul 2026	₹19.8129
8 Jul 2026	₹19.6054
7 Jul 2026	₹19.9017
6 Jul 2026	₹20.0163

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Motilal Oswal Asset Allocation FOF- A- Direct Growth is ₹19.7596. It's a Fund of Funds - Domestic from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Asset Allocation FOF- A- Direct Growth has NAV history starting from 18 Mar 2021, a track record of about 5 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Asset Allocation FOF- A- Direct Growth is managed by Motilal Oswal. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Asset Allocation FOF- A- Direct Growth has delivered a absolute return of 8.88% — -7.83 pp behind the Fund of Funds - Domestic category average of 16.71%. The fund ranks #48 of 117 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Motilal Oswal Asset Allocation FOF- A- Direct Growth has delivered a CAGR of 15.03% — +3.82 pp ahead of the Fund of Funds - Domestic category average of 11.21%. The fund ranks #34 of 78 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Asset Allocation FOF- A- Direct Growth has delivered a CAGR of 12.86% — +9.84 pp ahead of the Fund of Funds - Domestic category average of 3.02%. The fund ranks #22 of 53 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Asset Allocation FOF- A- Direct Growth exactly 5 years ago would be worth approximately ₹183,129 today — a multiplier of 1.83×, based on the 5-year CAGR of 12.86%. The category average over the same window would have grown ₹1 lakh to ₹116,065.

A ₹10,000 monthly SIP in Motilal Oswal Asset Allocation FOF- A- Direct Growth over the last 5 years — total invested ₹600,000 — would be worth ₹843,229 today. That's an XIRR (money-weighted annualised return) of 13.57%.

Motilal Oswal Asset Allocation FOF- A- Direct Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹843,229 — XIRR 13.57%.

On a 5-year basis, Motilal Oswal Asset Allocation FOF- A- Direct Growth ranks #22 out of 53 funds in the Fund of Funds - Domestic category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.02%; this fund delivered 12.86%.

The worst peak-to-trough decline Motilal Oswal Asset Allocation FOF- A- Direct Growth has experienced over the last 5-year window is 12.39% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Asset Allocation FOF- A- Direct Growth averaged 13.67% (best 14.38%, worst 12.86%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.63 — reasonable risk-adjusted performance.

In calendar year 2025, Motilal Oswal Asset Allocation FOF- A- Direct Growth returned 16.74% — lagging the Fund of Funds - Domestic category average of 36.63% by 19.89 pp. It ranked #33 of 86 in its category that year.

Motilal Oswal Asset Allocation FOF- A- Direct Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Asset Allocation FOF- A- Direct Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 12.86%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.