Should I invest in Motilal Oswal Asset Allocation FOF- A- Direct Growth?

We don't give personal investment advice. Motilal Oswal Asset Allocation FOF- A- Direct Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 13.39%.

Motilal Oswal

Motilal Oswal Asset Allocation FOF- A- Direct Growth

Latest NAV

₹19.8570

As of

2 Jun 2026

1,279 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.36%	+0.29%	+0.07	64 / 141	Q2
1W	-0.84%	-4.10%	+3.27	84 / 146	Q3
2W	+0.07%	-3.71%	+3.78	63 / 146	Q2
1M	+0.68%	-1.37%	+2.05	60 / 146	Q2
3M	+0.22%	-4.09%	+4.31	53 / 142	Q2
6M	+1.82%	+5.38%	-3.56	72 / 128	Q3
YTD	+1.06%	+0.92%	+0.13	79 / 130	Q3
1Y	+12.54%	+26.48%	-13.94	36 / 111	Q2
2Y	+12.06%	+14.22%	-2.17	30 / 85	Q2
3Y	+17.12%	+13.46%	+3.66	32 / 78	Q2
4Y	+15.66%	+8.74%	+6.92	26 / 67	Q2
5Y	+13.39%	+3.43%	+9.96	20 / 53	Q2
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+14.38%	+13.78%	+0.60	42 / 146	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.06%	+4.98%	-3.93	78 / 124
2025	+16.74%	+36.63%	-19.89	33 / 86
2024	+16.67%	+17.92%	-1.25	32 / 74
2023	+21.76%	+19.60%	+2.17	27 / 70
2022	+1.67%	-5.29%	+6.96	41 / 60
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+14.22%

52 windows

min -2.2% · max 29.9%

96% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+15.67%

28 windows

min 10.7% · max 18.9%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

+13.62%

3 windows

min 13.2% · max 14.2%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.34%

3-year · annualised

Sharpe ratio

1.17

vs risk-free 6.5%

Sortino ratio

2.10

Downside-only deviation

Max drawdown

-9.10%

Jan 2026 → Mar 2026

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Diversified Equity All Cap Active FOF - Direct Plan - Growth Plan	HDFC	₹9.6507	3 Jun 2026
Nippon India Diversified Equity Flexicap Passive FoF - Direct Plan - Growth Option	Nippon India	₹20.6106	3 Jun 2026
SBI GOLD FUND- DIRECT PLAN - GROWTH	SBI	₹47.1772	3 Jun 2026
ICICI Prudential BHARAT 22 FOF - Direct Plan Cumulative Option	ICICI Prudential	₹34.5923	3 Jun 2026
Invesco India Gold ETF Fund of Fund - Direct Plan - Growth	Invesco	₹44.7329	3 Jun 2026
Bandhan Aggressive Hybrid Passive FOF - Direct Plan - Growth	Bandhan	₹52.4580	3 Jun 2026
Quantum Gold Savings Fund - Direct Plan Growth Option	Quantum	₹59.1417	3 Jun 2026
Aditya Birla Sun Life Gold Fund - Growth - Direct Plan	Aditya Birla Sun Life	₹46.6066	3 Jun 2026
Motilal Oswal 5 Year G-Sec Fund Of Fund Direct -Growth	Motilal Oswal	₹12.9175	3 Jun 2026
Franklin India Dynamic Asset Allocation Active Fund Of Funds - Direct - Growth	Franklin India	₹184.5698	2 Jun 2026

Recent NAVs

Date	NAV
2 Jun 2026	₹19.8570
1 Jun 2026	₹19.7859
29 May 2026	₹19.9105
27 May 2026	₹20.0645
26 May 2026	₹20.0246
25 May 2026	₹20.0403
22 May 2026	₹19.9005
21 May 2026	₹19.8996
20 May 2026	₹19.8801
19 May 2026	₹19.8435

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 02 Jun 2026, the NAV of Motilal Oswal Asset Allocation FOF- A- Direct Growth is ₹19.8570. It's a Fund of Funds - Domestic from Motilal Oswal, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Motilal Oswal Asset Allocation FOF- A- Direct Growth has NAV history starting from 18 Mar 2021, a track record of about 5 years 2 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Motilal Oswal Asset Allocation FOF- A- Direct Growth is managed by Motilal Oswal. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Motilal Oswal Asset Allocation FOF- A- Direct Growth has delivered a absolute return of 12.54% — -13.94 pp behind the Fund of Funds - Domestic category average of 26.48%. The fund ranks #36 of 111 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Motilal Oswal Asset Allocation FOF- A- Direct Growth has delivered a CAGR of 17.12% — +3.66 pp ahead of the Fund of Funds - Domestic category average of 13.46%. The fund ranks #32 of 78 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Motilal Oswal Asset Allocation FOF- A- Direct Growth has delivered a CAGR of 13.39% — +9.96 pp ahead of the Fund of Funds - Domestic category average of 3.43%. The fund ranks #20 of 53 in its category — the second (Q2) quartile.

₹1 lakh invested in Motilal Oswal Asset Allocation FOF- A- Direct Growth exactly 5 years ago would be worth approximately ₹187,456 today — a multiplier of 1.87×, based on the 5-year CAGR of 13.39%. The category average over the same window would have grown ₹1 lakh to ₹118,363.

A ₹10,000 monthly SIP in Motilal Oswal Asset Allocation FOF- A- Direct Growth over the last 5 years — total invested ₹600,000 — would be worth ₹861,522 today. That's an XIRR (money-weighted annualised return) of 14.44%.

Motilal Oswal Asset Allocation FOF- A- Direct Growth doesn't yet have 10 years of NAVs. Over the longest available window (5-year SIP), ₹10,000/month would have grown to ₹861,522 — XIRR 14.44%.

On a 5-year basis, Motilal Oswal Asset Allocation FOF- A- Direct Growth ranks #20 out of 53 funds in the Fund of Funds - Domestic category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.43%; this fund delivered 13.39%.

The worst peak-to-trough decline Motilal Oswal Asset Allocation FOF- A- Direct Growth has experienced over the last 5-year window is 12.39% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Motilal Oswal Asset Allocation FOF- A- Direct Growth averaged 13.62% (best 14.23%, worst 13.23%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.71 — reasonable risk-adjusted performance.

In calendar year 2025, Motilal Oswal Asset Allocation FOF- A- Direct Growth returned 16.74% — lagging the Fund of Funds - Domestic category average of 36.63% by 19.89 pp. It ranked #33 of 86 in its category that year.

Motilal Oswal Asset Allocation FOF- A- Direct Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Motilal Oswal Asset Allocation FOF- A- Direct Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 12.4%. 5-year CAGR: 13.39%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.