Should I invest in Bandhan Multi-Asset Passive FOF?

We don't give personal investment advice. Bandhan Multi-Asset Passive FOF - Direct Plan - Growth is suitable for an investor whose:understands what asset class this scheme actually invests in (check the factsheet)matches that asset class's volatility profile to their goal horizonCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.1%. 5-year CAGR: 8.83%.

Bandhan

Bandhan Multi-Asset Passive FOF - Direct Plan - Growth

Latest NAV

₹44.4032

As of

17 Jul 2026

3,236 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.28%	-0.19%	-0.09	91 / 141	Q3
1W	-0.78%	-4.11%	+3.34	86 / 146	Q3
2W	-1.08%	-4.91%	+3.82	92 / 146	Q3
1M	-0.89%	-5.57%	+4.68	86 / 146	Q3
3M	-1.13%	-4.67%	+3.53	95 / 146	Q3
6M	-1.35%	-5.06%	+3.71	84 / 135	Q3
YTD	-0.66%	-1.86%	+1.20	94 / 130	Q3
1Y	+2.13%	+16.71%	-14.57	93 / 117	Q4
2Y	+4.34%	+9.84%	-5.50	63 / 86	Q3
3Y	+9.50%	+11.21%	-1.71	58 / 78	Q3
4Y	+10.61%	+9.00%	+1.61	50 / 69	Q3
5Y	+8.83%	+3.02%	+5.80	39 / 53	Q3
7Y	+9.82%	-0.04%	+9.86	27 / 39	Q3
10Y	+8.98%	-3.78%	+12.76	24 / 36	Q3
Inception	+9.61%	+10.47%	-0.86	80 / 146	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-0.66%	+2.06%	-2.72	93 / 124
2025	+6.71%	+36.63%	-29.92	71 / 86
2024	+14.31%	+17.92%	-3.61	48 / 74
2023	+17.64%	+19.60%	-1.96	34 / 70
2022	+0.31%	-5.29%	+5.60	45 / 60
2021	+15.75%	+15.46%	+0.29	25 / 48
2020	+9.91%	+14.30%	-4.39	29 / 41
2019	+7.40%	+11.39%	-4.00	24 / 38
2018	+1.52%	+3.51%	-1.99	25 / 36
2017	+15.16%	+12.36%	+2.80	14 / 36
2016	+8.15%	+9.81%	-1.67	29 / 36

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+10.61%

151 windows

min -6.8% · max 26.2%

93% positive

3-Year rolling

+9.95%

127 windows

min 1.5% · max 14.4%

100% positive

5-Year rolling

+9.47%

103 windows

min 4.4% · max 15.0%

100% positive

7-Year rolling

+9.22%

78 windows

min 7.2% · max 10.9%

100% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

6.17%

3-year · annualised

Sharpe ratio

0.45

vs risk-free 6.5%

Sortino ratio

0.94

Downside-only deviation

Max drawdown

-8.89%

Jan 2026 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Fund of Funds - Domestic

Scheme	Fund house	NAV	As of
HDFC Multi-Asset Active FOF - Growth Option -Direct Plan	HDFC	₹20.6490	17 Jul 2026
Nippon India Multi - Asset Omni FoF - Direct Plan - Growth Option	Nippon India	₹24.7614	17 Jul 2026
ICICI Prudential Passive Multi-Asset Fund of Funds - Direct Plan - Growth	ICICI Prudential	₹17.0028	17 Jul 2026
Quantum Multi Asset Active FOF - Direct Plan Growth Option	Quantum	₹37.1729	17 Jul 2026
Aditya Birla Sun Life Multi Asset Omni FoF- Direct Plan - Growth Option	Aditya Birla Sun Life	₹40.1354	17 Jul 2026
Motilal Oswal Asset Allocation FOF- A- Direct Growth	Motilal Oswal	₹19.7596	17 Jul 2026
Kotak Multi Asset Omni FOF - Direct Growth - Direct	Kotak	₹274.9980	17 Jul 2026
Edelweiss Multi Asset Omni Fund of Fund- Direct Plan - Growth	Edelweiss	₹11.4304	17 Jul 2026
DSP Multi Asset Omni Fund of Funds - Direct - Growth	DSP	₹10.0504	17 Jul 2026
HSBC Multi Asset Active FOF - Growth Direct	HSBC	₹43.7420	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹44.4032
16 Jul 2026	₹44.5286
15 Jul 2026	₹44.5855
14 Jul 2026	₹44.4464
13 Jul 2026	₹44.6481
10 Jul 2026	₹44.7501
9 Jul 2026	₹44.5946
8 Jul 2026	₹44.2908
7 Jul 2026	₹44.7077
6 Jul 2026	₹44.9031

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Bandhan Multi-Asset Passive FOF - Direct Plan - Growth is ₹44.4032. It's a Fund of Funds - Domestic from Bandhan, run as a Direct plan Growth option. NAVs update once per business day from the AMFI feed.

Bandhan Multi-Asset Passive FOF - Direct Plan - Growth has NAV history starting from 26 Feb 2013, a track record of about 13 years 4 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Bandhan Multi-Asset Passive FOF - Direct Plan - Growth is managed by Bandhan. It's classified by AMFI under the 'Fund of Funds - Domestic' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Bandhan Multi-Asset Passive FOF - Direct Plan - Growth has delivered a absolute return of 2.13% — -14.57 pp behind the Fund of Funds - Domestic category average of 16.71%. The fund ranks #93 of 117 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Bandhan Multi-Asset Passive FOF - Direct Plan - Growth has delivered a CAGR of 9.50% — -1.71 pp behind the Fund of Funds - Domestic category average of 11.21%. The fund ranks #58 of 78 in its category — the third (Q3) quartile.

Over the trailing 5-year window, Bandhan Multi-Asset Passive FOF - Direct Plan - Growth has delivered a CAGR of 8.83% — +5.8 pp ahead of the Fund of Funds - Domestic category average of 3.02%. The fund ranks #39 of 53 in its category — the third (Q3) quartile.

₹1 lakh invested in Bandhan Multi-Asset Passive FOF - Direct Plan - Growth exactly 10 years ago would be worth approximately ₹236,318 today — a multiplier of 2.36×, based on the 10-year CAGR of 8.98%. The category average over the same window would have grown ₹1 lakh to ₹68,052.

A ₹10,000 monthly SIP in Bandhan Multi-Asset Passive FOF - Direct Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹744,057 today. That's an XIRR (money-weighted annualised return) of 8.54%.

A ₹10,000 monthly SIP for 10 years in Bandhan Multi-Asset Passive FOF - Direct Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,925,869 (multiplier 1.60×). XIRR: 9.15%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Bandhan Multi-Asset Passive FOF - Direct Plan - Growth ranks #39 out of 53 funds in the Fund of Funds - Domestic category — that places it in the third quartile (Q3) — below the median. The category average return over the same window is 3.02%; this fund delivered 8.83%.

The worst peak-to-trough decline Bandhan Multi-Asset Passive FOF - Direct Plan - Growth has experienced over the last 5-year window is 10.06% — its NAV fell from a high on 17 Jan 2022 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Bandhan Multi-Asset Passive FOF - Direct Plan - Growth averaged 9.47% (best 14.96%, worst 4.42%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.31 — weak risk-adjusted performance.

In calendar year 2025, Bandhan Multi-Asset Passive FOF - Direct Plan - Growth returned 6.71% — lagging the Fund of Funds - Domestic category average of 36.63% by 29.92 pp. It ranked #71 of 86 in its category that year.

Bandhan Multi-Asset Passive FOF - Direct Plan - Growth doesn't fit cleanly into the standard Equity/Debt buckets in our taxonomy. Tax treatment depends on actual asset allocation as disclosed by the AMC — check the factsheet or AMFI's classification table.

We don't give personal investment advice. Bandhan Multi-Asset Passive FOF - Direct Plan - Growth is suitable for an investor whose:

understands what asset class this scheme actually invests in (check the factsheet)
matches that asset class's volatility profile to their goal horizon

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.1%. 5-year CAGR: 8.83%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Bandhan Multi-Asset Passive FOF - Direct Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Fund of Funds - Domestic

Recent NAVs

Frequently asked questions

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