Should I invest in Mahindra Manulife Flexi Cap Fund?

We don't give personal investment advice. Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

Mahindra Manulife

Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW

Latest NAV

₹12.0953

As of

3 Jun 2026

1,174 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.18%	+0.25%	-0.43	35 / 37	Q4
1W	-1.87%	-1.28%	-0.59	30 / 37	Q4
2W	-0.64%	+0.28%	-0.92	30 / 37	Q4
1M	-2.26%	-0.31%	-1.95	34 / 37	Q4
3M	-9.39%	-0.58%	-8.81	32 / 37	Q4
6M	-15.12%	-2.98%	-12.14	32 / 36	Q4
YTD	-15.30%	-4.71%	-10.59	32 / 36	Q4
1Y	-10.80%	+2.50%	-13.30	29 / 33	Q4
2Y	-6.98%	+2.46%	-9.44	30 / 33	Q4
3Y	+2.84%	+9.45%	-6.61	26 / 29	Q4
4Y	+5.98%	+10.44%	-4.45	15 / 17	Q4
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+4.04%	+8.61%	-4.57	30 / 37	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	-15.30%	-6.23%	-9.07	27 / 30
2025	-1.90%	+0.95%	-2.85	20 / 27
2024	+6.19%	+18.04%	-11.85	25 / 26
2023	+30.51%	+25.45%	+5.06	5 / 20
2022	+1.39%	-2.75%	+4.14	2 / 15
2021	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.98%

47 windows

min -10.8% · max 35.8%

64% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+10.38%

22 windows

min 2.8% · max 15.1%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

15.36%

3-year · annualised

Sharpe ratio

-0.15

vs risk-free 6.5%

Sortino ratio

-0.20

Downside-only deviation

Max drawdown

-28.20%

Sep 2024 → Mar 2026

% positive months

63.9%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Flexi Cap Fund

Scheme	Fund house	NAV	As of
Nippon India Flexi Cap Fund - Regular Plan - IDCW Option	Nippon India	₹15.9186	3 Jun 2026
Invesco India Flexi Cap Fund - Regular Plan - IDCW	Invesco	₹15.8400	3 Jun 2026
Motilal Oswal Flexi cap Fund Regular - IDCW Payout/Reinvestment	Motilal Oswal	₹29.7444	3 Jun 2026
Mirae Asset Flexi Cap Fund - Regular Plan - IDCW	Mirae Asset	₹15.4630	3 Jun 2026
Parag Parikh Flexi Cap Fund - Regular Plan - IDCW	Parag Parikh	₹81.9363	2 Jun 2026
Edelweiss Flexi Cap Fund - Regular - IDCW Option	Edelweiss	₹30.6060	2 Jun 2026
Baroda BNP Paribas Flexi Cap Fund - Regular Plan - IDCW Option	Baroda BNP Paribas	₹12.8419	3 Jun 2026
PGIM India Flexi Cap Fund - Regular Plan - Dividend Option	PGIM India	₹16.9800	3 Jun 2026
Axis Flexi Cap Fund - Regular Plan - IDCW	Axis	₹16.1100	3 Jun 2026
360 ONE FLEXICAP FUND-REGULAR PLAN- IDCW	360 ONE	₹14.8502	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹12.0953
2 Jun 2026	₹12.1176
1 Jun 2026	₹12.0586
29 May 2026	₹12.1633
27 May 2026	₹12.3255
26 May 2026	₹12.3150
25 May 2026	₹12.3388
22 May 2026	₹12.1969
21 May 2026	₹12.1824
20 May 2026	₹12.1733

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW is ₹12.0953. It's a Flexi Cap Fund from Mahindra Manulife, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW has NAV history starting from 25 Aug 2021, a track record of about 4 years 9 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW is managed by Mahindra Manulife. It's classified by AMFI under the 'Flexi Cap Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW has delivered a absolute return of -10.80% — -13.3 pp behind the Flexi Cap Fund category average of 2.50%. The fund ranks #29 of 33 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW has delivered a CAGR of 2.84% — -6.61 pp behind the Flexi Cap Fund category average of 9.45%. The fund ranks #26 of 29 in its category — the bottom (Q4) quartile.

Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW exactly 3 years ago would be worth approximately ₹108,771 today — a multiplier of 1.09×, based on the 3-year CAGR of 2.84%. The category average over the same window would have grown ₹1 lakh to ₹131,127.

A ₹10,000 monthly SIP in Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW over the last 3 years — total invested ₹360,000 — would be worth ₹323,582 today. That's an XIRR (money-weighted annualised return) of -6.80%.

Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹323,582 — XIRR -6.80%.

On a 3-year basis, Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW ranks #26 out of 29 funds in the Flexi Cap Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 9.45%; this fund delivered 2.84%.

The worst peak-to-trough decline Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW has experienced over the last 3-year window is 28.20% — its NAV fell from a high on 24 Sep 2024 to a low on 31 Mar 2026. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW averaged 10.38% (best 15.11%, worst 2.84%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is -0.15 — negative risk-adjusted performance.

In calendar year 2025, Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW returned -1.90% — lagging the Flexi Cap Fund category average of 0.95% by 2.85 pp. It ranked #20 of 27 in its category that year.

Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Mahindra Manulife Flexi Cap Fund - Regular Plan -IDCW is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.