Should I invest in Mahindra Manulife Equity Savings Fund?

We don't give personal investment advice. Mahindra Manulife Equity Savings Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 7.97%.

Mahindra Manulife

Mahindra Manulife Equity Savings Fund - Regular Plan - Growth

Latest NAV

₹21.5640

As of

17 Jul 2026

2,325 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.29%	+0.14%	+0.15	4 / 17	Q1
1W	+0.10%	+0.13%	-0.02	7 / 17	Q2
2W	+0.17%	+0.29%	-0.12	12 / 17	Q3
1M	+1.43%	+1.10%	+0.33	4 / 17	Q1
3M	+1.96%	+1.97%	-0.01	7 / 17	Q2
6M	+1.93%	+2.15%	-0.22	5 / 17	Q2
YTD	+1.66%	+1.76%	-0.10	7 / 17	Q2
1Y	+4.98%	+4.35%	+0.63	6 / 17	Q2
2Y	+4.44%	+4.91%	-0.47	9 / 14	Q3
3Y	+8.62%	+8.81%	-0.19	6 / 14	Q2
4Y	+9.26%	+9.35%	-0.09	6 / 12	Q2
5Y	+7.97%	+7.86%	+0.10	6 / 12	Q2
7Y	+9.71%	+8.96%	+0.75	4 / 12	Q2
10Y	—	—	—	—	—
Inception	+8.41%	+8.39%	+0.02	8 / 17	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.66%	+1.76%	-0.10	7 / 17
2025	+6.96%	+5.91%	+1.05	6 / 14
2024	+8.24%	+11.76%	-3.52	13 / 14
2023	+14.41%	+14.19%	+0.23	6 / 13
2022	+2.28%	+2.56%	-0.28	7 / 12
2021	+16.07%	+12.08%	+4.00	1 / 12
2020	+13.17%	+11.06%	+2.11	2 / 12
2019	+8.79%	+7.86%	+0.92	3 / 10
2018	-3.25%	+1.07%	-4.32	7 / 7
2017	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+8.73%

103 windows

min -8.2% · max 33.3%

90% positive

3-Year rolling

+9.61%

79 windows

min -0.3% · max 16.7%

99% positive

5-Year rolling

+9.84%

55 windows

min 6.9% · max 14.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+9.29%

30 windows

min 8.3% · max 10.6%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.85%

3-year · annualised

Sharpe ratio

0.40

vs risk-free 6.5%

Sortino ratio

0.76

Downside-only deviation

Max drawdown

-5.10%

Sep 2024 → Mar 2025

% positive months

69.4%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
SBI Equity Savings Fund - Regular Plan - Growth	SBI	₹24.7231	17 Jul 2026
Invesco India Equity Savings Fund - Regular Plan - Growth	Invesco	₹16.7139	17 Jul 2026
quant Equity Savings Fund - Growth Option - Regular Plan	Quant	₹10.7660	17 Jul 2026
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹23.2700	17 Jul 2026
Mirae Asset Equity Savings Fund- Regular Plan- Growth	Mirae Asset	₹21.2310	17 Jul 2026
Kotak Equity Savings Fund - Regular - Growth	Kotak	₹27.4040	17 Jul 2026
Edelweiss Equity Savings Fund - Regular Plan - Growth Option	Edelweiss	₹26.9866	17 Jul 2026
DSP Equity Savings Fund - Regular Plan - Growth	DSP	₹22.3950	17 Jul 2026
HSBC Equity Savings Fund - Regular Growth	HSBC	₹36.6803	17 Jul 2026
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth	Baroda BNP Paribas	₹17.2643	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹21.5640
16 Jul 2026	₹21.5011
15 Jul 2026	₹21.5091
14 Jul 2026	₹21.4945
13 Jul 2026	₹21.5315
10 Jul 2026	₹21.5414
9 Jul 2026	₹21.4610
8 Jul 2026	₹21.4078
7 Jul 2026	₹21.5827
6 Jul 2026	₹21.5808

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Mahindra Manulife Equity Savings Fund - Regular Plan - Growth is ₹21.5640. It's a Equity Savings Fund from Mahindra Manulife, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Mahindra Manulife Equity Savings Fund - Regular Plan - Growth has NAV history starting from 08 Feb 2017, a track record of about 9 years 5 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Mahindra Manulife Equity Savings Fund - Regular Plan - Growth is managed by Mahindra Manulife. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mahindra Manulife Equity Savings Fund - Regular Plan - Growth has delivered a absolute return of 4.98% — +0.63 pp ahead of the Equity Savings Fund category average of 4.35%. The fund ranks #6 of 17 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Mahindra Manulife Equity Savings Fund - Regular Plan - Growth has delivered a CAGR of 8.62% — -0.19 pp behind the Equity Savings Fund category average of 8.81%. The fund ranks #6 of 14 in its category — the second (Q2) quartile.

Over the trailing 5-year window, Mahindra Manulife Equity Savings Fund - Regular Plan - Growth has delivered a CAGR of 7.97% — +0.1 pp ahead of the Equity Savings Fund category average of 7.86%. The fund ranks #6 of 12 in its category — the second (Q2) quartile.

₹1 lakh invested in Mahindra Manulife Equity Savings Fund - Regular Plan - Growth exactly 5 years ago would be worth approximately ₹146,701 today — a multiplier of 1.47×, based on the 5-year CAGR of 7.97%. The category average over the same window would have grown ₹1 lakh to ₹146,005.

A ₹10,000 monthly SIP in Mahindra Manulife Equity Savings Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹729,160 today. That's an XIRR (money-weighted annualised return) of 7.73%.

Mahindra Manulife Equity Savings Fund - Regular Plan - Growth doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹1,158,562 — XIRR 9.03%.

On a 5-year basis, Mahindra Manulife Equity Savings Fund - Regular Plan - Growth ranks #6 out of 12 funds in the Equity Savings Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 7.86%; this fund delivered 7.97%.

The worst peak-to-trough decline Mahindra Manulife Equity Savings Fund - Regular Plan - Growth has experienced over the last 5-year window is 8.66% — its NAV fell from a high on 18 Oct 2021 to a low on 20 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Mahindra Manulife Equity Savings Fund - Regular Plan - Growth averaged 9.84% (best 14.77%, worst 6.92%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.21 — weak risk-adjusted performance.

In calendar year 2025, Mahindra Manulife Equity Savings Fund - Regular Plan - Growth returned 6.96% — beating the Equity Savings Fund category average of 5.91% by 1.05 pp. It ranked #6 of 14 in its category that year.

Mahindra Manulife Equity Savings Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Mahindra Manulife Equity Savings Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 8.7%. 5-year CAGR: 7.97%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.