Should I invest in Aditya Birla Sun Life Equity Savings Fund?

We don't give personal investment advice. Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.1%. 5-year CAGR: 6.71%.

Aditya Birla Sun Life

Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth

Latest NAV

₹23.2700

As of

17 Jul 2026

2,863 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.17%	+0.14%	+0.03	11 / 17	Q3
1W	+0.04%	+0.13%	-0.08	10 / 17	Q3
2W	+0.17%	+0.29%	-0.12	13 / 17	Q4
1M	+0.95%	+1.10%	-0.14	9 / 17	Q3
3M	+1.70%	+1.97%	-0.26	9 / 17	Q3
6M	+1.93%	+2.15%	-0.23	6 / 17	Q2
YTD	+1.88%	+1.76%	+0.12	4 / 17	Q1
1Y	+5.49%	+4.35%	+1.14	5 / 17	Q2
2Y	+6.41%	+4.91%	+1.51	3 / 14	Q1
3Y	+7.91%	+8.81%	-0.90	11 / 14	Q4
4Y	+8.73%	+9.35%	-0.62	9 / 12	Q3
5Y	+6.71%	+7.86%	-1.16	10 / 12	Q4
7Y	+8.27%	+8.96%	-0.69	9 / 12	Q3
10Y	+7.58%	+8.25%	-0.68	5 / 5	Q4
Inception	+7.53%	+8.39%	-0.86	13 / 17	Q4

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.88%	+1.76%	+0.12	4 / 17
2025	+8.81%	+5.91%	+2.90	1 / 14
2024	+8.15%	+11.76%	-3.61	14 / 14
2023	+11.19%	+14.19%	-3.00	13 / 13
2022	-1.03%	+2.56%	-3.59	11 / 12
2021	+12.64%	+12.08%	+0.57	7 / 12
2020	+10.83%	+11.06%	-0.24	8 / 12
2019	+7.68%	+7.86%	-0.18	7 / 10
2018	-1.52%	+1.07%	-2.58	6 / 7
2017	+16.50%	+14.84%	+1.66	1 / 6
2016	+7.53%	+5.57%	+1.96	1 / 4

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+7.90%

130 windows

min -6.4% · max 27.5%

83% positive

3-Year rolling

+7.64%

106 windows

min 0.1% · max 12.2%

100% positive

5-Year rolling

+7.63%

81 windows

min 3.9% · max 11.6%

100% positive

7-Year rolling

+7.50%

57 windows

min 6.7% · max 8.8%

100% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

2.47%

3-year · annualised

Sharpe ratio

0.48

vs risk-free 6.5%

Sortino ratio

1.24

Downside-only deviation

Max drawdown

-2.61%

Feb 2026 → Mar 2026

% positive months

83.3%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
SBI Equity Savings Fund - Regular Plan - Growth	SBI	₹24.7231	17 Jul 2026
Invesco India Equity Savings Fund - Regular Plan - Growth	Invesco	₹16.7139	17 Jul 2026
quant Equity Savings Fund - Growth Option - Regular Plan	Quant	₹10.7660	17 Jul 2026
Mirae Asset Equity Savings Fund- Regular Plan- Growth	Mirae Asset	₹21.2310	17 Jul 2026
Kotak Equity Savings Fund - Regular - Growth	Kotak	₹27.4040	17 Jul 2026
Edelweiss Equity Savings Fund - Regular Plan - Growth Option	Edelweiss	₹26.9866	17 Jul 2026
DSP Equity Savings Fund - Regular Plan - Growth	DSP	₹22.3950	17 Jul 2026
HSBC Equity Savings Fund - Regular Growth	HSBC	₹36.6803	17 Jul 2026
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth	Baroda BNP Paribas	₹17.2643	17 Jul 2026
UTI Equity Savings Fund - Regular Plan - Growth Option	UTI	₹18.9109	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹23.2700
16 Jul 2026	₹23.2300
15 Jul 2026	₹23.2300
14 Jul 2026	₹23.2400
13 Jul 2026	₹23.2600
10 Jul 2026	₹23.2600
9 Jul 2026	₹23.1900
8 Jul 2026	₹23.1700
7 Jul 2026	₹23.2700
6 Jul 2026	₹23.2800

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth is ₹23.2700. It's a Equity Savings Fund from Aditya Birla Sun Life, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth has NAV history starting from 01 Dec 2014, a track record of about 11 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth is managed by Aditya Birla Sun Life. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth has delivered a absolute return of 5.49% — +1.14 pp ahead of the Equity Savings Fund category average of 4.35%. The fund ranks #5 of 17 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth has delivered a CAGR of 7.91% — -0.9 pp behind the Equity Savings Fund category average of 8.81%. The fund ranks #11 of 14 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth has delivered a CAGR of 6.71% — -1.16 pp behind the Equity Savings Fund category average of 7.86%. The fund ranks #10 of 12 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth exactly 10 years ago would be worth approximately ₹207,582 today — a multiplier of 2.08×, based on the 10-year CAGR of 7.58%. The category average over the same window would have grown ₹1 lakh to ₹220,985.

A ₹10,000 monthly SIP in Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth over the last 5 years — total invested ₹600,000 — would be worth ₹723,787 today. That's an XIRR (money-weighted annualised return) of 7.43%.

A ₹10,000 monthly SIP for 10 years in Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth = ₹1,200,000 invested. It would currently be worth ₹1,778,413 (multiplier 1.48×). XIRR: 7.63%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth ranks #10 out of 12 funds in the Equity Savings Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 7.86%; this fund delivered 6.71%.

The worst peak-to-trough decline Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth has experienced over the last 5-year window is 10.14% — its NAV fell from a high on 17 Jan 2022 to a low on 17 Jun 2022. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth averaged 7.63% (best 11.59%, worst 3.87%). 100% of rolling windows ended positive. The 5-year Sharpe ratio is 0.02 — weak risk-adjusted performance.

In calendar year 2025, Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth returned 8.81% — beating the Equity Savings Fund category average of 5.91% by 2.90 pp. It ranked #1 of 14 in its category that year.

Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 10.1%. 5-year CAGR: 6.71%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.

Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth

NAV history & peer comparison

Returns matrix

Calendar-year returns

Rolling returns

SIP returns — historical "what if"

Risk profile

Peers in Equity Savings Fund

Recent NAVs

Frequently asked questions

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