Should I invest in HSBC Equity Savings Fund - Regular Growth?

We don't give personal investment advice. HSBC Equity Savings Fund - Regular Growth is suitable for an investor whose:time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a lossrisk tolerance accepts seeing the portfolio fall sharply without panic-sellinggoal isn't capital preservation in the short termCross-check the numbers above against alternatives before deciding.

HSBC

HSBC Equity Savings Fund - Regular Growth

Latest NAV

₹35.9580

As of

3 Jun 2026

864 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.07%	+0.01%	+0.06	6 / 17	Q2
1W	-0.09%	-0.57%	+0.48	1 / 17	Q1
2W	+0.97%	-0.10%	+1.07	1 / 17	Q1
1M	+0.88%	-0.33%	+1.20	1 / 17	Q1
3M	+3.65%	+0.25%	+3.40	1 / 17	Q1
6M	+4.10%	-0.36%	+4.47	1 / 17	Q1
YTD	+4.71%	-0.55%	+5.26	1 / 17	Q1
1Y	+10.74%	+3.35%	+7.39	1 / 16	Q1
2Y	+8.46%	+5.32%	+3.14	1 / 14	Q1
3Y	+12.95%	+8.99%	+3.96	1 / 14	Q1
4Y	—	—	—	—	—
5Y	—	—	—	—	—
7Y	—	—	—	—	—
10Y	—	—	—	—	—
Inception	+12.77%	+7.88%	+4.89	1 / 17	Q1

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+4.71%	-0.55%	+5.26	1 / 17
2025	+0.33%	+5.91%	-5.58	13 / 14
2024	+24.15%	+11.76%	+12.39	1 / 14
2023	+16.81%	+14.19%	+2.62	2 / 13
2022	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+13.83%

31 windows

min -0.2% · max 26.2%

97% positive

Limited basis — fund is young, so this average may be skewed by which 1Y windows happen to be available.

3-Year rolling

+13.18%

7 windows

min 12.7% · max 13.5%

100% positive

Limited basis — fund is young, so this average may be skewed by which 3Y windows happen to be available.

5-Year rolling

—

Insufficient history

7-Year rolling

—

Insufficient history

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

8.05%

3-year · annualised

Sharpe ratio

0.75

vs risk-free 6.5%

Sortino ratio

1.12

Downside-only deviation

Max drawdown

-11.66%

Jan 2025 → Feb 2025

% positive months

75.0%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Equity Savings Fund

Scheme	Fund house	NAV	As of
SBI Equity Savings Fund - Regular Plan - Growth	SBI	₹24.2934	3 Jun 2026
Invesco India Equity Savings Fund - Regular Plan - Growth	Invesco	₹16.2486	3 Jun 2026
quant Equity Savings Fund - Growth Option - Regular Plan	Quant	₹10.3257	3 Jun 2026
Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth	Aditya Birla Sun Life	₹22.7900	3 Jun 2026
Mirae Asset Equity Savings Fund- Regular Plan- Growth	Mirae Asset	₹20.6870	3 Jun 2026
Kotak Equity Savings Fund - Regular - Growth	Kotak	₹26.8722	3 Jun 2026
Edelweiss Equity Savings Fund - Regular Plan - Growth Option	Edelweiss	₹26.3259	3 Jun 2026
DSP Equity Savings Fund - Regular Plan - Growth	DSP	₹21.9000	3 Jun 2026
Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth	Baroda BNP Paribas	₹16.8998	3 Jun 2026
UTI Equity Savings Fund - Regular Plan - Growth Option	UTI	₹18.5504	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹35.9580
2 Jun 2026	₹35.8971
1 Jun 2026	₹35.8715
29 May 2026	₹35.9566
27 May 2026	₹36.0282
26 May 2026	₹35.9283
25 May 2026	₹35.8609
22 May 2026	₹35.7102
21 May 2026	₹35.7184
20 May 2026	₹35.6785

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of HSBC Equity Savings Fund - Regular Growth is ₹35.9580. It's a Equity Savings Fund from HSBC, run as a Regular plan Growth option. NAVs update once per business day from the AMFI feed.

HSBC Equity Savings Fund - Regular Growth has NAV history starting from 28 Nov 2022, a track record of about 3 years 6 months. It's a relatively new scheme. With under 5 years of NAVs, peer comparison is the best yardstick — point-to-point returns can be skewed by entry timing.

HSBC Equity Savings Fund - Regular Growth is managed by HSBC. It's classified by AMFI under the 'Equity Savings Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, HSBC Equity Savings Fund - Regular Growth has delivered a absolute return of 10.74% — +7.39 pp ahead of the Equity Savings Fund category average of 3.35%. The fund ranks #1 of 16 in its category — the top (Q1) quartile.

Over the trailing 3-year window, HSBC Equity Savings Fund - Regular Growth has delivered a CAGR of 12.95% — +3.96 pp ahead of the Equity Savings Fund category average of 8.99%. The fund ranks #1 of 14 in its category — the top (Q1) quartile.

HSBC Equity Savings Fund - Regular Growth doesn't have a complete 5-year window yet (we need at least 5 year of NAVs). Check the shorter-window returns above.

₹1 lakh invested in HSBC Equity Savings Fund - Regular Growth exactly 3 years ago would be worth approximately ₹144,082 today — a multiplier of 1.44×, based on the 3-year CAGR of 12.95%. The category average over the same window would have grown ₹1 lakh to ₹129,460.

A ₹10,000 monthly SIP in HSBC Equity Savings Fund - Regular Growth over the last 3 years — total invested ₹360,000 — would be worth ₹421,491 today. That's an XIRR (money-weighted annualised return) of 10.50%.

HSBC Equity Savings Fund - Regular Growth doesn't yet have 10 years of NAVs. Over the longest available window (3-year SIP), ₹10,000/month would have grown to ₹421,491 — XIRR 10.50%.

On a 3-year basis, HSBC Equity Savings Fund - Regular Growth ranks #1 out of 14 funds in the Equity Savings Fund category — that places it in the top quartile (Q1) — strong outperformance. The category average return over the same window is 8.99%; this fund delivered 12.95%.

The worst peak-to-trough decline HSBC Equity Savings Fund - Regular Growth has experienced over the last 3-year window is 11.66% — its NAV fell from a high on 02 Jan 2025 to a low on 28 Feb 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 3-year rolling windows, HSBC Equity Savings Fund - Regular Growth averaged 13.18% (best 13.53%, worst 12.74%). 100% of rolling windows ended positive. The 3-year Sharpe ratio is 0.75 — reasonable risk-adjusted performance.

In calendar year 2025, HSBC Equity Savings Fund - Regular Growth returned 0.33% — lagging the Equity Savings Fund category average of 5.91% by 5.58 pp. It ranked #13 of 14 in its category that year.

HSBC Equity Savings Fund - Regular Growth is classified as an Equity fund (at least 65% equity exposure). Tax rules (post Budget 2024): if you hold 12 months or more, gains are Long-Term and taxed at 12.5% on the amount exceeding ₹1.25 lakh per financial year. Held for under 12 months, gains are Short-Term and taxed at 20%. The ₹1.25 L exemption is per PAN per FY across all equity LTCG.

We don't give personal investment advice. HSBC Equity Savings Fund - Regular Growth is suitable for an investor whose:

time horizon is **5+ years** — equity funds can drop 30-50% in bad years; horizons under 5 years materially raise the risk of selling at a loss
risk tolerance accepts seeing the portfolio fall sharply without panic-selling
goal isn't capital preservation in the short term

Cross-check the numbers above against alternatives before deciding.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.