Should I invest in Mahindra Manulife Dynamic Bond Fund - Quarterly IDCW?

We don't give personal investment advice. Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW is suitable for an investor whose:time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ yearsprimary goal is capital preservation or steady accrual, not high growthtax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.24%.

Mahindra Manulife

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW

Latest NAV

₹10.3605

As of

17 Jul 2026

1,910 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	-0.12%	-0.08%	-0.04	32 / 44	Q3
1W	-0.28%	-0.13%	-0.15	32 / 44	Q3
2W	-0.30%	-0.12%	-0.18	30 / 44	Q3
1M	+0.16%	+0.59%	-0.43	32 / 44	Q3
3M	+1.22%	+1.45%	-0.23	27 / 44	Q3
6M	+1.47%	+1.96%	-0.50	29 / 44	Q3
YTD	+1.03%	+1.47%	-0.44	29 / 44	Q3
1Y	+0.09%	+2.14%	-2.05	36 / 44	Q4
2Y	-0.78%	+3.06%	-3.84	41 / 44	Q4
3Y	-0.35%	+3.08%	-3.43	39 / 44	Q4
4Y	+1.06%	+3.39%	-2.33	27 / 42	Q3
5Y	+0.24%	+3.49%	-3.26	29 / 37	Q4
7Y	-0.39%	+2.92%	-3.32	32 / 33	Q4
10Y	—	—	—	—	—
Inception	+0.43%	+2.69%	-2.26	29 / 44	Q3

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+1.03%	+1.43%	-0.40	26 / 41
2025	-1.84%	+2.27%	-4.11	38 / 43
2024	+2.42%	+4.07%	-1.64	22 / 43
2023	+0.29%	+2.84%	-2.55	28 / 43
2022	+0.26%	+1.74%	-1.48	21 / 36
2021	-2.17%	+1.29%	-3.46	29 / 32
2020	-1.71%	+2.67%	-4.38	32 / 33
2019	+3.35%	+2.75%	+0.60	15 / 33
2018	—	—	—	—

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+0.06%

85 windows

min -4.8% · max 6.8%

44% positive

3-Year rolling

-0.07%

60 windows

min -2.2% · max 1.9%

50% positive

5-Year rolling

-0.05%

36 windows

min -0.4% · max 0.9%

31% positive

Limited basis — fund is young, so this average may be skewed by which 5Y windows happen to be available.

7-Year rolling

+0.02%

12 windows

min -0.4% · max 0.5%

42% positive

Limited basis — fund is young, so this average may be skewed by which 7Y windows happen to be available.

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

4.12%

3-year · annualised

Sharpe ratio

-1.64

vs risk-free 6.5%

Sortino ratio

-2.06

Downside-only deviation

Max drawdown

-6.29%

Sep 2024 → Mar 2025

% positive months

47.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Long Term Plan- Regular Dividend	ICICI Prudential	₹10.9272	17 Jul 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.5799	17 Jul 2026
Quantum Dynamic Bond Fund - Regular Plan Monthly IDCW	Quantum	₹10.4821	17 Jul 2026
Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW	Aditya Birla Sun Life	₹12.1627	17 Jul 2026
Mirae Asset Dynamic Bond Fund Regular IDCW	Mirae Asset	₹17.0470	17 Jul 2026
Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option	Kotak	₹14.8769	17 Jul 2026
HSBC Dynamic Bond Fund - Regular Annual IDCW	HSBC	₹10.2710	17 Jul 2026
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Daily IDCW Option	Baroda BNP Paribas	₹10.0832	17 Jul 2026
UTI Dynamic Bond Fund - Regular Plan - Annual IDCW	UTI	₹13.8838	17 Jul 2026
Axis Dynamic Bond Fund - Regular Plan - Half Yearly IDCW	Axis	₹11.9670	17 Jul 2026

Recent NAVs

Date	NAV
17 Jul 2026	₹10.3605
16 Jul 2026	₹10.3729
15 Jul 2026	₹10.3565
14 Jul 2026	₹10.3484
13 Jul 2026	₹10.3834
10 Jul 2026	₹10.3897
9 Jul 2026	₹10.3684
8 Jul 2026	₹10.3619
7 Jul 2026	₹10.3945
6 Jul 2026	₹10.4010

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 17 Jul 2026, the NAV of Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW is ₹10.3605. It's a Dynamic Bond Fund from Mahindra Manulife, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW has NAV history starting from 24 Aug 2018, a track record of about 7 years 10 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW is managed by Mahindra Manulife. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW has delivered a absolute return of 0.09% — -2.05 pp behind the Dynamic Bond Fund category average of 2.14%. The fund ranks #36 of 44 in its category — the bottom (Q4) quartile.

Over the trailing 3-year window, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW has delivered a CAGR of -0.35% — -3.43 pp behind the Dynamic Bond Fund category average of 3.08%. The fund ranks #39 of 44 in its category — the bottom (Q4) quartile.

Over the trailing 5-year window, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW has delivered a CAGR of 0.24% — -3.26 pp behind the Dynamic Bond Fund category average of 3.49%. The fund ranks #29 of 37 in its category — the bottom (Q4) quartile.

₹1 lakh invested in Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW exactly 5 years ago would be worth approximately ₹101,200 today — a multiplier of 1.01×, based on the 5-year CAGR of 0.24%. The category average over the same window would have grown ₹1 lakh to ₹118,733.

A ₹10,000 monthly SIP in Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW over the last 5 years — total invested ₹600,000 — would be worth ₹604,897 today. That's an XIRR (money-weighted annualised return) of 0.32%.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW doesn't yet have 10 years of NAVs. Over the longest available window (7-year SIP), ₹10,000/month would have grown to ₹841,577 — XIRR 0.05%.

On a 5-year basis, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW ranks #29 out of 37 funds in the Dynamic Bond Fund category — that places it in the bottom quartile (Q4) — material underperformance. The category average return over the same window is 3.49%; this fund delivered 0.24%.

The worst peak-to-trough decline Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW has experienced over the last 5-year window is 6.29% — its NAV fell from a high on 23 Sep 2024 to a low on 17 Mar 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW averaged -0.05% (best 0.91%, worst -0.42%). 31% of rolling windows ended positive. The 5-year Sharpe ratio is -1.71 — negative risk-adjusted performance.

In calendar year 2025, Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW returned -1.84% — lagging the Dynamic Bond Fund category average of 2.27% by 4.11 pp. It ranked #38 of 43 in its category that year.

Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Mahindra Manulife Dynamic Bond Fund - Regular Plan - Quarterly IDCW is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 6.3%. 5-year CAGR: 0.24%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.