Kotak

Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option

Latest NAV

₹14.4863

As of

3 Jun 2026

3,276 NAV records on file

NAV history & peer comparison

All NAVs split-adjusted and normalised to 100 at the start of the selected period, so funds with very different absolute NAV scales can be compared on one axis.

Period

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Returns matrix

Fund return alongside the category average and peer rank for every standard window. Returns under one year are absolute; one year and longer are compound annualised (CAGR).

Window	Fund	Category avg	+/− vs avg	Rank	Quartile
1D	+0.05%	+24.16%	-24.11	18 / 48	Q2
1W	+0.19%	+24.38%	-24.19	24 / 48	Q2
2W	+0.55%	+24.65%	-24.10	12 / 48	Q1
1M	+0.20%	+24.64%	-24.44	15 / 48	Q2
3M	+0.37%	+24.91%	-24.54	15 / 48	Q2
6M	+1.56%	+26.19%	-24.64	10 / 48	Q1
YTD	+0.88%	+24.50%	-23.62	17 / 48	Q2
1Y	+1.67%	+28.03%	-26.36	15 / 48	Q2
2Y	+5.73%	+9.76%	-4.03	18 / 48	Q2
3Y	+6.42%	+2.68%	+3.74	5 / 44	Q1
4Y	+6.49%	+3.22%	+3.27	5 / 42	Q1
5Y	+5.29%	+3.23%	+2.06	13 / 37	Q2
7Y	+3.54%	+2.91%	+0.63	15 / 33	Q2
10Y	+2.30%	+3.49%	-1.18	14 / 25	Q3
Inception	+2.77%	+10.01%	-7.25	22 / 48	Q2

Quartile legend: Q1 top 25% Q2 25-50% Q3 50-75% Q4 bottom 25%

Calendar-year returns

Full-year performance vs category average. Current year is partial (year-to-date).

Year	Fund	Category avg	+/− vs avg	Rank
2026 YTD	+0.88%	-0.01%	+0.88	10 / 41
2025	+6.01%	+2.27%	+3.74	11 / 43
2024	+9.30%	+4.07%	+5.23	5 / 43
2023	+6.42%	+2.84%	+3.58	4 / 43
2022	+2.50%	+30.82%	-28.32	20 / 40
2021	+1.92%	-0.61%	+2.53	15 / 36
2020	-0.60%	+2.67%	-3.27	31 / 33
2019	+2.03%	+2.75%	-0.72	19 / 33
2018	+1.80%	+3.81%	-2.01	19 / 27
2017	-0.75%	+1.05%	-1.80	15 / 25
2016	-2.51%	+6.59%	-9.10	24 / 24

Rolling returns

Removes start-date bias by averaging CAGR over every overlapping N-year window in the fund's history. Higher average plus tight min/max plus high "% positive" = consistent.

1-Year rolling

+2.61%

154 windows

min -9.5% · max 11.3%

77% positive

3-Year rolling

+2.11%

130 windows

min -2.2% · max 8.1%

82% positive

5-Year rolling

+1.67%

105 windows

min -1.5% · max 5.6%

88% positive

7-Year rolling

+1.63%

81 windows

min -0.3% · max 3.9%

98% positive

SIP returns — historical "what if"

If you had invested every month in this fund over the chosen period, this is what your investment would be worth today.

Period

Total invested

₹ —

Today's value

₹ —

XIRR

Annualised

Wealth multiplier

Period	Total invested	Today's value	XIRR	Wealth multiplier

XIRR is the annualised internal rate of return on the SIP cash flow — invariant to the monthly amount. "Today's value" and "Total invested" scale linearly with the slider. Past performance does not guarantee future returns. Excludes exit load and taxes.

Risk profile

Risk-adjusted return and volatility, computed from monthly NAV returns over the trailing 3-year and 5-year windows.

Std deviation

3.08%

3-year · annualised

Sharpe ratio

-0.07

vs risk-free 6.5%

Sortino ratio

-0.18

Downside-only deviation

Max drawdown

-2.53%

May 2025 → Aug 2025

% positive months

72.2%

Share of monthly returns > 0 over the 3-year window

Sharpe / Sortino use a risk-free rate of 6.5% (1-year T-bill proxy). Higher Sharpe = more return per unit of total risk; higher Sortino = more return per unit of downside risk.

Peers in Dynamic Bond Fund

Scheme	Fund house	NAV	As of
ICICI Prudential Long Term Plan- Regular Dividend	ICICI Prudential	₹10.9534	3 Jun 2026
BANDHAN Dynamic Bond Fund - Regular Plan B - Annual IDCW	Bandhan	₹11.2383	3 Jun 2026
Quantum Dynamic Bond Fund - Regular Plan Monthly IDCW	Quantum	₹10.2522	3 Jun 2026
Aditya Birla Sun Life Dynamic Bond Fund -Regular - IDCW	Aditya Birla Sun Life	₹11.9051	3 Jun 2026
Mirae Asset Dynamic Bond Fund Regular IDCW	Mirae Asset	₹16.8936	3 Jun 2026
HSBC Dynamic Bond Fund - Regular Annual IDCW	HSBC	₹10.0493	3 Jun 2026
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Daily IDCW Option	Baroda BNP Paribas	₹9.9714	3 Jun 2026
UTI Dynamic Bond Fund - Regular Plan - Annual IDCW	UTI	₹13.6913	3 Jun 2026
Axis Dynamic Bond Fund - Regular Plan - Half Yearly IDCW	Axis	₹11.6764	3 Jun 2026
360 ONE Dynamic Bond Fund Regular Plan Bonus	360 ONE	₹23.5456	3 Jun 2026

Recent NAVs

Date	NAV
3 Jun 2026	₹14.4863
2 Jun 2026	₹14.4933
1 Jun 2026	₹14.4857
29 May 2026	₹14.4631
27 May 2026	₹14.4720
26 May 2026	₹14.4656
25 May 2026	₹14.4615
22 May 2026	₹14.4304
21 May 2026	₹14.4258
20 May 2026	₹14.4307

Frequently asked questions

These answers are generated from this fund's live metrics — NAV, returns, peer rank, drawdown, SIP backtest. Numbers refresh nightly after AMFI's NAV feed lands.

As of 03 Jun 2026, the NAV of Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option is ₹14.4863. It's a Dynamic Bond Fund from Kotak, run as a Regular plan IDCW (dividend) option. NAVs update once per business day from the AMFI feed.

Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option has NAV history starting from 01 Nov 2012, a track record of about 13 years 7 months. That's enough history to evaluate the fund across one or two market cycles. Look at rolling returns rather than point-to-point to judge consistency.

Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option is managed by Kotak. It's classified by AMFI under the 'Dynamic Bond Fund' SEBI category, which determines its peer set and tax treatment.

Over the trailing 1-year window, Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option has delivered a absolute return of 1.67% — -26.36 pp behind the Dynamic Bond Fund category average of 28.03%. The fund ranks #15 of 48 in its category — the second (Q2) quartile.

Over the trailing 3-year window, Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option has delivered a CAGR of 6.42% — +3.74 pp ahead of the Dynamic Bond Fund category average of 2.68%. The fund ranks #5 of 44 in its category — the top (Q1) quartile.

Over the trailing 5-year window, Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option has delivered a CAGR of 5.29% — +2.06 pp ahead of the Dynamic Bond Fund category average of 3.23%. The fund ranks #13 of 37 in its category — the second (Q2) quartile.

₹1 lakh invested in Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option exactly 10 years ago would be worth approximately ₹125,579 today — a multiplier of 1.26×, based on the 10-year CAGR of 2.30%. The category average over the same window would have grown ₹1 lakh to ₹140,905.

A ₹10,000 monthly SIP in Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option over the last 5 years — total invested ₹600,000 — would be worth ₹696,202 today. That's an XIRR (money-weighted annualised return) of 5.88%.

A ₹10,000 monthly SIP for 10 years in Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option = ₹1,200,000 invested. It would currently be worth ₹1,477,386 (multiplier 1.23×). XIRR: 4.07%. Long-horizon SIP results matter more than point-to-point returns because they smooth out entry timing.

On a 5-year basis, Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option ranks #13 out of 37 funds in the Dynamic Bond Fund category — that places it in the second quartile (Q2) — above the median. The category average return over the same window is 3.23%; this fund delivered 5.29%.

The worst peak-to-trough decline Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option has experienced over the last 5-year window is 2.53% — its NAV fell from a high on 29 May 2025 to a low on 26 Aug 2025. Drawdown is a useful gauge of how much short-term pain you'd have endured to capture the long-term return.

Across all 5-year rolling windows, Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option averaged 1.67% (best 5.64%, worst -1.51%). 88% of rolling windows ended positive. The 5-year Sharpe ratio is -0.45 — negative risk-adjusted performance.

In calendar year 2025, Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option returned 6.01% — beating the Dynamic Bond Fund category average of 2.27% by 3.74 pp. It ranked #11 of 43 in its category that year.

Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option is classified as a Debt fund. For units acquired on or after 1 April 2023, all gains are taxed at your income-tax slab rate regardless of holding period — there's no LTCG concession or indexation. For pre-April-2023 units, the old rules with indexation still apply on long-term gains.

We don't give personal investment advice. Kotak Dynamic Bond Fund Regular Plan - Standard Income Distribution cum capital withdrawal option is suitable for an investor whose:

time horizon matches the fund's modified duration — short-duration funds for 1-3 year goals, long-duration for 7+ years
primary goal is capital preservation or steady accrual, not high growth
tax slab is moderate — high-slab investors should evaluate post-tax yield against tax-free alternatives (PPF, tax-free bonds)

Cross-check the numbers above against alternatives before deciding. Worst 5-year drawdown: 2.5%. 5-year CAGR: 5.29%.

Educational content only — not investment advice. Tax rules summarised above reflect Budget 2024; consult a qualified adviser before transacting.